YOU ARE IN PERSONAL BANKING

Retirement Planning
Set yourself up for a future you’re comfortable with

OVERVIEW
It’s never too late to start planning for the future. Whether it’s to maintain your current lifestyle or to plan for your child’s well-being, retirement planning can help you be prepared for your next step in life.

Key Features & BENEFITS

Retirement planning is a lifelong process that requires your dedication and commitment to ensure you are able to live the life you want to live. The earlier you start, the easier it will be for you to reach your goals.

Make your life a priority and start saving today for better peace of mind.

PRODUCTS
  • AIA Retirement Saver (II)

    Charting the perfect course towards your retirement dream is easier than you think. Rather than searching for the right plan to get you there, take charge with AIA Retirement Saver (II) and discover endless possibilities for a retirement worth dreaming about. So get started now – with no medical check-up required, it couldn’t be simpler.

    • GUARANTEED MONTHLY INCOME FOR A STRESS-FREE RETIREMENT - Enjoy the freedom to spend your retirement the way you want with a guaranteed stream of income for 15 years. Plus, you will get back every dollar that you contributed at your selected retirement age, so rest easy and look forward to the best years of your life!
    • FLEXIBILITY TO MAKE YOUR PLAN WORKS FOR YOU - Take charge of your retirement plan by choosing how much monthly income you want to receive, as well as the age to begin receiving it either 55, 60 or 65. 
    • ENJOY POTENTIAL GROWTH AND FUTURE RETURNS - This plan cushions your retirement dreams against the impact of inflation and enhances your retirement income through potential dividends, starting from your selected retirement age. To celebrate a life well lived, a potential one-off dividend may be added as an extra bonus to your retirement funds or a token for your family, upon maturity, death or surrender of policy. 

    YOUR CHOICE OF PREMIUM TERM

    • You can choose to spread your premiums all the way to your retirement age for more affordable payments, or a shorter period, if you’re ready to embrace retirement sooner. If you’re already established in your career, you can choose to pay over 5 or 10 years, or in a lump sum. It all depends on what’s right for you.

  • Great Eastern Supreme Retirement

    Your TAP savings may not be enough to see you all the way through your retirement. Supreme Retirement helps you enjoy your golden years without worrying about money.

    Starting from the second year of the plan, you can look forward to annual cash bonuses1. And, when you reach your chosen retirement age, celebrate with a lump sum Retirement Reward of up to 24 times your selected monthly income, plus guaranteed income every month for the next 20 years.

    What’s more, signing up for the plan is quick and easy – you’ll enjoy guaranteed signup, without having to go for medical check-ups.

    Key benefits

    • Receive an assured retirement reward
    • Enjoy guaranteed income raises 
    • Get assured monthly income for 20 years 

General Note

You are advised to read the policy contract for details.

1. Refers to Plan 1 premium rate for age 1 to 30.

2. Catastrophic Disability refers to:

  1. Coma
  2. Paralysis 
  3. Loss of or the irrevocable total loss of use of 2 limbs
  4. Irrevocable total loss of sign of both eyes 
  5. Loss of or the irrevocable total loss of use of 1 limb and the irrevocable total loss of sight of 1 eye 

3. Conversion privilege is applicable to standard lives only.



Important Note

The insurance plan is underwritten by AIA Singapore Private Limited (Reg. No: RFC20004468). All insurance applications are subjected to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs; and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more of have fewer benefits at the same cost.
  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria

    • 21 years and above 
    • Must be Baiduri Bank account holder

  • Required Documents

    Required Documents

    Valid IC or Passport 

  • Fees & Charges

    Fees & Charges

    • Free consultation with our Personal Financial Planner.
    • Fees and Charges vary based on is depending on the types of products.

  • Terms & Conditions

    Terms & Conditions

    Refer to respective product terms and conditions.

I am interested to find out more

GET IN TOUCH WITH US

Contact our customer support team if you have any further questions. We are here to help you.

You are about to enter a third party website & Baiduri Bank Group's privacy policy will cease to apply.
Baiduri Bank Group makes no warranties as to the status of this link or information contained in the website you are about to access.

Do you wish to proceed?
Click to login to our user-friendly online banking sites.
Ooops!
Generic Popup