You’ve been eyeing it for a while. You know it’s going to be a bit of an investment, but you’re willing to make the sacrifices to get that dream car now. The question is, does a dream need to be a financial nightmare? Not if you make smart decisions. With the most competitive interest rate and most flexible repayment periods in town, Baiduri Hire Purchase Vehicle Financing works for you. So you can enjoy your new ride free of worries.

Financing at a competitive interest rate
Because we’re local, we understand the need for your vehicle financing to be as affordable as possible. That’s why we’ve kept the rates very affordable at attractive market interest prices.

Repayment couldn’t be easier
To further lighten the burden, you can enjoy the flexibility of having your loan term spread out to a maximum period of 7 years or 84 months. Whatever suits you best. The payment due date starts at the end of the following month after you have received your car. This is the date when you start making your first Hire Purchase monthly installment.

Convenient access to your account
There are so many ways you can choose to service your hire Purchase for unrivaled convenience. You can pay by cash, cheque, your HP Auto Direct Card, or through a standing instruction if you are an account holder with Baiduri Finance or Baiduri bank. Our full-service branches at SupaSave Gadong and The Mall are open 7 days a week, from 9am to 10pm to offer you extra convenience.

For busy individuals, you may prefer making your payment via one of our electronic channels: ATMs, CDMs, i-Banking and FAST mobile payment services which are available 24-hours.

Monthly installment calculation

Hire purchase vehicle financing at a glance

• Minimum down-payment of 12.5% *
• Flexible interest rate
• Hire purchase period of up to 7 years / 84 months *
• Hassle-free documentation
• Easy payment modes electronically via i-Banking, ATM, CDM, FAST in addition to branch network
• Dedicated sales staff
• Eligibility
• Brunei citizens and foreigners *
  (guarantors are required for foreigners)
• Between 18 and 60 years of age
• Stable and fixed monthly income
• Documentation required
  
  

  Individual Identity Card or Passport Latest original payslip Valid Brunei Driver’s License Latest 3 months bank statement or updated savings passbook

  Business Corporations Certificate of Incorporation, Form X Particulars of Directors, Authorized Signatories Mandate, Board Resolution, latest audited Balance Sheet and Income Statement. Sole Proprietorship or Partnership Business Registration Certificate, Section 16 & 17, Authorized Signatories Mandate, latest audited financial statements.

* Terms and conditions apply

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For immediate response to any queries you may have about your Baiduri Hire Purchase Vehicle Financing, please call any of our dedicated sales staff.

You see, at Baiduri, we offer a world of privileges to ensure that you always gain more than the ordinary. After all, we’re Bruneians too.