Brunei Citizens and Permanent Residents employed with Brunei Government, Semi-Government or Brunei Shell Joint Venture (BSJV) companies
Brunei Citizens and Permanent Residents employed with private sector companies
Eligible Foreigners
Offer
A
B
C
Promotional Effective Interest Rate (“EIR”)1
4.25%
4.50%
5.50%
Financing for associated costs
3%, capped at BND10,000
Loan-to-Value (“LTV”)2
Up to 85%
Up to 80%
Up to 75%
Processing fee
Waived
3.3 The legal documentation including Sales and Purchase Agreement for this Promotion will be prepared by CCW Partnership.
3.4 Upon the approval of the Home Ownership Loan application and the signing of the Facility Offer Letter (“FOL”) by the successful applicant, the loan amount will be disbursed to the successful applicant's Bank account within fourteen (14) working days of the date of signing of the FOL.
3.5 In the event that the applicant cancels their application after it is approved and/or before it is disbursed, the applicant will be liable to pay all fees and costs in connection with the loan processing that they may have received, or it may be debited without notice from their account with the Bank.
4 General
4.3 This Promotion is governed by the Bank’s terms and conditions on the related products and any other documents forming the banking agreement.
4.4 The Bank may, at any time and without prior notice or liability to any party, suspend or terminate this Promotion or vary these terms and conditions.
4.5 This Promotion is not valid with other offers, privileges or promotions unless stated otherwise.
4.6 The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with this Promotion. Its determination of all matters relating to this Promotion shall be final and conclusive, and no correspondence will be entertained.
Important update
Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.
To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.