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| Generous financing at low interest rate |
| You can get financing up to BND5,000 at a low interest rate. |
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| Approval and payout in 24 hours |
| With relevant and complete documents, we can approve your loan and even offer you express payout all within 24 hours*. |
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| Flexible repayment scheme |
| We offer you the flexibility to spread your repayments over a period of up to 3 years, according to your financial needs. |
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| Low arrangement fee |
There will be an arrangement fee of BND100. For student, the arrangement fee is reduced to BND50 only.
At Baiduri Bank, we aim to make a world of difference by offering global services with a local touch. After all, we are Bruneians too. |
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| Eligibility |
| All applicants must be Brunei citizens, Brunei permanent residents or valid green I/C holders aged 18 to 54 years old. Additional eligibility criteria apply as follows: |
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| For students : |
- The applicant must be enrolled as a full-time student in a registered local education institution and receive a fixed monthly allowance.
- Assignment of monthly allowance to Baiduri Bank.
- A guarantor (Brunei citizen or PR) aged between 21 to 54 years old with a minimum gross monthly salary of BND700. The guarantor should be a parent, guardian or close relative of the applicant.
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| For full-time employees: |
- The applicant must be a full-time permanent employee of the Brunei Government, Brunei Shell Petroleum, semi-Government organisations or companies in the private sector.
- Minimum nett monthly salary of BND1,000 assigned to Baiduri Bank.
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| Documentation |
| For students: |
- Completed Application Form
- I/C and Student ID (if available)
- Passbook or account statement for the past three months
- Letter of confirmation on receiving monthly allowance or assignment of allowance
- Guarantor's I/C
- Guarantor's latest salary slip
- Guarantor's passbook or account statement for the past three months
- Invoice with computer details from a registered computer vendor.
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| For full-time employees: |
- Completed Application Form
- I/C (for Brunei Citizens and Permanent Residents)
- Passport with a valid work permit (for green I/C holders)
- Passbook or account statement for the past three months
- Latest salary slips for the past three months
- Invoice with computer details from a registered computer vendor.
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| * Subject to regulatory guidelines, Baiduri Bank's lending criteria, satisfactory credit evaluation and submission of complete documents to head office by 3pm from Monday to Friday. Other terms and conditions apply. |
