One solution for different financial needs

We all have dreams to pursue but may need help in making them a reality.

We can offer you the financial support you need with our Personal Loan. With NO salary transfer required and an effective interest rate of 6.0%, we’re helping you save on time and interest.

  • Terms & Conditions

    1. Term
    • This Promotion begins on 1 July 2021 and ends on 30 November, both dates inclusive (the “Promotion Period”).

    2. Eligibility

    2.1 This Promotion is open to new customers who meet the following criteria (“Eligible Applicants”):
    • apply for a Personal Loan, Personal Overdraft, Consolidation Loan, Home Renovation Loan, Education Loan or Consumer Goods Financing (“Qualifying Products”) during the Promotion Period; or
    • apply to transfer their Personal Loan, Personal Overdraft, Consolidation Loan, Home Renovation Loan, Education Loan or Consumer Goods Financing with other banks to Baiduri Bank during the Promotion Period; and
    • are employees of the Brunei Government, semi-Government organisations, Government-Linked Companies and private sector companies; and
    • have a minimum monthly net income of BND500; and
    • are Brunei citizens or permanent residents.

    2.2 Approval of loan application is subject to the Bank’s credit assessment policies.

    3. Offers

    3.1 Eligible Applicants will enjoy Effective Interest Rate (EIR) of 6.0% for all Qualifying Products under this Promotion.

    3.2 Eligible Applicants are not required to assign their salary to Baiduri Bank under this Promotion.

    3.3 Effective Interest Rate quoted above is floating and pegged to the Bank’s Prime Lending Rate (PLR). Any change in PLR will result in a change in the applicable interest rate.

    4. General

    4.1 This Promotion is governed by Baiduri Bank’s terms and conditions on the related products and any other documents forming the banking agreement.

    4.2 Baiduri Bank may, at any time and without prior notice or liability to any party, suspend or terminate the Promotion or vary these terms and conditions.

    4.3 The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.


Contact our customer support team if you have any further questions. We are here to help you.

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