RETAIL BANKING
>>
CARD CENTRE
INSTANT REWARDS PROGRAM
Endless Rewards Getting Started Earning Points How to Redeem FAQ More Information

Endless Rewards

Everyone loves to be rewarded. With Baiduri Instant Rewards Programme, the rewards are endless. Redeem your dream rewards instantly at over 2,000 participating establishments nationwide. Best of all, your points don't expire!

Getting Started

Step 1: Sign up for a Baiduri Instant Rewards Card
Step 2: Start earning bonus points when you use your Baiduri Debit or Credit Card*
Step 3: Instantly redeem your rewards at establishments that display the Baiduri Instant Rewards logo.
Back to top

Earning Points

You will earn bonus points for all your card spending. Depending on the type of cards you hold, a minimum spending per transaction and a multiplier will apply.

Type of Card Multiplier

Classic

 2x

Platinum

 4x

Infinite

 5x

Converting Points to Cash Value
Your bonus points will be automatically converted into cash value and credited to your Baiduri Instant Rewards Card on your card statement date.

10 Bonus Points = 1 Baiduri$ = BND1

Back to top

How to Redeem

To redeem your rewards, simply swipe your Instant Rewards Cards at any participating establishments upon payment. You can redeem as little or as much as you like, for whatever you like!

You can also redeem your rewards with travel miles

Royal Skies miles
For every 20 Baiduri Dollars converted, you can earn 1,000 Royal Skies miles.

Singapore Airlines Krisflyer *NEW
For every 30 Baiduri Dollars converted, you can earn 1,000 KrisFlyer miles.

To redeem, simply submit your request to any Baiduri Bank branch.

If you have a Personal i-Banking account with us, ensure your Baiduri Instant Rewards Card is linked and you will be able to keep track of your credit balance easily.

Back to top

Frequently Asked Questions

How do I get an Instant Rewards Card?

If you hold an eligible and valid Baiduri Debit or Credit Card, simply visit your nearest Baiduri Bank branch and your Instant Rewards Card will be issued to you immediately.

Are there any charges for the Instant Rewards Card?

The Instant Rewards Card is available to eligible Cardholders free of charge. However, if you want your Instant Rewards personalized, a one-time fee of BND15 will apply.

How do I know the current balance in my Instant Rewards Card?

You will be able to see your balance in your monthly Instant Rewards statement of accounts. If you have a Personal i-Banking account with us, ensure your Baiduri Instant Rewards Card is linked and you will be able to keep track of your balance easily.

Do my points expire?

Your points will not expire as long as your linked Baiduri Debit or Credit Card remains valid.

Can my supplementary cardholder earn Bonus Points?

Yes. The points earnt from spending from a Supplementary Cardholder will be pooled under the Principal Cardholder's Instant Rewards account.
Back to top

More Information

Terms and conditions
Back to top
*Applicable to eligible Debit or Credit Cards only.
Baiduri Bank © 2017 All rights reserved.