Reduced fee for ACH (Automated Clearing House) or Direct Credit for transactions processed through Baiduri b.Digital Personal or Business effective 1 January 2024.

It’s never too late to start planning for the future. Whether it’s to maintain your current lifestyle or to plan for your child’s well-being, retirement planning can help you be prepared for your next step in life.

Key Features & BENEFITS

Retirement planning is a lifelong process that requires your dedication and commitment to ensure you are able to live the life you want to live. The earlier you start, the easier it will be for you to reach your goals.

Make your life a priority and start saving today for better peace of mind.

  • AIA Retirement Saver (II)

    Charting the perfect course towards your retirement dream is easier than you think. Rather than searching for the right plan to get you there, take charge with AIA Retirement Saver (II) and discover endless possibilities for a retirement worth dreaming about. So get started now – with no medical check-up required, it couldn’t be simpler.

    • GUARANTEED MONTHLY INCOME FOR A STRESS-FREE RETIREMENT - Enjoy the freedom to spend your retirement the way you want with a guaranteed stream of income for 15 years. Plus, you will get back every dollar that you contributed at your selected retirement age, so rest easy and look forward to the best years of your life!
    • FLEXIBILITY TO MAKE YOUR PLAN WORKS FOR YOU - Take charge of your retirement plan by choosing how much monthly income you want to receive, as well as the age to begin receiving it either 55, 60 or 65. 
    • ENJOY POTENTIAL GROWTH AND FUTURE RETURNS - This plan cushions your retirement dreams against the impact of inflation and enhances your retirement income through potential dividends, starting from your selected retirement age. To celebrate a life well lived, a potential one-off dividend may be added as an extra bonus to your retirement funds or a token for your family, upon maturity, death or surrender of policy. 


    • You can choose to spread your premiums all the way to your retirement age for more affordable payments, or a shorter period, if you’re ready to embrace retirement sooner. If you’re already established in your career, you can choose to pay over 5 or 10 years, or in a lump sum. It all depends on what’s right for you.

  • Great Eastern Supreme Retirement

    Your TAP savings may not be enough to see you all the way through your retirement. Supreme Retirement helps you enjoy your golden years without worrying about money.

    Starting from the second year of the plan, you can look forward to annual cash bonuses1. And, when you reach your chosen retirement age, celebrate with a lump sum Retirement Reward of up to 24 times your selected monthly income, plus guaranteed income every month for the next 20 years.

    What’s more, signing up for the plan is quick and easy – you’ll enjoy guaranteed signup, without having to go for medical check-ups.

    Key benefits

    • Receive an assured retirement reward
    • Enjoy guaranteed income raises 
    • Get assured monthly income for 20 years 

General Note

You are advised to read the policy contract for details.

1. Refers to Plan 1 premium rate for age 1 to 30.

2. Catastrophic Disability refers to:

  1. Coma
  2. Paralysis 
  3. Loss of or the irrevocable total loss of use of 2 limbs
  4. Irrevocable total loss of sign of both eyes 
  5. Loss of or the irrevocable total loss of use of 1 limb and the irrevocable total loss of sight of 1 eye 

3. Conversion privilege is applicable to standard lives only.

Important Note

The insurance plan is underwritten by AIA Singapore Private Limited (Reg. No: RFC20004468). All insurance applications are subjected to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs; and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more of have fewer benefits at the same cost.
  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria

    • 21 years and above 
    • Must be Baiduri Bank account holder

  • Required Documents

    Required Documents

    Valid IC or Passport 

  • Fees & Charges

    Fees & Charges

    • Free consultation with our Personal Financial Planner.
    • Fees and Charges vary based on is depending on the types of products.

  • Terms & Conditions

    Terms & Conditions

    Refer to respective product terms and conditions.

I am interested to find out more
Get in touch
We are here to help you. Contact our customer support team if you have any further questions. Here are ways you can get in touch with us.

Subscribe to our newsletter

* indicates required
I am interested in
Baiduri Bank © 2024 All rights reserved. Legal Notice
You are about to enter a third party website & Baiduri Bank Group's privacy policy will cease to apply.
Baiduri Bank Group makes no warranties as to the status of this link or information contained in the website you are about to access.

Do you wish to proceed?
Click to login to our user-friendly online banking sites.
Please select one of the below

Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:
  • User’s full name
  • User’s valid Identification Card (IC) or Passport
  • User’s mobile number
  • User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.

Click here for more information.

Generic Popup