Embrace the rewards of shopping locally

Shop and support local business with your Baiduri Credit or Debit Card and stand to be rewarded with a range of amazing prizes! We may not be able to travel but we can enjoy the comfort and ease of shopping locally.

Spend and Win

From 1 September to 31 December 2020, earn one (1) lucky draw chance for every BND20 spent at a Baiduri Merchant.*

Don't have a Baiduri Credit or Debit card yet?

Enjoy 3 years annual fee waiver when you sign up today!

Terms & Conditions

1. Promotion Eligibility

i. This Promotion begins on 1 September 2020 and ends on 31 December 2020, both dates inclusive (the “Promotion Period”).

ii. This Promotion is applicable at all outlets that acquire a Baiduri Bank Card Payment Terminal (“Participating Outlets”).

iii. For the purpose of this Promotion, only the following Baiduri Credit and Debit Cardholders are eligible (“Eligible Cardholders”);

  • Baiduri Visa Infinite Credit Card
  • Baiduri Visa Platinum Credit Card
  • Baiduri Visa Classic Credit Card
  • Baiduri Mastercard Platinum Credit Card
  • Baiduri Mastercard Standard Credit Card
  • Baiduri Mastercard Ladies Platinum Credit Card
  • Baiduri Mastercard Ladies Standard Credit Card
  • Baiduri Visa Platinum Debit Card
  • Baiduri Visa Classic Debit Card
  • Baiduri UnionPay Debit Card
  • Baiduri Supa Save Visa Debit Card
  • Baiduri Prestige Visa Infinite Credit Card
  • Baiduri Prestige Mastercard World Debit Card
  • Baiduri Prestige Mastercard Platinum Debit Card
  • Baiduri Smart Executive Visa Platinum Credit Card
  • Baiduri Smart Executive Mastercard Platinum Debit Card

iv. Employees of Baiduri Bank and its subsidiary companies are not eligible for this Promotion.

2. Promotion Mechanics

i. Every BND20 cumulative spend on Eligible Transactions made with a Baiduri Credit or Debit Card will entitle an Eligible Cardholder one (1) chance in the Lucky Draw.

ii. Eligible Transactions are retail purchases (online and offline). Offline transactions must be processed through a Baiduri Bank card payment terminal while online transactions must be processed through Baiduri Payment Gateway System or Baiduri MerchantSuite to be eligible for the Promotion.

iii. ATM withdrawals, cash advances, annual fees, interest charges, late charges, balance transfers, monthly instalment of an existing 0% Instalment Plan and any amount charged to the Card that is subsequently cancelled, voided, refunded or reversed are not considered as Eligible Transactions for the purpose of this Promotion.

iv. Chances accumulated for spending on a Supplementary Card will be reflected under the Principal Card.

3. Lucky Draw

i. Winners will be selected in random computerized draws to win the following:Winners will be selected in random computerized draws to win the following:


First Prize

MINI One Hatchback 1.5cc

Second Prize

ASHLEY Furniture Homestore Bedroom Set

Third Prize

Thermomix T6


Qualifying Transaction Period


Month 1

1 to 30 September 2020

  • Xiaomi Android TV 65"
  • Kitchen Aid Stand Mixer + Mayer Electric Oven
  • Xiaomi Android TV 55"
  • V-Kool Window Film Package (Seng Hoe Huat)

Month 2

1 to 31 October 2020

  • Samsung S20
  • Neo Metro Furniture Set
  • SONAX Profiline CC36 Ceramic Coating (SONAX)
  • Radisson One Night Stay & Exclusive Dine in Experience

Month 3

1 to 30 November 2020

  • Xiaomi Android TV 65"
  • APPLE IPhone SE
  • Kitchen Aid Stand Mixer
  • NANO Ceramic Coating (Auto Artisan)

Month 4

1 to 31 December 2020

  • LG 65” LED Smart TV
  • Neo Metro Furniture Set
  • Xiaomi Android TV 55"
  • SONAX Yearly Polishing(SONAX)

ii. Winners for the Monthly Draws will still be eligible for the Grand Draw.

iii. All winners will be notified by phone based on their registered phone number(s) in the Bank’s record.

iv. Baiduri Bank reserves the right to draw a reserve winner or winners to replace a winner who is subsequently disqualified or whose prize is forfeited for any reason whatsoever.

v.  Prizes must be collected in person or by an authorized representative. The representative must present the original duly completed authorization letter from the Winner and the representative's original identity card at point of collection.

vi. Prizes are not exchangeable, transferable or exchangeable for cash, in full or in part.

vii. Baiduri Bank reserves the right to substitute or replace the prize with another prize of similar value without prior notice. The Bank makes no representation or warranty whatsoever in respect of the prizes, whether as to the quality or merchantability or fitness for purpose or performance or otherwise whatsoever. Any disputes should be resolved directly with the supplier. Baiduri Bank will not be responsible for any injury, loss or damage suffered as a result of the redemption or usage of the goods and services or in connection with the Draws and/or redemption or use of the prizes.

viii. Baiduri Bank shall be entitled to use the names, identification numbers and pictures/photographs of the Winners for publicity materials and may engage any Winners for its publicity purposes without any compensation whatsoever and in such manner as the Bank determines.

4. Lucky Draw

i. This Offer applies to applicants who successfully apply for any Baiduri Credit or Debit Card (listed in Clause 1.3) during the Promotion Period.

ii. Successful Applicants are entitled to 3 years annual fee waiver.

iii. Successful Applicants who transfer their card balance from another credit card will enjoy zero interest on the transferred outstanding balance in the first 6 months.

iv. This Offer applies only to new Principal Card applications. Supplementary Cards, downgrades, replacements and reinstatements of cards cancelled within 12 months of the Promotion Period will not be eligible.

5. General

i. This Promotion is governed by Baiduri Bank’s terms and conditions on the related products and any other documents forming the banking agreement.

ii. Baiduri Bank may, at any time and without prior notice or liability to any party, suspend or terminate the Promotion or vary these terms and conditions.

iii. The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.

vi. In the event of any inconsistency between these terms and conditions and any advertising, promotional, publicity and other materials relating to or in connection with the Promotion, these terms and conditions shall prevail.


Contact our customer support team if you have any further questions. We are here to help you.

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