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Big rewards with Baiduri Cards

Spend on the little things to get big winnings! Spend a minimum of BND20 with your Baiduri Credit or Debit Card to earn a lucky draw chance to win one of our fabulous prizes!
Offer is valid from 15 October 2022 to 12 January 2023.



  • Terms & Conditions
    “Big rewards with Baiduri Cards” (“this Promotion”) Terms and Conditions:

    1. Promotion eligibility

    1.1 This Promotion begins on 15 October 2022 and ends on 12 January 2023, both dates inclusive (the “Promotion Period”).

    1.2 For the purpose of this Promotion, only the following Baiduri Cards are eligible (“Cards”, a “Card”);

    • Baiduri Visa Infinite Credit Card
    • Baiduri Visa Platinum Credit Card
    • Baiduri Visa Classic Credit Card
    • Baiduri Mastercard Platinum Credit Card
    • Baiduri Mastercard Standard Credit Card
    • Baiduri Prestige Visa Infinite Credit Card
    • Baiduri Smart Executive Visa Platinum Credit Card
    • Royal Brunei Visa Infinite Credit Card by Baiduri Bank
    • Royal Brunei Visa Platinum Credit Card by Baiduri Bank
    • Royal Brunei Visa Platinum Debit Card by Baiduri Bank
    • Baiduri Prestige Mastercard World Debit Card
    • Baiduri Visa Platinum Debit Card
    • Baiduri Smart Executive Mastercard Platinum Debit Card
    • Baiduri Visa Classic Debit Card
    • Baiduri UnionPay Debit Card
    • Baiduri Supa Save Visa Debit Card

    1.3 This Promotion is applicable to both Principal and Supplementary Cards, subject to clause 1.2 (“Eligible Cardholders”).

    1.4 Card account must be in good standing (as determined by the Bank). If the Card is suspended or cancelled or terminated by the Bank or the Cardholder for any reason whatsoever before the winners of the Promotion are announced, the Cardholder will be disqualified from the Promotion (notwithstanding that his/her other cards may not have been suspended or cancelled or terminated).

    1.5 Staff members of Baiduri Bank and its subsidiary companies are not eligible for this Promotion.

    2. Promotion Mechanics

    2.1 Eligible Cardholders who spend with their Baiduri Credit or Debit Card during the Promotion Period will stand a chance to win monthly and grand prizes.

    2.2 Eligible Cardholders will be entitled to one (1) chance in the lucky draw for each Eligible Transaction with a minimum amount of BND20.

    2.3 Eligible Transactions are local and overseas retail spending, including online transactions.

    2.4 ATM withdrawals, cash advances, annual fees, interest charges, late charges, balance transfers, monthly instalments of an existing 0% Instalment Plan and any amount charged to the Eligible Card that is subsequently cancelled, voided, refunded or reversed are not Eligible Transactions.

    2.5 Chances accumulated for spending on a Supplementary Card will be reflected under the Principal Card account.

    3. Prizes

    3.1 Monthly prizes

    3.1.1 Winners will be selected in random computerised draws to win the following prizes.


     Monthly Draw

     Qualifying Transaction Period

     Month 1

     15 October 2022 – 13 November 2022

     Month 2

     14 November 2022 – 13 December 2022

     Month 3

     14 December 2022 - 12 January 2023


     Month 1

    • Kaiseki private dining experience at Excapade Restaurant
    • 2 Day 1 Night stay with activities at The Lanes Hotel, Tutong
    • DELL Inspiron 15 (3510) N4020 and Canon Printer E470
    • Family membership package at The Peak Club
    • Breville Smart Grill BGR-840
    • LG 43” Smart LED TV
    • JPMC Elite Health Screening package
    • Tailoring service at Yasmieen Collection and Samima Sdn Bhd gift voucher
    • Run Trail Nation and Under Armour gift voucher
    • Tyre servicing and gift vouchers at SLM

     Month 2

    • 2 Day1Night stay at Superior Riverfront Tent inclusive of breakfast and dinner at The Abode Resort & Spa
    • Tailoring service at Hokko and Bismi Enterprise gift voucher
    • DELL Inspiron 15 (3510) N4020 and Canon Printer E470
    • JPMC Elite Health Screening package
    • Samsung 43” UHD Smart TV
    • Drip filter coffee machine by SMEG and Coffee Gift voucher by Batches Coffee
    • Island hopping and water sports with Poni Divers
    • Pevy Karaoke system TV-1715A
    • Apple iPad 9th Gen
    • Zen Spa treatment package

     Month 3

    • DELL Inspiron 15 (3510) N4020 and Canon Printer E470
    • Private dining experience at Kaizen Sushi
    • Tailoring at Minah Exquisite and Samima Sdn Bhd gift voucher
    • Car detailing package at OCDBN
    • Tyre servicing and gift vouchers at Tyretech
    • 2 Days 1 Night Ocean Fun Mix staycation by Poni Divers
    • JPMC Elite Health Screening package
    • Samsung 43” UHD Smart TV
    • Dyson Supersonic Hair Dryer Set
    • Gym Membership at Dynamic Gym & Studio

    3.2 Grand Draw prizes

    3.2.1 Winners will be selected in random computerised draws to win the following prizes at the end of the Promotion Period.

    First Prize

     Home living set equipped with electrical appliances

    Second Prize

    Apple iPhone 14 Pro 256GB, Apple Watch S8 & iPad 10.2 (9th Gen)

    Third Prize

     Private river cruise for up to 60 pax with premium buffet

    3.3 Monthly prize winners are still eligible for the Grand Draw.

    3.4 All winners will be notified by phone based on the registered phone number(s) with Baiduri Bank.

    3.5 Baiduri Bank reserves the right to draw a reserve winner or winners to replace a winner who is subsequently disqualified or whose prize is forfeited for any reason whatsoever.

    3.6 Prizes are not exchangeable or transferable.

    3.7 Baiduri Bank shall be entitled to use the names and pictures/photographs of the Winners for publicity materials; and may engage any Winners for its publicity purposes without any compensation whatsoever and in such manner as the Bank determines.

    4. Sign up offer

    4.1 This Offer is applicable to successful applicants of any Eligible Cards during the Promotion Period as stated in clause 1.2 (“Successful Applicants”).

    4.2 Successful Applicants are defined as:

    • new customers who apply for their first Baiduri Credit or Debit Card
    • existing customers who upgrade their Baiduri Credit Card

    4.3 Successful Applicants are entitled to the following fee waivers:

    • 2 years for Baiduri Credit or Debit Card
    • 4 years for Royal Brunei Visa Cards

    4.4 This Offer is applicable to both Principal and Supplementary Cards as stated in clause 4.1, provided they are in the same application.

    4.5 This Offer is not applicable for standalone Supplementary Cards.

    4.6 Cardholders who cancel their Credit Card and reapply within 6 months from card cancellation date will not be eligible.

    5. General

    5.1 This Promotion is governed by Baiduri Bank’s terms and conditions on the related products and any other documents forming the banking agreement.

    5.2 Baiduri Bank may, at any time and without prior notice or liability to any party, suspend or terminate the Promotion or vary these terms and conditions.

    5.3 Baiduri Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.


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