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These are credit facilities extended to Small Medium Enterprise (SME) in the form of overdraft, term loan, trade finance and other product appropriate for the business as determined by the bank.

Small Medium Enterprise (SME) are bumiputra-owned, Bruneian-owned and other local companies with fixed assets of BND 5 Million (book value) or less and / or companies with 100 employees or less.

Sectors eligible for the fund include:
  • Public Housing
  • Information Technology (IT)
  • Hospitability Industry Training Program
  • Any other sectors which is acceptable to the bank.
Application of the facilities will be subject to normal credit evaluation and must meet all lending criteria set by the Bank. Repayment period for all lending extended will be for maximum period of three (3) years. Amount of the facilities will range from BND 10,000 to BND 1.5 Million per company. Interest rate will be charge at 4% per annum on an annual reducing basis.
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