Pack your bags for a memorable experience - Promotions

Pack your bags for a memorable experience

From 1 May to 30 June 2025, stand to win fabulous prizes when you spend a minimum of BND100 in a single transaction with your Royal Brunei Visa Credit or Debit Card. You could win a wildlife experience in Sydney, cruise to Bali, return tickets to Dubai and many more!

Lucky draw chances:

Terms & Conditions
Pack your bags for a memorable experience Promotion (this “Promotion”) Terms and Conditions

1. Term

1.1 Participation in this Promotion constitutes acceptance of these terms and conditions (the “Terms”).

2. Promotion Period

2.1 This Promotion is valid from 1 May 2025 to 30 June 2025 (both dates inclusive) or such other date(s) as may be determined by Baiduri Bank Sendirian Berhad (the “Bank”) at its absolute discretion (the “Promotion Period”).

3. Eligibility

3.1 This Promotion is open to both new and existing customers of the Bank who hold any of the following Baiduri Debit or Credit Card (“Eligible Cards”):

Royal Brunei Visa Infinite Credit Card by Baiduri Bank
Royal Brunei Visa Platinum Credit Card by Baiduri Bank
Royal Brunei Visa Platinum Debit Card by Baiduri Bank

3.2 Customers who hold any Eligible Card are referred to as “Eligible Cardholders”.

3.3 To remain eligible throughout the Promotion Period, the Eligible Card must be valid, in good standing, and used in a proper and satisfactory manner, as determined by the Bank. If the card is suspended, cancelled or terminated, whether by the Bank or the cardholder, the cardholder will be disqualified from this Promotion, even if they hold other Eligible Cards.

3.4 Employees of the Bank, Baiduri Finance Berhad, Baiduri Capital Sendirian Berhad and Royal Brunei Airlines Sendirian Berhad (“Royal Brunei”) are not eligible for this Promotion.

4. Promotion Mechanics

4.1 New Credit and Debit Card Sign-Up Offer

4.1.1 This offer is open to customers who meet the following conditions:

(a) For Royal Brunei Visa Infinite Credit Card and Royal Brunei Visa Platinum Credit Card by Baiduri Bank, the customer must not have previously held or cancelled any Baiduri Credit Card within the past six (6) months.

(b) For Royal Brunei Visa Platinum Debit Card by Baiduri Bank, the customer must not have previously held or cancelled any Baiduri Bank Debit Card within the past six (6) months.

4.1.2 Eligible applicants will be entitled to the following offers:

(a) Exclusive Limited Edition Card Design

The first 500 successful applicants are entitled to receive an exclusive limited edition card issued in celebration of Royal Brunei’s 50th Anniversary.

Refer to the following scenarios for clarification:

Scenario
Eligibility
A Principal Cardholder applies for a Supplementary Card.
The Supplementary Cardholder is not eligible for the limited edition design.
A customer holds a Royal Brunei Visa Debit Card and applies for a Royal Brunei Visa Infinite or Platinum Credit Card.
Eligible only if they have not held any Baiduri Credit Card in the past six (6) months.
A customer holds a Royal Brunei Visa Infinite or Platinum Credit Card and wishes to apply for a Royal Brunei Visa Platinum Debit Card.
Eligible only if they have not held any Baiduri Debit Card in the past six (6) months.
A customer holds a Baiduri Visa Classic Debit Card and applies for a Royal Brunei Visa Platinum Debit Card.
Not eligible for the limited edition design.
A customer holds a Baiduri Smart Executive Visa Platinum Credit Card and applies for a Royal Brunei Visa Platinum Credit Card.
Not eligible for the limited edition design.

(b) Other Sign-Up Benefits

(i)For Royal Brunei Visa Infinite Credit Card and Royal Brunei Visa Platinum Credit Card applicants (including new applications and balance transfers):

4-year annual fee waiver
5,000 Royal Skies miles for the first 100 successful applicants
3,000 Royal Skies miles for subsequent successful applicants

(ii) For Royal Brunei Visa Platinum Debit Card applicants:

4-year annual fee waiver

4.1.3 Eligible Cardholders must be members of the Royal Skies Programme to earn Royal Skies miles.

4.1.4 Royal Skies miles will be credited within three (3) weeks after the Promotion Period and are subject to the Royal Skies Programme terms and conditions available at www.flyRB.com.

4.1.5 Balance transfers approved during the Promotion Period will enjoy an interest rate of one per cent (1%) per annum for a period of twelve (12) months from the date the balance transfer is approved. After this period, any remaining balance will revert to the standard interest rate.

4.1.6 Cancellation of any Eligible Card within six (6) months of issuance will result in forfeiture of the offer and a charge of the annual fee.

4.1.7 This offer applies to both Principal and up to four (4) Supplementary Cardholders in the same application. Standalone Supplementary Card applications are not eligible.

4.2 Monthly Draw

4.2.1 Eligible Cardholders who spend a minimum of BND100 in a single transaction at local, online or overseas merchants using an Eligible Card during the Promotion Period will be entitled to receive lucky draw chances as follows:
Type of spending
No. of lucky draw chances
Local and online merchants
One (1)
Overseas merchants
Two (2)
4.2.2 Payments made via third-party payment platforms are not eligible for the lucky draw. A third-party payment platform refers to an independent processor or service provider that is not directly affiliated with the Bank or merchant service providers that have the ability to accept transactions.

4.2.3 Fifty (50) winners will be selected from each of the following Qualifying Periods:

Qualifying Periods
Draw Dates
1 May to 31 May 2025
4 June 2025
1 June to 30 June 2025
2 July 2025
Winners will be drawn based on the transactions made within each Qualifying Period. The draw will take place on the specified draw dates above.

4.2.4 The draws will be conducted using an electronic system on 4 June 2025 (the “1st Draw Date”) and on 2 July 2025 (the “2nd Draw Date”) (collectively referred to as the “Draw Dates”) or such other date(s) as the Bank may determine at its sole discretion without prior notice.

4.2.5 Winners are entitled to receive one (1) of the following prizes:

Prize
No. of winners per month
Details
Prize 1
Ten (10)
DJI Action 2 Camera
Prize 2
Ten (10)
Apple AirPods 4 with Active Noise Cancellation (ANC)
Prize 3
Ten (10)
15,000 Royal Skies miles
Prize 4
Ten (10)
BND200 Klook travel voucher
Prize 5
Ten (10)
Tomtoc travel bag and Apple AirTag
4.2.6 Winners will be contacted via their registered phone number(s) within two (2) weeks after the Draw Date to collect their prize.

4.2.7 Winners from the 1st Draw Date are not eligible for the 2nd Draw Date. Any chances earned that did not result in a win from the 1st Draw Date will not be carried forward to the 2nd Draw Date.

4.2.8 Winners from the 1st Draw Date and 2nd Draw Date will also be eligible for the Grand Draw.

4.3 Grand Draw

4.3.1 Three (3) winners will be selected from the Qualifying Period stated below:

Qualifying Periods
Draw Date
Transactions made by Eligible Cardholders on their Eligible Card between 1 May to 30 June 2025.
2 July 2025
4.3.2 The Grand Draw will be conducted electronically on 2 July 2025 (the “Grand Draw Date”) or such other date(s) as the Bank may determine at its own discretion without prior notice.

4.3.3 Winners from the Grand Draw will be randomly drawn to win the following prizes:

(a) First Prize
Ultimate Sydney Wildlife Experience for 2 adults and 1 child (under 12) worth BND13,000. Package includes:

Return tickets to Melbourne and Sydney
4 Days Three Nights luxury accommodation at the Wildlife Retreat at Taronga in an Animal View room inclusive of breakfast
Airport transfers to and from hotel accommodation
An exclusive Visa Koala encounter with a Taronga keeper
An afternoon tour of The Sanctuary, the Australian native wildlife habitat at the centre of the retreat
Dine at Me-Gal restaurant with a shared feast over breathtaking views of Sydney Harbour served with native sustainably sourced ingredients and local produce
Guided night walk through Taronga Zoo Sydney
Wollemi morning walk at Taronga Zoo Sydney
Daily access to Taronga Zoo Sydney
An in-room gift including a Koala/Taronga plush toy
Dinner allowance for 2 nights priced at AUD250 per night
Sydney Harbour Bridge climb experience
Guided private “Sydney Foodie Walking Tour” in Surry Hills

(b) Second Prize
8-Nights Bali Adventure aboard Ovation of the Seas cruise via Singapore for 2 adults worth BND8,000. Package includes:

Return tickets to Singapore
Sailing date is from 28 December 2025 to 5 January 2026
Cruise fare, compulsory gratuities and port taxes
Oceanview window cabin type

(c) Third Prize
Business class return tickets to Dubai for 2 people worth BND3,000.

4.3.4 Winners will be contacted via their registered phone number(s) within one (1) month after the Promotion Period to attend the prize presentation event.

4.3.5 If the Winners are unable to attend in person, the authorised representative must present the original duly signed authorisation letter from the Winner, a signed and dated copy of the Winner’s identity card and the authorised representative’s original identity card at point of collection.

4.4 Prizes from the Monthly Draw and Grand Draw are not transferable or exchangeable for cash, credit, goods and services, products or privileges or other kind in full or in part and are not refundable or replaceable.

4.5 The Bank may draw reserve winners to replace disqualified or ineligible winners.

4.6 The Bank reserves the right to use the winners’ names, identification numbers, and photos for publicity materials without compensation.

5 . General

5.1 This Promotion is governed by and subject to the Bank’s terms and conditions related to the products and any other documents forming the banking agreement.

5.2 The Bank may, at any time and without prior notice or liability to any party, suspend or terminate this Promotion, or vary any of the Terms.

5.3 The Bank reserves the right to determine at its sole discretion all matters arising out of or in connection with this Promotion. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.

5.4 Eligible Cardholders consent to the collection, use and disclosure of their personal data by/to the organisers, promoters or conductors of this Promotion and such other third parties for the purpose of this Promotion, in accordance with the Group Privacy Policy. Eligible Cardholders confirm that they have read and agree to be bound by the terms of the Group Privacy Policy, as may be amended, supplemented and/or substituted by the Bank from time to time, a copy of which can be found on www.baiduri.com.

5.5 In the event of any discrepancy between the Terms and any promotional materials related to this Promotion, the Terms shall prevail.

5.6 The Terms shall be governed by and construed in accordance with the laws of Brunei Darussalam.

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