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Enjoy a smooth journey to your dream home

Make your selection from shapes that ooze glamour, sporty influences or simply timeless. Whichever your style, get 50% off when you pay with a Baiduri Credit or Debit Card.
Enjoy a smooth journey to your dream home
Buying a home could be one of your life’s biggest investments. With our expertise and value-added services, your journey can be tailored to your needs. Whether you are a first-time buyer or a seasoned homeowner, let us help you every step of the way.
Take advantage of our exclusive offer for Home Ownership and Home Refinancing Loans, available only until 30 June 2023.
  • Terms & Conditions

    “Enjoy a smooth journey to your dream home” Promotion (“this Promotion”) Terms and Conditions:

    1. Term

    This Promotion begins on 10 March 2023 and ends on 30 June 2023, both dates inclusive (the “Promotion Period”).

    2. Eligibility

    2.1 This Promotion is open to new and existing customers who meet the following criteria during the Promotion Period (“Eligible Applicants”):

    • apply for a Home Ownership Loan or Home Refinancing Loan; or
    • apply to top up their existing Home Loan; or
    • apply to transfer their Home Loan with other banks to Baiduri Bank

    2.2 Approval of loan application is subject to the Bank’s credit assessment policies.

    3. Offers

    3.1 Eligible Applicants will enjoy the following offers during the Promotion Period:

    • Promotional Effective Interest Rate (EIR) as low as 4.0% p.a.
    • Up to 95% Land-to-Value (LTV) for Home Ownership Loan.*
    • Free one-time partial payment available after 5 years for loans with tenors of more than 10 years. The prepayment amount, to refer to the Facility Offer Letter.
    • Full processing fee waiver.
    • Welcome bonus** for Successful Applicants based on approved loan amount as follows:



    Approved Loan Amount

    Welcome Bonus

    1.

    Below $300,000

    $200

    2.

    Above $300,000

    $400

    * Based on Open Market value of the property.

    **Subject to the condition that the approved applicant possesses a valid Baiduri Bank account for loan disbursement, the payout will be credited to the customer's account within 14 days from the date of signed Facility Offer Letter.

    4. General

    4.1 This Promotion is governed by Baiduri Bank’s terms and conditions on the related products and any other documents forming the banking agreement.

    4.2 Baiduri Bank may, at any time and without prior notice or liability to any party, suspend or terminate the Promotion or vary these terms and conditions.

    4.3 The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.


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*Note: We are currently rolling out our new online business banking service, Baiduri b.Digital Business to existing customers in phases. For users who have not yet received their new login credentials, please continue to access the Business i-Banking service for your online banking needs. For more information, please contact us at [email protected] or call 2268 637/8/9 during business hours.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.
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