Countries
Exchanges
Trading Hours (Brunei Time)
Currency
Interest on Debit Balance
SGD
6.00% p.a
USD
7.00% p.a
HKD
7.00% p.a
MYR
No debit balance allowed
Cut-off time at 11am.
Limit Day
Limit GTD
Stop Limit Day
Stop Limit GTD
Market Order
Market On Open
Market On Close
SGX
Yes
Yes
Yes
Yes
HKEX
Yes
Yes
Yes
Yes
KLSE
Yes
Yes
Yes
Yes
NYSE
Yes
Yes
Yes
Yes
Yes
Yes
Yes
AMEX
Yes
Yes
Yes
Yes
Yes
Yes
Yes
NASDAQ
Yes
Yes
Yes
Yes
Yes
Yes
Yes
SSE-A
Yes
Yes
Yes
Yes
In our efforts to protect our clients against the prevailing cyber threats, the 2FA provides an additional layer of security to ensure customers information and transactions are safe and secure.
Please refer to the 2 Factor Authentication (2FA) set-up guide. Baiduri Capital 2FA User Guide
Unit Trust or Mutual Fund is a professionally managed form of collective investment that pools money from several investors and invests it in bonds, stocks, short-term money market instruments and other securities.
Fund houses are also known as fund managers or portfolio managers. They trade funds underlying securities, realising capital gains or losses, and collect the dividend or interest income. Examples are Allianz Global Investors, BlackRock, Franklin Templeton Investments, Lion Global Investors Manulife, Neuberger Berman, Phillip Capital and UOB Asset Management.
Minimum investment amount is $1,000 in the respective currency, except for Manulife Asia Pacific Investment Grade Bond Fund and Lion Global Singapore Dividend Equity Fund which requires $5,000. Lion Global Disruptive Innovation Fund requires a minimum of $100 in the respective currency.
An investment-linked insurance is a life insurance that combines investment and protection. It provides not only a life insurance cover, but part of the premiums will also be invested in specific investment of your choice, so you can protect your finances and make your money work harder at the same time.
Currently we offer three (3) products:
It could potentially give you higher returns than other types of traditional policies, such as endowment. Additionally, you can enjoy premium holiday where you are temporarily not required to make premium payments without terminating your plan, provided that there are sufficient values in the policy. In the case that you need to adjust your insurance coverage, you have the flexibility.
A Monthly Investment Plan is a monthly subscription plan that allows you to invest an equal amount of money into an Exchange Traded Fund (ETF) of your choice at regular intervals. It uses an investment strategy called dollar-cost averaging, which involves making regular investments over a period of time as opposed to a one-off lump sum investment.
Dollar-cost averaging is the practice of investing a fixed amount on a regular basis, regardless of the ups and downs in the market. By making fixed amount of investments at regular intervals, you will be buying more units of the ETFs when the prices are low and fewer units of the ETFs when the prices are high. This consistent approach benefits you from the varying prices of ETFs, which will ultimately give you an average price over time.
Please refer to the table below for the list of eligible ETFs:
All the ETFs listed above are traded on the US stock exchange. For other ETFs, please reach out to our licensed financial planners.
The list of ETFs provided above is not intended as a recommendation. Please ensure you have carefully considered whether this list of ETFs aligns with your objectives and needs before proceeding.
You need to have an existing trading account with us to set up a Monthly Investment Plan. For customers with an existing trading account, you may contact us by any of the options below to set up your Monthly Investment Plan:
Important update
Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.
To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.