Hop your way to good fortune

From 17 January to 28 February 2023, purchases of BND100 and above charged to your Baiduri Credit or Debit Card at participating Hua Ho Department Stores will entitle you to a chance of winning shopping vouchers worth up to BND2,000.

  • Terms & Conditions
    Hop your way to good fortune (this “Promotion”) Terms and Conditions:

    1. Promotion eligibility
    1.1 This Promotion begins on 17 January 2023 and ends on 28 February 2023, both dates inclusive (the “Promotion Period”).
    1.2 This Promotion is applicable at the following outlets of Hua Ho Department Store (collectively, the “Participating Outlets”).

    • Hua Ho Sengkurong
    • Hua Ho Yayasan
    • Hua Ho Manggis
    • Hua Ho Tg Bunut

    1.3 For the purpose of this Promotion, only the following Baiduri Cards are eligible (“Cards”, a “Card”);

    • Baiduri Visa Infinite Credit Card
    • Baiduri Visa Platinum Credit Card
    • Baiduri Visa Classic Credit Card
    • Baiduri Mastercard Platinum Credit Card
    • Baiduri Mastercard Standard Credit Card
    • Baiduri Prestige Visa Infinite Credit Card
    • Baiduri Prestige Mastercard World Debit Card
    • Baiduri Smart Executive Visa Platinum Credit Card
    • Baiduri Smart Executive Mastercard Platinum Debit Card
    • Royal Brunei Visa Infinite Credit Card by Baiduri Bank
    • Royal Brunei Visa Platinum Credit Card by Baiduri Bank
    • Royal Brunei Visa Platinum Debit Card by Baiduri Bank
    • Baiduri Visa Platinum Debit Card
    • Baiduri Visa Classic Debit Card
    • Baiduri UnionPay Debit Card
    • Baiduri Supa Save Visa Debit Card

    1.4 This Promotion is applicable to both Principal and Supplementary cardholders, subject to clause 1.2 (“Eligible Cardholders”).

    1.5 Card account must be in good standing (as determined by the Bank). If the Card is suspended or cancelled or terminated by the Bank or the Cardholder for any reason whatsoever before the winners of the Promotion are announced, the Cardholder will be disqualified from the Promotion (notwithstanding that his/her other cards may not have been suspended or cancelled or terminated).

    1.6 Staff members of Baiduri Bank and its subsidiary companies and Hua Ho Department Stores are not eligible for this Promotion.

    2. Promotion Mechanics
    2.1 Eligible Cardholders will be entitled to one (1) chance in the lucky draw for transactions of BND100 and above (“Eligible Transaction”).

    2.2 Chances accumulated for spending on a Supplementary Card will be reflected under the Principal Card account.

    2.3 Transactions cannot be combined or split for the purpose of calculating the number of Eligible Transactions.

    3. Grand prizes
    3.1 Winners will be selected in random computerised draws to win the following prizes:

    Grand Prize (1 winner)

    BND2,000 worth of shopping vouchers with appliances

    Second Prize (1 winner)

    BND1,000 worth of shopping vouchers with appliances

    Third Prize (1 winner)

    BND500 worth of shopping vouchers with appliances

    Fourth Prize (1 winner)

    BND500 worth of shopping vouchers with appliances

    Consolation Prize (10 winners)

    BND200 worth of shopping vouchers with appliances

    3.2 All winners will be notified by phone based on the registered phone number(s) with Baiduri Bank.

    3.3 Baiduri Bank and Hua Ho Department Store reserve the right to draw a reserve winner or winners to replace a winner who is subsequently disqualified or whose prize is forfeited for any reason whatsoever.

    3.4 Baiduri Bank and Hua Ho Department Store reserve the right to substitute or replace the prize with another prize of similar value without prior notice.

    3.5 Baiduri Bank and Hua Ho Department Store shall be entitled to use the names, identification numbers and pictures/photographs of the Winners for publicity materials; and may engage any Winners for its publicity purposes without any compensation whatsoever and in such manner as the Bank determines.

    3.6 The Bank makes no representation or warranty whatsoever in respect of the prizes, whether as to the quality or merchantability or fitness for purpose or performance or otherwise whatsoever. Any disputes should be resolved directly with the supplier.

    4. Weekend specials
    4.1 Eligible Cardholders who shop at any Participating Outlets every Saturday and Sunday during the Promotion Period with their Baiduri Credit or Debit Card will be entitled to BND10 worth of shopping vouchers for every BND250 spent in a single receipt. Vouchers are available on a while stocks last basis.

    4.2 Weekend specials are only applicable for purchases made at the department store. Purchases made at the supermarket are not applicable for this Promotion.

    5. General
    5.1 This Promotion is not valid with other ongoing promotions, discounts, offers, vouchers, rebates or privileges.

    5.2 This Promotion is governed by Baiduri Bank and Hua Ho Department Store’s terms and conditions on the related products and any other documents forming the banking agreement.

    5.3 Baiduri Bank and Hua Ho Department Store may, at any time and without prior notice or liability to any party, suspend or terminate the Promotion or vary these terms and conditions.

    5.4 Baiduri Bank and Hua Ho Department Store reserve the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. All matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.


Contact our customer support team if you have any further questions. We are here to help you.

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