YOU ARE IN BUSINESS BANKING

SME Working Capital

Fund your business operations

KEY Features & Benefits

An overdraft facility to help you meet your business's monthly expenses and stock purchasing requirements.

  • Flexible credit arrangement
  • Interest calculated daily based on amount utilised and charged monthly
  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria
    • Minimum of 1 year in operations 
    • Minimum annual turnover of BND100,000
    • Registered or incorporated in Brunei Darussalam
  • Required Documents

    Required Documents

    • Company statements for past 12 months
    • Company Business Registration Form (for Sole Proprietor/Partnership/Private Companies)
    • Business proposal
    • Supporting documents for the facility requested (e.g. operation expenses, rental cost, salary payment and other monthly expenses)

  • Fees & Charges
  • Terms & Conditions

    TERMS & CONDITIONS

    • All financing facilities are subject to approval by Baiduri Bank and draw down of approved facilities are subject to completion of securing documentation.
    • All Lending rates are quoted at Effective Interest Rate regardless of method of computation used.
    • Effective Interest Rate is pegged to the Bank’s Prime Lending Rate. Any change in Prime Lending Rate will result in a change in the applicable interest rate.
    • Baiduri Bank may, at any time and without prior notice or liability to any party, suspend or terminate or vary these terms and conditions.
    • The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the financing facility. The Bank’s determination of all matters relating to the facility shall be final and conclusive and no correspondence will be entertained.

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*Note: We are currently rolling out our new online business banking service, Baiduri b.Digital Business to existing customers in phases. For users who have not yet received their new login credentials, please continue to access the Business i-Banking service for your online banking needs. For more information, please contact our Customer Helpline at +673 2449666 or email us at [email protected]
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