Whatever it is you want to achieve in life, you will need a financial plan to fall back on. You should have a goal in mind. Here at Baiduri Bank, we can assist you plan for your future.

What is important to you?

The first step to investment planning is determining what type of investor you are. Are you looking for a safe investment? Or are you willing to tag-on a certain level of risk for greater potential capital growth? Or would you be more comfortable with a steady income from your investment.

General rule:

  • Investments that are safe generally brings in less income and growth
  • Investments that produces income generally do not grow
  • Investments that grow are generally attached with high risk

What are your main investment objectives?

Short Term Money you will potentially need within 6 months to 1 year.
Mid Term Money you will potentially need within 2 to 5 years.
Long Term Money you will not need until 5years or more.

Are your objectives long term?

You may want to look into retirement planning before creating an investment plan. Your retirement income plan will become the foundation you build your investment plan upon. Your investment objectives will determine which type of product(s) is most suitable for you.

To learn more about investment, you can also check out Minah Cermat's Smart Investment Series on AMBD's website.

Products that may interest you

  1. Twin Currency Deposit
  2. Fixed Deposit
  3. Certificate of Deposit
  4. Structured Deposit
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