A rewarding card that takes you further

Baiduri Mastercard Promotion – A rewarding card that takes you further (this “Promotion”)

1. Promotion Eligibility
1.1 This Promotion begins on 25 May 2018 and ends 25 August 2018, both dates inclusive (the “Promotion Period”).
1.2 For the purpose of this Promotion, only the following Baiduri Mastercard Credit and Debit Cards are eligible (“Cards”, “a Card”);
  1. Baiduri Mastercard Classic Credit Card
  2. Baiduri Mastercard Platinum Credit Card
  3. Baiduri Mastercard Classic Ladies Credit Card
  4. Baiduri Mastercard Platinum Ladies Credit Card
  5. Baiduri Mastercard Business Classic Credit Card
  6. Baiduri Mastercard Business Platinum Credit Card
  7. Baiduri Smart Executive Mastercard Platinum Debit Card
  8. Baiduri Prestige Mastercard World Debit Card
1.3 This Promotion is applicable to both Principal and Supplementary Cards, subject to clause 1.2. (“Eligible Cardholders”).
1.4 Eligible Cardholders must have a valid Royal Skies membership account, otherwise they will be required to sign up for an account.
1.5 Staff members of Baiduri Bank and its subsidiary companies are not eligible for this Promotion.
2. Promotion Mechanics
  There are 2 parts to this Promotion: a Usage Offer and a Sign-up Offer.
2.1 Usage Offer
  This Offer is applicable to both new and existing Eligible Cardholders during the Promotion Period.
2.11 Eligible Cardholders must charge a minimum of BND50 Eligible Transactions to their Card to qualify for one (1) chance in a Lucky Draw. Every BND50 spent entitle an Eligible Cardholder to one (1) chance in the Lucky Draw.
2.12 Eligible Transactions are local and overseas retail purchases including online purchases.
2.13 ATM withdrawals, cash advances, annual fees, interest charges, late charges, balance transfers, monthly instalments of an existing 0% Instalment Plan and any amount charged to the Card that is subsequently cancelled, voided, refunded or reversed are not Eligible Transactions.
2.14 Chances accumulated on a Supplementary Card account will be reflected under the Principal Card account.
2.2 Lucky Draw Prizes
2.21 15 winners will be selected by random computerised draw to win Royal Skies miles (“Prize Miles”) which can be used to redeem two (2) economy class return tickets under Economy Award Saver to the following destinations, inclusive of taxes and fuel surcharge “(Prizes”; “Prize):
No. Destination Prize Miles Royal Skies miles
a. London 78,000
b. Melbourne 50,000
c. Dubai 50,000
d. Seoul 30,000
e. Hong Kong 30,000
f. Shanghai 28,000
g. Bangkok 22,000
h. Surabaya 20,000
i. Singapore 18,000
j. Manila 17,000
k. Jakarta 16,000
l. Bali 15,000
m. Saigon 14,000
n. Kuala Lumpur 14,000
o. Kota Kinabalu 8,000
2.22 Winners must redeem their Prizes at the Royal Skies Elite Lounge by 30 November 2018 and travel by 31 March 2019. Flight Award is subject to seat availability. Winners are required to check with Royal Brunei during redemption.
2.23 Winners are also allowed to pool their Prize Miles with their existing miles should they wish to redeem for a different destination. In this case, all taxes and fuel surcharge for the different destination will be borne by the Winners. Any unutilized taxes and fuel surcharge from the original Prizes will be forfeited.
2.24 A Winner’s Card account must be in good standing at the time of awarding the prizes. In the event that his/her Card account is delinquent, terminated or suspended for any reason whatsoever before the prize is awarded, the Bank reserves the right to forfeit such prizes at its sole discretion without prior notice.
2.25 Prizes must be collected in person or by an authorized representative. The representative must present the original duly completed authorization letter from the Winner and the representative's original identity card at point of collection.
2.26 The prizes are not exchangeable, transferable or exchangeable for cash.
2.27 Baiduri Bank reserves the right to substitute or replace the prize with another prize of similar value without prior notice. The Bank makes no representation or warranty whatsoever in respect of the prizes, whether as to the quality or merchantability or fitness for purpose or performance or otherwise whatsoever. Any disputes should be resolved directly with the supplier.
2.28 Baiduri Bank shall be entitled to use the names, identification numbers and pictures/photographs of the Winners for publicity materials; and may engage any Winners for its publicity purposes without any compensation whatsoever and in such manner as the Bank determines.
2.3 Sign-up Offer
2.31 This Offer applies to new applicants who successfully apply for any Baiduri Mastercard Classic or Platinum Credit Card during the Promotion Period and who do not have a Mastercard Credit Card or have not been holding a Mastercard Credit Card in the past 12 months prior to this Promotion (“Successful Applicants”).
2.32 Successful Applicants are entitled to 6 years annual fee waiver.
2.33 Successful Applicants who transfer their card balance from another bank’s credit card will enjoy zero interest on the transferred outstanding balance in the first 6 months.
2.34 This Offer applies to new Principal Card applications. Downgrades, replacements and reinstatements of cards cancelled within 12 months of the Promotion Period are not eligible.
2.35 Successful Applicants must charge a minimum cumulative amount to their new Baiduri Mastercard Credit Cards within one (1) month to be eligible for complimentary Royal Skies miles based on table below. This offer is limited to the first 500 Successful Applicants subject to clause 2.37.
Baiduri Mastercard Credit Card type Cumulative spend requirement Complimentary Royal Skies miles
Classic BND500 3,000
Platinum BND1,000 6,000
2.36 The one (1) month period is calculated from the date the Card is activated.
2.37 Successful Applicants who have reached the minimum cumulative spend requirement will be notified by the Bank. Complimentary Royal Skies miles will be credited into their Royal Skies membership account.
2.38 Successful card applications that are cancelled within the first 12 months of card account opening will incur a penalty. See below.
Card Type Penalty
Mastercard Classic Cards BND100
Mastercard Platinum Cards BND200
3. General
3.1 The terms and conditions of this Promotion may be subject to changes at the discretion of Baiduri Bank.
3.2 The decision by Baiduri Bank on all matters relating to the promotion is final, binding, and conclusive, and no correspondences will be entertained.