02 April 2022

Buying a home for the first time can be a dream come true, but it can also be one of the biggest financial decisions anyone can make that requires thorough planning and expert guidance. 

To support this aspiration, Baiduri Bank adopts a holistic approach by providing free consultation guidance through our experienced mortgage consultants tailored to meet individual needs and preferences, as well as easy application process and fast approval.

To make the process even more rewarding, Baiduri Bank has launched the “Let’s Grow Together” promotion which provides potential homeowners substantial savings on home ownership. The offer also applies to home refinancing, home equity release and property investment loans.

From now until 29 June 2022, successful applicants for a Home Ownership Loan or a Home Refinancing Loan may borrow up to 95% of the property value at an effective interest rate as low as 4%. 

Meanwhile, applicants for Home Equity Release Loan can borrow up to 90% of the property value at an effective interest rate as low as 4.5%, while for a Property Investment Loan, applicants can borrow up to 85% of the property value at an effective interest rate as low as 5%. 

The promotion is available to new and existing customers of Baiduri Bank who meet the eligibility requirements.

When speaking on the promotion, Lim Kian Chiong, Head of Retail Banking at Baiduri Bank said: “We hope that we can help to ease the burden on aspiring homeowners through providing lower interest rates and longer tenors. This allows potential home buyers to enjoy greater savings from interest payments, as well as lower monthly repayments, thereby making it a lot more affordable to own a property.

“Additionally, our mortgage consultants and financial planners are always ready to help customers make informed decisions that best suit their needs. Consultations can be done virtually or in-person by appointment, whichever is more convenient for the customers.”

Full terms and conditions of the promotion can be viewed on Baiduri Bank website at

For more information on Baiduri Bank’s latest promotions, customers can contact the Bank’s Customer Helpline at 2449666 or follow Baiduri Bank on social media platforms.


Contact our customer support team if you have any further questions. We are here to help you.

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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:
  • User’s full name
  • User’s valid Identification Card (IC) or Passport
  • User’s mobile number
  • User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

Important notice: We have updated the Baiduri b.Digital Personal mobile app on 21 August 2023.

If you have not logged in to your mobile app lately, you will be required to update the app when you open it.

If you have updated the app but have forgotten what your User ID is, you can retrieve it via one of the following:
• Visit Digital Hub at ground level, Baiduri Bank Headquarters
• Visit your nearest Baiduri Bank branch
• Call our 24-hour Customer Helpline at 2449666

If you have forgotten your password, you can reset it through the Baiduri b.Digital Personal web platform through the “Forgot Password” feature.

If you need further assistance, click here for a guide.
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