The 2018 FIFA World Cup Russia, courtesy of Visa (“this Promotion”) Terms and Conditions:

1. Promotion eligibility
1.1 The 2018 FIFA World Cup RussiaTM Promotion (“This Promotion”) is organised by Baiduri Bank in partnership with Visa.
1.2 This Promotion begins on 1 February 2018 and ends on 30 April 2018 (the “Promotion Period”).
1.3 This Promotion is open to all Baiduri Visa Credit and Debit Cardholders. Only Cardholders who are 18 years or above with a valid Visa Card issued by Baiduri Bank are eligible to participate in the Promotion.
2. Promotion mechanics
2.1 Visa Card usage offer
2.11 Participating Cardholders (“Participants”) must charge a minimum spending of BND50 to their Baiduri Visa Credit or Debit Cards to be eligible for one (1) chance in a Grand Lucky Draw and Monthly Draws (the “Lucky Draw”). Every subsequent BND50 spent entitles the participants to one (1) chance in the Lucky Draw.
2.12 Eligible transactions are retail purchases including online purchases.
2.13 Participants must charge their local or overseas retail purchase transactions to their Baiduri Visa Cards during the Promotion Period to be eligible for the offer.
2.14 ATM withdrawals, cash advances, annual fees, interest charges, late charges, balance transfers, monthly instalments of an existing 0% Instalment Plan and any amount charged to the Card that is subsequently cancelled, voided, refunded or reversed are not eligible for the Lucky Draw.
2.15 Chances accumulated for spending on a Supplementary Card will be reflected under the Principal Card.
2.2 Credit Card Activation offer
2.21 This Promotion is open to inactive Baiduri Visa Credit Cardholders who have not performed a single card transaction between November 2017 and 31 January 2018.
2.22 Inactive Baiduri Visa Credit Cardholders are entitled to double chances in the Lucky Draw.
2.3 0% Instalment Plan Offer
2.31 Baiduri Visa Credit Cardholders are entitled to a processing fee waiver when they covert their purchases made during the Promotion Period to 0% Instalment Plans of 6 and 12 months tenures.
2.32 Subject to a minimum spending of BND300 in a single receipt.
2.4 Visa Card sign up offer
2.41 This Promotion applies to new participants (“Successful Applicants”) who fulfill the following conditions:
  1. Apply for a Baiduri Visa Credit or Debit Principal Card during the Promotion Period;
  2. Receive final and unconditional approval from Baiduri Bank for their applications;
  3. Are new Baiduri Principal Cardholders who do not have a Baiduri Visa Card or have not been holding a Baiduri Visa Card for at least the past 12 months prior to this Promotion; or are existing Baiduri Visa Cardholders who upgrade their existing Baiduri Visa Card to a higher tier, for example from Visa Classic Card to Visa Platinum Card. Downgrades, replacements and reinstatements of card cancelled within 12 months of the Promotion Period will not be eligible.
2.42 Successful Applicants are entitled to double chances in the Lucky Draw and 5 years annual fee waiver.
3. Lucky Draw
3.1 Grand Lucky Draw Prize
3.11 A Winner will be selected by random computerised draw to win a 4-night trip to Moscow, Russia for the semi-finals “2018 FIFA World Cup Russia” for 2 persons plus additional BND5,000 spending money (the “Grand Prize”).
3.12 The Grand Prize includes 2 return economy class air tickets between Bandar Seri Begawan and Moscow, hotel accommodation, event tickets and return transportation to the semi-finals match 2018 FIFA World Cup Russia and tours, etc. Content of the Grand Prize is subject to the final itinerary details. The Grand Prize is also subject to the following terms and conditions:
3.12.1 The Winner must be one of the passengers, and can bring one travel companion. The Winner and his/her travel companion must travel together and on the same flight.
3.12.2 The Winner and his/her travel companion must be able to depart from Brunei on 07 July 2018 and return to Brunei on 13 July 2018.

Arrival Date in Moscow: 08 July 2018
Departure Date from Moscow: 12 July 2018
The travel itinerary cannot be changed, re-scheduled or cancelled.
3.12.3 Base Program Inclusions (for 2):
  • Deluxe Hotel Accommodation (4 nights)
  • Daily Breakfast
  • FIFA Cat 1 Match ticket with Pre-match hospitality
  • All scheduled ground transportation
  • Amenity / Gift items
  • Group Activity / Tour
  • Visa Prepaid Product
3.12.4 Package Exclusions:
  • Any meal, event and/or activity outside of the program itinerary
  • Guest Travel Insurance
  • Hotel incidentals (e.g. phone, mini-bar, laundry, etc)
  • Any applicable taxes
  • Tourist entry visas and passports are the responsibility of guests to arrange; guests to contact local embassies for further details on entry requirements
3.13 The additional BND5,000 spending money will be credited into the Winner’s Visa Card account two weeks after the Prize Presentation is conducted.
3.14 No substitution or replacement of, or modification to the Grand Prize requested by Participants will be permitted.
3.15 The Grand Prize cannot be resold, transferred to any other persons, in exchange for cash, other products or discounts or other considerations. No refund will be given for any unclaimed or unused service or entitlement.
3.16 By accepting the Grand Prize, the Winner authorises Baiduri Bank and Visa to use his or her name, photograph, voice, likeness and biographical data for any marketing and public relations activities related to the Promotion in any and all manner, media and formats now known or hereinafter invented or developed, throughout the world, in perpetuity and in all languages without limitation and without any additional compensation.
3.17 By participating in the Lucky Draw, a Participant agrees to be, and is bound by all the terms and conditions herein together with all the terms and conditions for the redemption of the Lucky Draw Prizes, as well as agrees to participate in any prizes presentation and public relations activities related to the Promotion as may be reasonably requested by Visa or Baiduri Bank.
3.2 Monthly Draw Prizes
3.21 10 winners will be selected by random computerized draw each month during the Promotion Period.
Qualifying Transaction Period No. of winners
1 February to 28 February 2018 10x
1 March to 31 March 2018 10x
1 April to 31 April 2018 10x
3.22 The monthly draw prizes consist of a goodie bag of Visa FIFA World CupTM themed merchandize, including:
  • 1 Adidas gym sack
  • 1 h2go Karma
  • 1 Swivel USB 3.0
3.23 Monthly draw winners will be contacted by telephone the following month of each Qualifying Transaction Period.
4. Prize Claim and Redemption
4.1 Baiduri Bank will contact the Grand Lucky Draw Winner by telephone by May 2018.
4.2 The Grand Prize is not transferrable. Therefore, in the event that the Winner is not able to meet the Grand Prize requirements, Baiduri Bank reserves the right to disqualify such Winner and declare an alternate Winner. The Winner is required to present a valid Brunei Identification Card for verification purpose.
4.3 The Winner may be required to complete and sign appropriate prize taking agreements as requested by Baiduri Bank and/or Visa.
4.4 The Winner and his/her travel companion must have passports valid for six months or more from the travelling date. The release of the Grand Prize is subject to the Winner and his/her travel companion obtaining valid visas as necessary for all travel to be undertaken pursuant to the award of the Grand Prize. All visa application costs shall be borne by the Winner and his/her travel companion.
4.5 The Winner’s Card must be valid during the Promotion Period and Prize Presentation.
5. General
5.1 The terms and conditions of this Promotion may be subject to changes at the discretion of Baiduri Bank and Visa.
5.2 The decision by Baiduri Bank and Visa on all matters relating to the promotion is final, binding, and conclusive, and no correspondences will be entertained.
5.3 Staff members of Baiduri Bank and its subsidiary companies are not eligible for this Promotion.