SME Working Capital

KEY Features & Benefits

An overdraft facility to help you meet your business's monthly expenses and stock purchasing requirements.

Flexible credit arrangement
Interest calculated daily based on amount utilised and charged monthly

download brochure

Eligibility Criteria
Required Documents
Fees & Charges
Terms & Conditions

Eligibility Criteria
Eligibility Criteria
Minimum of 1 year in operations
Minimum annual turnover of BND100,000
Registered or incorporated in Brunei Darussalam
Required Documents
Required Documents
Company statements for past 12 months
Company Business Registration Form (for Sole Proprietor/Partnership/Private Companies)
Business proposal
Supporting documents for the facility requested (e.g. operation expenses, rental cost, salary payment and other monthly expenses)
Fees & Charges

Fees & Charges
view our general tariffs
Terms & Conditions
TERMS & CONDITIONS
All financing facilities are subject to approval by Baiduri Bank and draw down of approved facilities are subject to completion of securing documentation.
All Lending rates are quoted at Effective Interest Rate regardless of method of computation used.
Effective Interest Rate is pegged to the Bank’s Prime Lending Rate. Any change in Prime Lending Rate will result in a change in the applicable interest rate.
Baiduri Bank may, at any time and without prior notice or liability to any party, suspend or terminate or vary these terms and conditions.
The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the financing facility. The Bank’s determination of all matters relating to the facility shall be final and conclusive and no correspondence will be entertained.

I am interested to find out more

ENQUIRE NOW

YOU MAY ALSO LIKE

Baiduri Mastercard Platinum Credit Card

Online Banking

SME Instalment Loan

GET IN TOUCH WITH US

Contact our customer support team if you have any further questions. We are here to help you.

+673 244 9666

[email protected]

Corporate Responsibility

News & Media

Careers

USEFUL LINKS

i-Banking

Branch & ATM Locations

Click to login to our user-friendly online banking sites.

PERSONAL

BUSINESS

Important notice for Business i-Banking users

IMPORTANT NOTICE FOR BUSINESS I-BANKING USERS

A new change is coming

We will be introducing a new online business banking service, bringing new and improved features to enhance your experience with us. The new service will be rolled out to all customers in phases and our existing Baiduri Business i-Banking service will remain available to you, until such time you have been successfully migrated to the new service.

What you need to do now

To minimise any disruptions to the new service rollout, it is important that we have a record of the most current and valid details of all your existing Baiduri Business i-Banking user(s). This information is mandatory to allow your existing user(s) to proceed with first-time login to the new online business banking service.

Please take note that the email address and mobile number will also be used for user verification and activation. Hence it is important to provide emails and mobile numbers intended for company or business matters.

Every existing user must individually perform the steps listed below to provide the required information to us:

Login to Baiduri Business i-Banking
Click on the Inbox function on the top left corner of the screen
Click on ‘Send New Mail’
Select category option ‘Others’
Enter subject heading ‘Update My Details’
Provide your full name, IC number, mobile number and email address
Click ‘Submit’

If you have any further enquiries, please contact your Account Officer or Relationship Manager. Alternatively, you may call our 24-hour Customer Helpline at 244 9666 for assistance.

We thank you for your support and understanding.

Please select one of the below

Click here to login

Click here to login*

*Note: We are currently rolling out our new online business banking service, Baiduri b.Digital Business to existing customers in phases. For users who have not yet received their new login credentials, please continue to access the Business i-Banking service for your online banking needs. For more information, please contact our Customer Helpline at +673 2449666 or email us at [email protected]

Subscribe to our newsletter