Pay for everything with your Baiduri Visa Card

Pay for everything with your Baiduri Visa Card(“this Promotion”) Terms and Conditions

1. Promotion Eligibility
1.1 This Promotion begins on 1 April 2019 and ends on 30 June 2019, both dates inclusive (the “Promotion Period”).

For the purpose of this Promotion, only the following Baiduri Visa Credit and Debit Cards are eligible (“Cards”, “a Card”);

  1. Baiduri Visa Debit Card
  2. Baiduri Visa Classic Credit Card
  3. Baiduri Visa Platinum Debit Card
  4. Baiduri Visa Platinum Credit Card
  5. Baiduri Smart Executive Visa Platinum Credit Card
  6. Baiduri Visa Infinite Credit Card
  7. Baiduri Prestige Visa Infinite Credit Card
1.3 This Promotion is applicable to both Principal and Supplementary Cards, subject to clause 1.2. (“Eligible Cardholders”).
1.4 Card account must be in good standing (as determined by the Bank). If the Card is suspended or cancelled or terminated by the Bank or the Cardholder for any reason whatsoever before the winners of the Promotion are announced, the Cardholder will be disqualified from the Promotion (notwithstanding that his/her other cards may not have been suspended or cancelled or terminated).
1.5 Staff members of Baiduri Bank and its subsidiary companies are not eligible for this Promotion.
2. Promotion Mechanics
There are 2 parts to this Promotion: a card usage offer and a sign-up offer.
2.1 2.11    This Promotion is applicable to both existing and new Eligible Cardholders during the Promotion Period.
  2.12    Eligible Cardholders will earn three (3) chances for every dollar spent with their Visa Contactless Card for transactions where payment is made by tapping the Card on a payment terminal during the Promotion Period, and one (1) chance for every dollar spent on all other transactions made with any of the Eligible Cards in clause 1.2 (“Eligible Transactions”).
  2.13    Eligible Transactions are local or overseas retail purchases including online purchases.
  2.14    ATM withdrawals, cash advances, annual fees, interest charges, late charges, balance transfers, monthly instalment of an existing 0% Instalment Plan and any amount charged to the Card that is subsequently cancelled, voided, refunded or reversed are not considered as Eligible Transactions for the purpose of this Promotion.
  2.15    Chances accumulated for spending on a Supplementary Card will be reflected under the Principal Card.
2.2 Sign Up Offer
  2.21    This Offer applies to applicants who successfully apply for any Baiduri Visa Credit Card during the Promotion Period and who do not have a Credit Card or have not been holding a Credit Card for at least the past 12 months prior to this Promotion (“Successful Applicants”).
  2.22    Successful Applicants are entitled to 3 years annual fee waiver.
  2.23     Successful Applicants who transfer their card balance from another credit card will enjoy zero interest on the transferred outstanding balance in the first 6 months.
  2.24    This Offer applies only to new Principal Card applications. Supplementary Cards, downgrades, replacements and reinstatements of cards cancelled within 12 months of the Promotion Period will not be eligible.
3. Lucky Draw
3.1 Winners will be selected in random computerised monthly draws to win the following during the Promotion Period.

Prize Details
Grand Prize (1 winner per month) 250,000 Royal Skies miles
Consolation Prizes (4 winners per month) 50,000 Royal Skies miles
3.2 Monthly winners will be notified within the following month to attend a Prize Presentation ceremony.
3.3 Baiduri Bank reserves the right to draw a reserve winner or winners to replace a winner who is subsequently disqualified or whose prize is forfeited for any reason whatsoever.
3.4 Prizes must be collected in person or by an authorized representative. The representative must present the original duly completed authorization letter from the Winner and the representative's original identity card at point of collection.
3.5 The prizes are not exchangeable or transferable.
3.6 Royal Skies miles will be credited into the Winners’ Royal Skies membership account. Winners must have a valid Royal Skies membership account, otherwise they will be required to sign up for an account.
3.7 Baiduri Bank shall be entitled to use the names, identification numbers and pictures/photographs of the Winners for publicity materials; and may engage any Winners for its publicity purposes without any compensation whatsoever and in such manner as the Bank determines.
3.8 Baiduri Bank reserves the right to rescind prize if a Winner cancels his or her Card within 12 months of receiving the prize.
4. General
4.1 This Promotion is governed by Baiduri Bank’s terms and conditions on the related products and any other documents forming the banking agreement.
4..2 Baiduri Bank may, at any time and without prior notice or liability to any party, suspend or terminate the Promotion or vary these terms and conditions.
4.3 The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained..