| 1. |
Q: |
What is the minimum payment for the Baiduri Bank credit cards? |
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A: |
BND25 or 2.5% of outstanding balance whichever is higher |
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| 2. |
Q: |
Are there any interest free days? How many days ? |
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A: |
Yes. Up to 50 days |
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| 3. |
Q: |
Can I withdraw cash from an ATM using the Baiduri Bank credit card ? |
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A: |
Yes, at any Visa, Mastercard or Amex affliated ATMS worldwide. There will be a cash advance fee of 3% or BND10 whichever is higher plus cash interest charges |
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| 4. |
Q: |
What is the limit for cash withdrawal? |
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A: |
Up to 50% of credit limit |
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| 5. |
Q: |
What do I do if I lose my card? |
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A: |
Immediately report to our Baiduri Bank Card Centre Hotline on 2454222. |
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| 6. |
Q: |
If I have any queries on my credit card, who shall I contact? |
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A: |
You can call our card helpdesk at 2454187 or email to card@baiduri.com |
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| 7. |
Q: |
What is the 0% Instalment Plan? |
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A: |
It is a flexible repayment scheme whereby credit card purchases can be converted into easy instalments at 0% interest |
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| 8. |
Q: |
I have an account with Baiduri Bank / Baiduri Finance, how can I make payment for my credit card? |
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A: |
For convenience purposes, you can set up a standing instruction, pay via ATM , branch counters, FAST ( mobile phone service ) or internet banking |
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| 9. |
Q: |
I do not have an account with Baiduri Bank / Finance, how can I make payment for my credit card? |
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A: |
You can pay via our CDM ( cash deposit machine ) ,at any of our branch counters or FAST ( mobile phone service ) |
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| 10. |
Q: |
Where can I use my Baiduri Instant Rewards Card? |
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A: |
Just swipe your instant reward card at any participating Baiduri merchant of your choice to pay for any goods or services |
