Fund Transfer

Transfer funds conveniently worldwide in a range of different currencies

Enjoy multiple benefits when you transfer funds locally and internationally. You have the options of transferring online or at any of our branches. 

Key Features

*Charges may apply. Please refer to our general tariffs. 


Have the choice to manage fund transfers at any of our branches or transfer securely and conveniently online with Baiduri b.Digital Personal!

With Baiduri b.Digital Personal, you can manage your transfers with just a few taps anytime, anywhere.


Cut-off time for Fund Transfers to other local banks are as follows:

  • ACH type of fund transfers: 12:00pm (Monday to Friday)

  • RTGS type of fund transfers: 12:00pm (Monday to Friday)

Cut-off time for Overseas Telegraphic Transfers (OTT) for same-day and same-value processing are as follows:-

  • 2:00pm (Monday to Friday)
  • 10:30am (Saturday)

Transfers made after the cut-off time will be processed the next working day.


The cut-off time for Fund Transfers are as follows:

To another local bank

ACH transfers: 12.00pm (Monday to Friday)

RTGS transfers: 12.00pm (Monday to Friday)

To an overseas bank

12.00pm (Monday to Friday)

10.30am (Saturday)

Requests submitted after the cut-off time and on Sunday or public holidays will be processed the next working day.
  • Fees & Charges
  • Telegraphic Transfer
  • Fees & Charges
  • Telegraphic Transfer

    Telegraphic Transfer

    To send an overseas telegraphic transfer, you will need to provide the following details to us:

    • Your full name, e.g. SITI HAZIRAH AHMAD or ABC COMPANY LTD.
    • Beneficiary's full name, e.g. AZIM BIN ABDULLAH or XYZ PTY LTD. 
    • Beneficiary's account number (Note: They may ask for a SWIFT code) 
    • Full name and address of Beneficiary's bank 

    Please click here for details on Beneficiary Bank.

    Please click here for details on revised Overseas Telegraphic Transfer Correspondent Charges for “OUR” tariffs only.

    To receive an Overseas Inward Telegraphic Transfer, you will need to provide the following details to the Sender:

    • Our full address:

    Level 1, Baiduri Bank Headquarters
    1 Jalan Gadong
    Bandar Seri Begawan BA 1511

    • Our SWIFT code: BAIDBNBB

    Your account name
    Your address
    Your account number to be credited

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Contact our customer support team if you have any further questions. We are here to help you.

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*Note: We are currently rolling out our new online business banking service, Baiduri b.Digital Business to existing customers in phases. For users who have not yet received their new login credentials, please continue to access the Business i-Banking service for your online banking needs. For more information, please contact our Customer Helpline at +673 2449666 or email us at [email protected]

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC and mobile number via BIB Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.
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