| SME Working Capital |
| Enjoy much needed cash for seasonal or unexpected expenses |
| SME Working Capital is an overdraft facility that finances your business’ monthly expenses and stock purchasing requirements. |
Features:
• Flexible credit arrangement
• Interest calculated daily on amount utilized and charged monthly. |
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| SME Instalment Loan |
| Expand your business while enjoying more flexible repayment options |
| SME Instalment Loan helps you to fund business growth, expansion or finance any worthwile business purpose by providing you all the flexibility and benefits you need. |
Features:
• Flexible repayment options from 1 to 3 years provides better management of your cash flow. |
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| SME Indent Financing |
| Take care of your short term financial needs |
| SME Indent Financing helps you source out for and import necessary goods after securing a sales order based on Indent or Purchase Order made by the Brunei Government, semi-government organizations, Brunei Shell Group of companies, Royal Brunei airlines and subsidiaries and other approved companies. |
Features:
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A variable facility which offers you the ability to have a Term Loan or Import Documentary collection (Letter or Credit and Trust Receipts) at a fixed rate on a short term basis. This provides you with the flexibility to reset your interest rate every 30, 60, 90 or 120 days. |
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Monthly service interest and principal plus interest at the end of the loan tenor or upon payment receipt. |
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| SME Account Receivables Financing |
| Manage your company’s cash flow better |
SME Account Receivables Financing allows you quick access to the proceeds of your approved credit sales. You can assign your receivables to us and receive financing for a percentage of the invoice value
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. Currently we accept invoices from the Brunei government, semi-government organizations, Brunei Shell Group of companies, Royal Brunei airlines and subsidiaries and other approved companies.
1 Amount of financing is subject to the Bank’s evaluation and sole discretion. |
Features:
• Potential to access supplier discounts for early payment, often generating significant profits.
• Funding is provided without tying up real estate or other fixed assets, allowing them to be utilized for other purposes.
• Eliminates the need to offer your customers early settlement discounts for payments. |
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| SME Property Financing |
| Turn your mortgage into a valuable asset |
SME Property Financing is designed to help you purchase property for the purpose of business expansion, re-financing (take-over loan) or purchase property for staff quarters, warehouses,etc.
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2 The scheme does not cover financing for the purchase of property |
Features:
• Flexible repayment choice of between 1 to 9 years. |
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| Like to know more about Baiduri SME Financing? |
| Call our SME Product Manager at 673-2268415 or email us at bank@baiduri.com |
