Terms and Conditions

This Promotion begins on 17 October 2018 and ends on 31 January 2019, both dates inclusive (“this Programme”) Terms and Conditions:

1. Term
1.1 This Promotion begins on 17 October 2018 and ends on 31 January 2019, both dates inclusive (the “Programme Period”).
1.2 This Programme is open to all existing customers who have (or have had) at least one loan facility with Baiduri Bank (“Referrer”).
1.3 Employees of Baiduri Bank, Baiduri Capital and Baiduri Finance are not eligible for the Programme.
2. Eligibility
2.1 Upon successful referral of the consolidation loan, Referrer will be eligible for shopping rewards based on table below.

Approved Loan Amount (BND)

Value of shopping rewards (BND)

BND151,000 and above 60
BND100,000 – BND150,000 50
BND51,000 – BND99,000 40
BND30,000 – BND50,000 130
2.2 Referrer must obtain the prior consent of the Referee to being contacted by Baiduri Bank before a referral is made. In making a referral, the Referrer grants Baiduri Bank the consent to use his/her name in communications between the Referee and Baiduri Bank.
2.3 Referrer will receive shopping rewards worth up to BND60 for each Referee who make a successful application as stipulated in clause 2.1. No reward will be given if a Referee does not make a successful application.
2.4 There is no limit to the number of referrals a Referrer can make, or the total value of rewards he/she can potentially receive.
3. Offers

3.1 This Promotion is governed by Baiduri Bank’s terms and conditions on the related products and any other documents forming the banking agreement.
3.2 Baiduri Bank may, at any time and without prior notice or liability to any party, suspend or terminate the Promotion or vary these terms and conditions.
3.3 The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.