Invest for a better world

Make your selection from shapes that ooze glamour, sporty influences or simply timeless. Whichever your style, get 50% off when you pay with a Baiduri Credit or Debit Card.

Invest for a better world

From 21 August to 23 September 2023, take the opportunity to learn about the objectives of our ESG funds and enjoy a 2% discount on sales charge with initial investment amount as low as BND1,000.

Consider investing with an objective to generate financial returns while also creating a positive social or environmental impact.

Enjoy these promotional rates on sales charge for ESG Funds available at Baiduri Capital.

  • Terms & Conditions

    “Invest for a better world” promotion (this “Promotion”) Terms and Conditions:

    1. Term

    1.1. This Promotion begins on 21 August 2023 and ends on 23 September 2023, both dates inclusive (the “Promotion Period”).

    2. Eligibility

    2.1. This Promotion is open to new and existing customers of Baiduri Capital (“Eligible Applicants”).
    2.2. Eligible Applicants must maintain an account with Baiduri Bank or Baiduri Finance (“Account”) for transactional purposes.

    2.3. This Promotion is applicable to single name accounts, joint accounts, and company accounts.

    2.4. Staff members of Baiduri Bank and its subsidiary companies are not eligible for this Promotion.

    3. Promotion

    3.1. Eligible Applicants will be entitled to 2% discount on sales charge when they subscribe to any of the ESG Unit Trust funds listed below:

    ESG Fund Name

    Regular Sales Charge

    Promotion Sales Charge

    • Allianz Global Sustainability Fund
    • Allianz Smart Energy Fund



    • United Smart Sustainable Singapore Bond Fund
    • Manulife Sustainable Asia Bond Fund



    3.2. For other unit trust funds offered by Baiduri Capital, eligible Applicants will be entitled to 1% discount on sales charge during the promotion period. This discount will apply based on their respective customer segment with the bank when they subscribe to any of the Unit Trust funds listed below:

    Sales Charge

    Fund name


    • Allianz Asian Multi Income Plus
    • Allianz Dynamic Asian High Yield Bond Fund
    • Allianz European Equity Dividend Fund
    • Allianz Flexi Asia Bond Fund
    • Allianz Global Artificial Intelligence Fund
    • Allianz Global Floating Rate Notes Fund
    • Allianz Income and Growth Fund
    • Allianz US Short Duration High Income Fund
    • BlackRock Asian Tiger Bond Fund
    • BlackRock China Fund
    • BlackRock Global Allocation Fund
    • BlackRock Global Equity Income Fund
    • BlackRock Global Multi-Asset Income Fund
    • Franklin Biotechnology Discovery Fund
    • Franklin Income Fund
    • Franklin U.S. Opportunities Fund
    • Templeton Emerging Markets Dynamic Income Fund
    • Templeton Global Total Return Fund
    • Lion Global Japan Growth Fund
    • Lion Global Singapore Dividend Equity Fund
    • Manulife Asia Pacific Investment Grade Bond Fund
    • Neuberger Berman 5G Connectivity Fund
    • Neuberger Berman Market Debt – Hard Currency Fund
    • Neuberger Berman Strategic Income Fund
    • United Global Healthcare Fund
    • United Income Focus Trust Fund

    • Lion Global Disruptive Innovation Fund
    • Phillip Real Estate Income Fund
    • United SGD Fund
    • Manulife SGD Income Fund

    3.3. Eligible Applicants will be entitled to the promotional sales charge stated in clause 3.1. and 3.2. with a minimum investment amount of $1,000 in the respective currency on all Unit Trust funds with the exception of the following:

    Fund Name

    Minimum investment amount

    • Manulife Asia Pacific Investment Grade Bond Fund;
    • Lion Global Singapore Dividend Equity Fund


    • Lion Global Disruptive Innovation Fund


    4. General

    4.1. This Promotion is governed by Baiduri Capital’s terms and conditions on the related products and transactional documents and agreement.

    4.2. Baiduri Capital may, at any time and without prior notice or liability to any party, suspend or terminate the Promotion or vary these terms and conditions.

    4.3 Baiduri Capital reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. Its determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.


Contact our customer support team if you have any further questions. We are here to help you.

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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:
  • User’s full name
  • User’s valid Identification Card (IC) or Passport
  • User’s mobile number
  • User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

Important notice: We have updated the Baiduri b.Digital Personal mobile app on 21 August 2023.

If you have not logged in to your mobile app lately, you will be required to update the app when you open it.

If you have updated the app but have forgotten what your User ID is, you can retrieve it via one of the following:
• Visit Digital Hub at ground level, Baiduri Bank Headquarters
• Visit your nearest Baiduri Bank branch
• Call our 24-hour Customer Helpline at 2449666

If you have forgotten your password, you can reset it through the Baiduri b.Digital Personal web platform through the “Forgot Password” feature.

If you need further assistance, click here for a guide.
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