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LOANS
COMPUTER LOAN
 
In this age of information technology, you need ready access to a good personal computer system to keep abreast of changing trends and developments around the world. Our Computer Loan offers generous financing and a flexible repayment scheme to suit your needs. Plus, we offer approval and payout within 24 hours*, so you can have your own computer sooner than you think. And with that, you'll be well on your way to achieve greater success in your studies or career.
 
 
 
Generous financing at low interest rate
You can get financing up to BND5,000 at a low interest rate.
 
Approval and payout in 24 hours
With relevant and complete documents, we can approve your loan and even offer you express payout all within 24 hours*.
 
Flexible repayment scheme
We offer you the flexibility to spread your repayments over a period of up to 3 years, according to your financial needs.
 
Low arrangement fee

There will be an arrangement fee of BND100. For student, the arrangement fee is reduced to BND50 only.

At Baiduri Bank, we aim to make a world of difference by offering global services with a local touch. After all, we are Bruneians too.

 
Eligibility
All applicants must be Brunei citizens, Brunei permanent residents or valid green I/C holders aged 18 to 54 years old. Additional eligibility criteria apply as follows:
 
For students :
  • The applicant must be enrolled as a full-time student in a registered local education institution and receive a fixed monthly allowance.
  • Assignment of monthly allowance to Baiduri Bank.
  • A guarantor (Brunei citizen or PR) aged between 21 to 54 years old with a minimum gross monthly salary of BND700. The guarantor should be a parent, guardian or close relative of the applicant.
For full-time employees:
  • The applicant must be a full-time permanent employee of the Brunei Government, Brunei Shell Petroleum, semi-Government organisations or companies in the private sector.
  • Minimum nett monthly salary of BND1,000 assigned to Baiduri Bank.
 
Documentation
For students:
  • Completed Application Form
  • I/C and Student ID (if available)
  • Passbook or account statement for the past three months
  • Letter of confirmation on receiving monthly allowance or assignment of allowance
  • Guarantor's I/C
  • Guarantor's latest salary slip
  • Guarantor's passbook or account statement for the past three months
  • Invoice with computer details from a registered computer vendor.
For full-time employees:
  • Completed Application Form
  • I/C (for Brunei Citizens and Permanent Residents)
  • Passport with a valid work permit (for green I/C holders)
  • Passbook or account statement for the past three months
  • Latest salary slips for the past three months
  • Invoice with computer details from a registered computer vendor.
 
* Subject to regulatory guidelines, Baiduri Bank's lending criteria, satisfactory credit evaluation and submission of complete documents to head office by 3pm from Monday to Friday. Other terms and conditions apply.
 
 
Baiduri Bank 2012 All rights reserved.