Baiduri Visa Cards – Sharing rewarding moments, together

Baiduri Visa Cards – Sharing rewarding moments, together (“this Promotion”)
Terms and Conditions

1. Promotion Eligibility
1.1 This Promotion begins on 15 October 2018 and ends on 14 February 2019, both dates inclusive (the “Promotion Period”).
1.2 For the purpose of this Promotion, only the following Baiduri Visa Credit and Debit Cards are eligible (“Cards”, “a Card”);
  1. Baiduri Visa Debit Card
  2. Baiduri Visa Classic Credit Card
  3. Baiduri Visa Platinum Debit Card
  4. Baiduri Visa Platinum Credit Card
  5. Baiduri Smart Executive Visa Platinum Credit Card
  6. Baiduri Visa Infinite Credit Card
  7. Baiduri Prestige Visa Infinite Credit Card
1.3 This Promotion is applicable to both Principal and Supplementary Cards, subject to clause 1.2. (“Eligible Cardholders”).
1.4 Card account must be in good standing (as determined by the Bank). If the Card is suspended or cancelled or terminated by the Bank or the Cardholder for any reason whatsoever before the winners of the Promotion are announced, the Cardholder will be disqualified from the Promotion (notwithstanding that his/her other cards may not have been suspended or cancelled or terminated).
1.5 Staff members of Baiduri Bank and its subsidiary companies are not eligible for this Promotion.
2. Promotion Mechanics
There are 2 parts to this Promotion: a card usage offer and a sign-up offer.
2.1 Card Usage Offer
2.11 This Promotion is applicable to both existing and new Eligible Cardholders during the Promotion Period.
2.12 Eligible Cardholders must charge a total amount of BND500 within the Qualifying Spend Period (refer clause 3.1) to their Card to qualify for one (1) entry in the Monthly Draw. Entry for each Monthly Draw is calculated based on total spending in the Qualifying Spend Period and does not take into account any spending from the preceding month(s).

For example;

Month Total Monthly Spend (BND) Entry for Monthly Draw
October 200 0
November 300 0
December 500 1

2.13 Eligible Transactions are retail purchases including online purchases only.
2.14 ATM withdrawals, cash advances, annual fees, interest charges, late charges, balance transfers, monthly instalment of an existing 0% Instalment Plan and any amount charged to the Card that is subsequently cancelled, voided, refunded or reversed are not considered as Eligible Transactions for the purpose of this Promotion.
2.15 Chances accumulated for spending on a Supplementary Card will be reflected under the Principal Card.
2.2 Sign Up Offer
2.21 This Offer applies to applicants who successfully apply for any Baiduri Visa Credit Card during the Promotion Period and who do not have a Credit Card or have not been holding a Credit Card for at least the past 12 months prior to this Promotion (“Successful Applicants”).
2.22 Successful Applicants are entitled to 500 complimentary bonus points with a minimum spend requirement of BND500 within one (1) month, and 5 years annual fee waiver. One month spend period is calculated from the date Card is activated.
2.23 Successful Applicants who transfer their card balance from another credit card will enjoy zero interest on the transferred outstanding balance in the first 6 months.
2.24 This Offer applies to new Principal Card applications. Supplementary Cards, downgrades, replacements and reinstatements of cards cancelled within 12 months of the Promotion Period will not be eligible.
3. Lucky Draw
3.1 Winners will be selected in random computerized monthly draws to win BND1,000 during the Promotion Period.

Qualifying Spend Period
No. of winners
15 October 2018 to 14 November 2018
10 winners
15 November 2018 to 14 December 2018
10 winners
15 December 2018 to 14 January 2019
10 winners
15 January 2019 to 14 February 2019
10 winners

3.2 Monthly winners will be notified within the following month to attend a Prize Presentation ceremony.
3.3 Baiduri Bank reserves the right to draw a reserve winner or winners to replace a winner who is subsequently disqualified or whose prize is forfeited for any reason whatsoever.
3.4 Prizes must be collected in person or by an authorized representative. The representative must present the original duly completed authorization letter from the Winner and the representative's original identity card at point of collection.
3.5 The prizes are not exchangeable or transferable.
3.6 Cash prize will be credited into Winner’s card account two weeks after the Prize Presentation has been conducted. Cash prizes won for Supplementary Cards will be credited into the Principal Cardholder’s Credit Card account.
3.7 Baiduri Bank shall be entitled to use the names, identification numbers and pictures/photographs of the Winners for publicity materials; and may engage any Winners for its publicity purposes without any compensation whatsoever and in such manner as the Bank determines.
3.8 Baiduri Bank reserves the right to rescind prize if a Winner cancels his or her Card within 12 months of receiving the prize.
4 General
4.1 This Promotion is governed by Baiduri Bank’s terms and conditions on the related products and any other documents forming the banking agreement.
4.2 Baiduri Bank may, at any time and without prior notice or liability to any party, suspend or terminate the Promotion or vary these terms and conditions.
4.3 The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.