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Baiduri Personal Loans ("this Promotion") Terms and Conditions:

1. Term
1.1 This Promotion begins on 11 September 2017 and ends on 31 December 2017, both dates inclusive (the "Promotion Period").
2. Eligibility
2.1 This Promotion is open to customers who apply for new financing facilities with Baiduri Bank ("Applicants").
2.2 To qualify for this Promotion, you must be a new customer of Baiduri Bank, or an existing customer who does not have any active loan facility that is the same as what you are applying for under this Promotion.
2.3 Applicants may choose to transfer their existing facilities with another bank with additional loan top up as part of their application.
2.4 This Promotion is open to employees of the Brunei Government, semi-Government organisations, Brunei Shell Petroleum and private sector companies.
2.5 Income documents including the latest 3 months' bank statements showing salary being credited and the latest pay slip are required for assessment of loan application.
2.6 The 2% cash rebate offer is limited to a minimum loan amount of BND10,000 and maximum amount of BND150,000.
2.7 The processing fee waiver is only applicable during the promotion period.
2.8 This Promotion is applicable to Brunei citizens and permanent residents only.
2.9 The above terms and conditions are subject to Bank's credit assessment and approval.
3. Entry Of This Campaign Is Open To:-
3.1 This Promotion is governed by Baiduri Bank's terms and conditions on the related products and any other documents forming the banking agreement.
3.2 Baiduri Bank may, at any time and without prior notice or liability to any party, suspend or terminate the Promotion or vary these terms and conditions.
3.2 The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. The Bank's determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.