What does home mean to you?


1. Term
1.1 This Contest begins at 9:00am on 14 May 2019 and ends at 11:59pm on 24 May 2019 (the “Contest Period”).
2. Eligibility
2.1 This Contest is open to everyone with an Instagram account.
2.2 Contestant must be aged between 21 and 55 to take part in the Contest.
2.3 Contestants must submit their entry in IG story format, as video, static post or text; and direct message to @BaiduriBank
2.4 All entries must be kept within 2 minutes.
2.5 All entries must be submitted within the Contest Period, in accordance with these Terms and Conditions. Entries posted after the Contest Period will not be valid. Baiduri Bank accepts no responsibility for late, lost, delayed or misdirected entries.
2.6 Staff members of Baiduri Bank Group shall not be entitled to this Contest.
3. Instagram Contest
3.1 Entries will be judged on the information submitted by the Contestant, in accordance with the contest criteria which include originality and creativity.
3.2 Winners will be notified by 28 May 2019 through Instagram direct message and will have to provide their contact details.
3.3 Baiduri Bank reserves the right to have a reserve winner or winners to replace a winner who could not be contacted. Prizes must be collected in person or by an authorized representative. The representative must present the original duly completed authorization letter from the Winner and the representative's original identity card at point of collection.
3.4 The prizes are not exchangeable, transferable or exchangeable for cash. 
3.5 Baiduri Bank reserves the right to substitute or replace the prize with another prize of similar value without prior notice.
3.6 Baiduri Bank shall be entitled to use the names and pictures/photographs of the Winners for publicity materials; and may engage any Winners for its publicity purposes without  any compensation whatsoever and  in such manner as the Bank determines.
4. General
4.1 This Contest is governed by Baiduri Bank’s terms and conditions on the related products and any other documents forming the banking agreement.
4.2 Baiduri Bank may, at any time and without prior notice or liability to any party, suspend or terminate the Contest or vary these terms and conditions.