5.2 The Bank will contact the Winners by phone call via the Winner’s registered phone number(s) in the Bank’s records within one (1) month after the end of the Promotion Period and provide information on how to collect the Prizes.
5.3 If the Winners are unable to collect their Prizes, they must prepare an authorisation letter and specify the collector’s full name and identification card number.
5.4 The Bank reserves the right to substitute or replace the Prizes with any alternative prize of similar value without prior notice.
5.5 The Prizes or alternative prize are not transferable or exchangeable for cash, credit, goods and services, products or privileges or other kind in full or in part and is not refundable or replaceable.
5.6 The Bank reserves the right to draw reserve winners to replace any Winner who is subsequently disqualified or whose Prize is forfeited for any reason whatsoever.
5.7 The Bank shall be entitled to use the names, identification numbers and pictures/photographs of the winners for publicity materials; and may engage any winners for its publicity purposes without any compensation whatsoever and in such manner as the Bank determines.
6. General
6.1 This Promotion is governed by the Bank’s terms and conditions on the related products and any other documents forming the banking agreement.
6.2 The Bank may, at any time and without prior notice or liability to any party, suspend or terminate this Promotion or vary these terms and conditions.
6.3 This Promotion is not valid with other offers, privileges or promotions unless stated otherwise.
6.4 The Bank reserves the right to cancel, terminate or suspend this Promotion with three (3) days prior notice. For the avoidance of doubt, cancellation, termination or suspension of this Promotion by the Bank shall not entitle the Eligible Applicants to any claim or compensation against the Bank for any and all losses or damages suffered or incurred by the Eligible Applicants whether directly or indirectly as a result of the act of such cancellation, termination or suspension.
6.5 The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with this Promotion. Its determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.
6.6 By participating in this Promotion, the Eligible Applicants:
- Agree to be bound by these terms and conditions;
- Consent to their personal data being collected, processed, and used by the Bank in accordance with the Group Privacy Policy, which may be viewed at https://www.baiduri.com.bn/legal-notice/privacy-policy; and
- Consent to their personal data being collected, processed, and used by the Bank for the purposes of this Promotion and for marketing and promotional activities conducted by the Bank.
6.7 These terms and conditions shall be governed by and construed in accordance with the laws of Brunei Darussalam.