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Skip the queue and self-checkout

Stand to win BND100 shopping vouchers by using your Baiduri Credit or Debit Card at self-checkout counters at participating Hua Ho outlets.
Offer is valid from 1 September 2022 to 30 November 2022. 



  • Terms & Conditions
    “Skip the queue and self-checkout” (“this Promotion”) Terms and Conditions:

    1. This Offer is valid from 1 September 2022 to 30 November 2022, both dates inclusive (the “Offer Period”).

    2. This Offer is applicable at the following outlets of Hua Ho Department Store (collectively, the “Participating Outlets”).

    • Hua Ho Kiulap
    • Hua Ho Tutong
    • Hua Ho Gadong 2
    • Hua Ho Onecity Shopping Centre

    3. This Offer is open to the following Baiduri Credit and Debit Cardholders (“Eligible
    Cardholders”):

    • Baiduri Visa Infinite Credit Card
    • Baiduri Visa Platinum Credit Card
    • Baiduri Visa Classic Credit Card
    • Baiduri Mastercard Platinum Credit Card
    • Baiduri Mastercard Standard Credit Card
    • Baiduri Prestige Visa Infinite Credit Card
    • Royal Brunei Visa Infinite Credit Card by Baiduri Bank
    • Royal Brunei Visa Platinum Credit Card by Baiduri Bank
    • Royal Brunei Visa Platinum Debit Card by Baiduri Bank
    • Baiduri Prestige Mastercard World Debit Card
    • Baiduri Visa Platinum Debit Card
    • Baiduri Smart Executive Mastercard Platinum Debit Card
    • Baiduri Visa Classic Debit Card
    • Baiduri UnionPay Debit Card
    • Baiduri Supa Save Visa Debit Card


    4. Eligible Cardholders who shop at any Participating Outlets during the Offer Period with their Baiduri Credit or Debit Card will stand a chance to win lucky draw prizes:

     Monthly prizes – 10 winners

     BND100 shopping vouchers


    5. Eligible Cardholders will receive one (1) lucky draw entry for every BND20 spent in a single receipt with their Baiduri Card.

    6. Eligible Cardholders can only win once during the Promotion Period. Qualifying transaction periods are:


     Qualifying transaction period

    Draw 1

     1 to 30 September 2022

    Draw 2

     1 to 31 October 2022

    Draw 3

     1 to 30 November 2022

    7. Chances accumulated for spending on a Supplementary Card will be reflected under the Principal Card account.

    8. Winners will be selected by random computerized draw.

    9. Baiduri Bank reserves the right to draw a reserve winner or winners to replace a winner who is subsequently disqualified or whose prize is forfeited for any reason whatsoever.

    10. Baiduri Bank shall be entitled to use the names, identification numbers and pictures/photographs of the Winners for publicity materials; and may engage any Winners for its publicity purposes without any compensation whatsoever and in such manner as the Bank determines.

    11. Employees of Baiduri Bank and its subsidiaries companies and Hua Ho Department Store are not eligible to participate in the Offer.

    12. Baiduri Bank makes no warranty or representative as to the quality, merchantability, or fitness for purpose of the Merchant’s goods and services. Any disputes in relation to this Offer are to be directed solely to the Merchant.

    13. Baiduri Bank and Hua Ho Department Store reserve the right to change the terms and conditions of this Offer at its discretion.

    14. The decision by Baiduri Bank and Hua Ho Department Store on all matters relating to the Offer is final, binding, conclusive and no correspondences will be entertained.

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