Baiduri Bank Group

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RETAIL BANKING

ACCOUNTS & DEPOSITS

FLEXI-DEPOSIT

You love the guaranteed high returns of a fixed deposit, but don't want to lock your funds away completely. At Baiduri Bank, we offer you the perfect solution with our Flexi Deposit. It presents you deposit investment opportunities that deliver a high rate of return, and the flexibility to access cash when you need it, without compromising on the interest you earn on your deposit.

Versatile, flexible and lucrative
Flexi Deposit offers you the security and peace of mind of placing your hard-earned money into a 12-month term deposit that returns high interest on a monthly basis. At the same time, it gives you the flexibility of having your interest earnings credited to the nominated Baiduri Savings or Current Account of your choice. It's the smart way to allocate funds for your monthly expenses without using your savings.

Overdraft facility
To help ensure that your investment continues to grow, we can arrange for an overdraft up to 100% of your deposit to meet any urgent cash requirements.

Credit Card

Apply for a Baiduri American Express, Visa or MasterCard Credit Card to enjoy an extensive array of benefits including worldwide recognition, 50-day interest-free credit, flexible repayment scheme, 0% instalment plan and global emergency assistance. Our Credit Cards also enable you to earn up to 3X Bonus Points * all year round when you shop at our merchant establishments, and instant rewards redemption at participating outlets in Brunei.

Eligibility

Minimum initial deposit of BND100,000 for a fixed tenor of 12 months.

Documentation

For individuals:

Copy of I/C or passport

For registered companies:

Copy of I/C or passport of authorised signatories
Certificate of Incorporation
Board of Directors' particulars (Form X)
Directors' Resolution authorising the opening of Bank Account
Memorandum and Articles of Association
Limited Company Mandate
Share Allotment Form (if available)

For partnership and sole proprietorship:

Copy of I/C or passport of authorised signatories
Certificate of Registration
Partnership or Sole Proprietorship Mandate
Partnership Agreement (for partnership)

At Baiduri Bank, we aim to make a world of difference by offering global services with a local touch. After all, we are Bruneians too.

For more information, please visit your nearest Baiduri Bank branch.

*	3X Bonus Points with Baiduri American Express Card, 2X Bonus Points with Baiduri Visa or MasterCard Credit Card. Bonus Points may be redeemed for a wide selection of goods and services at participating outlets.

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