• Terms & Conditions
    "You deserve the success story you’ve been dreaming about" Promotion (“this Promotion”) Terms and Conditions:

    1. Term

    1.1 This Promotion begins on 1 March 2023 and ends on 30 June 2023, both dates inclusive (the “Promotion Period”).

    2. Eligibility

    2.1 This Promotion is open to new and existing customers who meet the following criteria during the Promotion Period (“Eligible Applicant”):

    • apply for a Personal Loan; or
    • apply to top up a Personal Loan; or
    • apply to transfer their existing Personal Loan(s) with other banks to Baiduri Bank.

    2.2 New customers are defined as Eligible Applicant who do not have an existing banking relationship with Baiduri Bank (“New-to-Bank Customers”).

    2.3 Existing customers are defined as Eligible Applicant who currently have a banking relationship with Baiduri Bank.

    2.4 Approval of loan application is subject to the Bank’s credit assessment policies.

    2.5 Employees of Baiduri Bank, Baiduri Finance and Baiduri Capital are not eligible for this Promotion.

    3. Offers

    3.1 Each successful Eligible Applicant will enjoy the following offers:

    a. Sign up gift (for the first 150 New-to-Bank Customers only)

     Approved Loan Amount

     Sign up gift

    Below BND50,000

    BND50 worth of shopping voucher

    BND50,000 and above

    BND100 worth of shopping voucher

    b. One (1) lucky draw chance towards the monthly draw per approved loan application.

    3.2 Approval and disbursement of loan within three (3) working days will only apply to Eligible Applicant who have provided full documentation and met all of the Bank’s criteria. This process excludes:

    • Takeover loans from other banks
    • Eligible Applicant from the Private sector

    4. Lucky Draw

    4.1 Winners will be selected in random computerised draws to win the following:

    Monthly Draw

     Qualifying period (Loan disbursement date)


    1 March to 31 March

    BND500 cashback (5 winners)

    1 April to 31 April

    BND500 cashback (5 winners)

    1 May to 31 May

    BND500 cashback (5 winners)

    1 June to 30 June

    BND500 cashback (5 winners)

    4.2 Each successful Eligible Applicant can only win once in the Monthly Draw.

    4.3 Baiduri Bank reserves the right to draw a reserve winner or winners to replace a winner who is subsequently disqualified or whose prize is forfeited for any reason whatsoever.

    4.4 Prizes must be collected in person or by an authorised representative. The representative must present the original duly completed authorisation letter from the winner and the representative's original identity card at point of collection.

    4.5 Prizes are not exchangeable or transferable.

    4.6 Prizes from the Monthly Draw will be credited to the winners’ savings or current account with Baiduri Bank within two (2) weeks from the date of prize presentation.

    4.7 All winners will be notified by phone based on their registered phone number(s) in Baiduri Bank’s record.

    4.8 The winner’s account must be in good standing and conducted in a proper and satisfactory manner at all times, including at the time of the computerised draw and prize presentation.

    4.9 Baiduri Bank shall be entitled to use the names, identification numbers and pictures/photographs of the winners for publicity materials and may engage any winners for publicity purposes without any compensation whatsoever and in such manner as it determines.

    5. General

    5.1 This Promotion is governed by Baiduri Bank’s terms and conditions on the related products and any other documents forming the banking agreement.

    5.2 Baiduri Bank may, at any time and without prior notice or liability to any party, suspend or terminate this Promotion or vary these terms and conditions.

    5.3 Baiduri Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with this Promotion. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.


Contact our customer support team if you have any further questions. We are here to help you.

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*Note: We are currently rolling out our new online business banking service, Baiduri b.Digital Business to existing customers in phases. For users who have not yet received their new login credentials, please continue to access the Business i-Banking service for your online banking needs. For more information, please contact us at [email protected] or call 2268 637/8/9 during business hours.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.
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