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Road to Happiness

We’re celebrating our recent win as Finance Company of the Year for Brunei by the Asian Banking and Finance Retail Banking awards 2022, we’re taking you along for the ride.
From now till 28 February 2023, stand a chance to win awesome prizes with every successful Hire Purchase application.


If you are interested, fill in your preferences in the form below.



  • Terms & Conditions
    “Road to Happiness” Promotion (“this Promotion”) Terms and Conditions:

    1. Promotion Eligibility

    1.1 This Promotion begins on 5 December 2022 and ends on 28 February 2023, both dates inclusive (the “Promotion Period”).

    1.2 This Promotion is open to all new and existing Baiduri Finance Hire Purchase (HP) customers during the Promotion Period (“Eligible Customers”).

    1. New HP customers are defined as those who have never signed up for a HP facility with Baiduri Finance prior to the Promotion Period.
    2. Existing HP customers are defined as those who previously had or currently have a HP facility with Baiduri Finance.

    1.3 Employees of Baiduri Finance, Baiduri Bank and Baiduri Capital are not eligible for this Promotion.

    2. Promotion Mechanics

    Grand Draw & Monthly Draws

    2.1 New Eligible Customers will automatically earn one (1) lucky draw entry towards both the Grand Draw and Monthly Draws for each successful HP application during the Promotion Period.

    2.2 Existing Eligible Customers will automatically earn two (2) lucky draw entries towards the Grand Draw and Monthly Draws for each successful HP application during the Promotion Period.

    2.3 All Eligible Customers who submit their HP applications via Baiduri Finance HP Online (customer onboarding) will double their chances for the Grand Draw and Monthly Draws, subject to clauses 2.1 and 2.2 above.

    2.4 Customer onboarding via Baiduri Finance HP Online is defined as when customers submit their HP applications via this specific link -> https://hp-online.baiduri.com.bn/coweb/

    2.5 A successful HP application is defined as an application that is received within the Promotion Period.

    2.6Eligible HP applications that will be considered for the lucky draws will only include those applications, subject to clause 2.5 above, that have been approved and disbursed up to 31 March 2023.

    2.7 For clarity, allocation of chances is illustrated as below:


    Application Channel

    New Customer

    Existing Customer

    Application via Baiduri Finance HP Online (customer onboarding)

    2 chances

    4 chances

    Third Prize

    1 chances

    2 chances


    3. Prizes

    3.1 Winners will be selected in random computerised draws to win the following:

    Grand Draw


    First Prize

    BND 10,000 cash prize

    Second Prize

    BND 5,000 cash prize

    Third Prize

    BND 3,000 cash prize

    Fourth Prize

    BND2,500 cash prize

    Fifth Prize

    BND2,500 cash prize


    Monthly Draws

    Qualifying Application Period

    Prizes

    Month 1

    25 November to 24 December 2022


    Economy class return flight tickets to Singapore for two pax, inclusive of three days two nights accommodation at Royal Plaza on Scotts.

    Month 2

    25 December 2022 to 24 January 2023


    Economy class return flight tickets to Singapore for two pax, inclusive of three days two nights accommodation at Royal Plaza on Scotts.

    Month 3

    25 January to 28 February 2023


    Economy class return flight tickets to Singapore for two pax, inclusive of three days two nights accommodation at Royal Plaza on Scotts.

    3.2 Each Eligible Customer can only win once in the Monthly Draws. Monthly Draw winners will still be eligible for the Grand Draw.

    3.3 Baiduri Bank reserves the right to draw a reserve winner or winners to replace a winner who is subsequently disqualified or whose prize is forfeited for any reason whatsoever.
     
    3.4 Prizes must be collected in person or by an authorized representative. The representative must present the original duly completed authorization letter from the Winner and the representative's original identity card at point of collection.
     
    3.5 Prizes are not exchangeable or transferable.
     
    3.6 Cash Prizes from the Grand draw will be presented to the winners via cheque.
     
    3.7 All winners will be notified by phone based on their registered phone number(s) in Baiduri Finance’s record.
     
    3.8 The winner’s account must be in good standing and conducted in a proper and satisfactory manner at all times, including at the time of the computerised draw and prize presentation.

    3.9 Baiduri Finance reserves the right to substitute or replace the prize with another prize of similar value without prior notice. It makes no representation or warranty whatsoever in respect of the prizes, whether as to the quality or merchantability or fitness for purpose or performance or otherwise whatsoever. Any disputes should be resolved directly with the supplier. Baiduri Finance will not be responsible for any injury, loss or damage suffered as a result of the redemption or usage of the goods and services or in connection with the Draws and/or redemption or use of the prizes.

    3.10 Baiduri Finance shall be entitled to use the names, identification numbers and pictures/photographs of the Winners for publicity materials and may engage any Winners for its publicity purposes without any compensation whatsoever and in such manner as it determines.
     
    4. General

    4.1
    This Promotion is governed by Baiduri Finance’s terms and conditions on the related products and any other documents forming the product agreement.
     
    4.2 Baiduri Finance may, at any time and without prior notice or liability to any party, suspend or terminate the Promotion or vary these terms and conditions.

    4.3 Baiduri Finance reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. Baiduri Finance’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.

    4.4 In the event of any inconsistency between these terms and conditions and any advertising, promotional, publicity and other materials relating to or in connection with the Promotion, these terms and conditions shall prevail.

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*Note: We are currently rolling out our new online business banking service, Baiduri b.Digital Business to existing customers in phases. For users who have not yet received their new login credentials, please continue to access the Business i-Banking service for your online banking needs. For more information, please contact our Customer Helpline at +673 2449666 or email us at [email protected]

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC and mobile number via BIB Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.
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