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Shop and drive

From 14 January to 14 May 2023, every purchase of BND100 and above charged to your Baiduri Credit or Debit Card at participating Hua Ho Department Stores will entitle you to a chance of winning an MG ZS MCE.

  • Terms & Conditions
    Shop and drive (this “Offer”) Terms and Conditions:

    1. Promotion eligibility
    1.1 This Promotion begins on 14 January 2023 and ends on 14 May 2023, both dates inclusive (the “Promotion Period”).

    1.2 For the purpose of this Promotion, only the following Baiduri Cards are eligible (“Cards”, a “Card”);
    • Baiduri Visa Infinite Credit Card
    • Baiduri Visa Platinum Credit Card
    • Baiduri Visa Classic Credit Card
    • Baiduri Mastercard Platinum Credit Card
    • Baiduri Mastercard Standard Credit Card
    • Baiduri Prestige Visa Infinite Credit Card
    • Baiduri Prestige Mastercard World Debit Card
    • Baiduri Smart Executive Visa Platinum Credit Card
    • Baiduri Smart Executive Mastercard Platinum Debit Card
    • Royal Brunei Visa Infinite Credit Card by Baiduri Bank
    • Royal Brunei Visa Platinum Credit Card by Baiduri Bank
    • Royal Brunei Visa Platinum Debit Card by Baiduri Bank
    • Baiduri Visa Platinum Debit Card
    • Baiduri Visa Classic Debit Card
    • Baiduri UnionPay Debit Card
    • Baiduri Supa Save Visa Debit Card

    1.3 This Promotion is applicable to holders of both Principal and Supplementary Cards, subject to clause 1.2 (“Eligible Cardholders”).

    1.4 Card account must be in good standing (as determined by the Bank). If the Card is suspended or cancelled or terminated by the Bank or the Cardholder for any reason whatsoever before the winners of the Promotion are announced, the Cardholder will be disqualified from the Promotion (notwithstanding that his/her other cards may not have been suspended or cancelled or terminated).

    1.5 Staff members of Baiduri Bank and its subsidiary companies and Hua Ho Department Store are not eligible for this Promotion.

    2. Promotion Mechanics
    2.1 Eligible Cardholders who spend with their Baiduri Credit or Debit Card during the Promotion Period will stand a chance to win monthly and grand prizes.

    2.2 Eligible Cardholders will be entitled to one (1) chance in the lucky draw for each transaction with a minimum amount of BND100 (“Eligible Transaction”).

    2.3 Chances accumulated for spending on a Supplementary Card will be reflected under the Principal Card account.

    2.4 This Offer is applicable at the following outlets of Hua Ho Department Store (collectively, the “Participating Outlets”).
    • Hua Ho Kiulap
    • Hua Ho Onecity Shopping Centre
    • Hua Ho Gadong 2
    • Hua Ho Tutong
    • Hua Ho Delima
    • Hua Ho Salar
    • Hua Ho Bebatik Kilanas
    • Hua Ho Mulaut
    • Hua Ho Minimart

    3. Prizes
    3.1 Monthly prizes
    3.1.1 Winners will be selected in random computerised draws to win shopping vouchers worth BND200.

    3.1.2 There will be ten (10) winners per Qualifying Transaction Period.


    Monthly Draw

    Qualifying Transaction Period

    Draw 1

    13 January to 11 February 2023

    Draw 2

    12 February to 13 March 2023

    Draw 3

    14 March to 12 April 2023

    Draw 4

    13 April to 14 May 2023

    3.1.3 Each Eligible Cardholder can only win once in the monthly draws during the Promotion Period.

    3.1.4 Transactions cannot be combined or split for the purpose of calculating the number of Eligible Transactions.

    3.2 Grand Draw prizes
    3.2.1 Winners will be selected in random computerised draws to win the following prizes at the end of the Promotion Period.


    Grand Prize (1 winner)

    MG ZS MCE 1.5L Deluxe SUV

    Second Prize (1 winner)

    13 January to 11 February 2023

    Third Prize (1 winner)

    12 February to 13 March 2023

    Consolation Prizes (2 winners)

    14 March to 12 April 2023

    3.3 All winners will be notified by phone based on the registered phone number(s) with Baiduri Bank.

    3.4 Baiduri Bank and Hua Ho Department Store reserve the right to draw a reserve winner or winners to replace a winner who is subsequently disqualified or whose prize is forfeited for any reason whatsoever.

    3.5 Baiduri Bank and Hua Ho Department Store reserve the right to substitute or replace the prize with another prize of similar value without prior notice. The Bank makes no representation or warranty whatsoever in respect of the prizes, whether as to the quality or merchantability or fitness for purpose or performance or otherwise whatsoever. Any disputes should be resolved directly with the supplier.

    3.6 Baiduri Bank and Hua Ho Department Store shall be entitled to use the names, identification numbers and pictures/photographs of the Winners for publicity materials; and may engage any Winners for its publicity purposes without any compensation whatsoever and in such manner as the Bank determines.

    4. General
    4.1 This Promotion is not valid with other ongoing promotions, discounts, offers, vouchers, rebates or privileges.

    4.2 This Promotion is governed by Baiduri Bank and Hua Ho Department Store’s terms and conditions on the related products and any other documents forming the banking agreement.

    4.3 Baiduri Bank and Hua Ho Department Store may, at any time and without prior notice or liability to any party, suspend or terminate the Promotion or vary these terms and conditions.

    4.4 Baiduri Bank and Hua Ho Department Store reserve the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. All matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.


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