From lectures to homework, and even club meetings, a student's life is both busy and stressful. But with our 4U Value Pack, we'll help ease some of your worries. Designed for students aged 15 to 29, enjoy the benefits of carefully selected products and services that meet your banking needs and help you save!

Convenient Banking

As a student, managing your time is important. With Personal i-Banking1, you'll be able to top up your phone credits, transfer money to friends and view your account in the comfort of your home.

Cashless payment

No need to worry about having enough money in your wallet, because now you can make cashless payments with your Visa payWave Debit Card. Also, enjoy special privileges at participating local partner merchants, a 5-year annual fee waiver upon sign-up, free card personalization and free cash withdrawals at overseas ATMs2.

Easy transfers at half the regular fee

Enjoy 50% savings3 on bank charges for local and overseas payment transfers made through Personal i-Banking.

Hassle-free student and travel insurance

Enjoy the convenience of a one-stop centre for your insurance needs. Get a suitable insurance plan4 that offers 24-hour protection from unexpected situations, whether you are studying locally or overseas.


  • Any death subject to General Exclusions in the policy
  • Total Permanent Disability due to bodily injury or disease
  • 24-hour worldwide coverage

Other Benefits:

  • Healthcare benefits
  • Travel benefit

Simple steps to studying abroad

Enjoy discounted processing fee for your bank reference letter to support your student visa applications.

Manage your expenses

Make payments at retail or online stores without the worry of overspending, Top up your prepaid Mastercard CashCard with a weekly or monthly budget to control your expenses, You'll also enjoy a 3-year annual fee waiver upon sign-up.

Reach new heights

Your parents may apply for our education loan5 to help cover the costs of your further education such as tuition, accommodation, books and others.

Global remittances

Receive and send money swiftly to over 200 countries.5

1Indemnity Agreement for Personal i-Banking is required for applicants below 18 years old.
2Not including other bank/third party charges.
3As per Baiduri Bank's published tariffs. Commision-in-lieu and Stamp Duty apply as per normal Bank charges.
4Contact us for details of available insurance plans from our partner insurance companies.
5Please refer to our website for more information.
*The Bank reserves the right to change from time to time any service, fee or terms and conditions stated.

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