13 May 2021

In their efforts to empower more Bruneians to become homeowners, Baiduri Bank has launched the “Own Your Dream Home” promotion which offers potential homeowners huge savings on home ownership or refinancing loans

Until 31st July 2021, successful applications for a home ownership loan or a home refinancing loan with Baiduri Bank will receive a subsidy of up to 3% if their salary is assigned to Baiduri Bank. They may borrow up to 93% of the property value at an effective interest rate as low as 4%.

The subsidy is also available for those who do not have their salary assigned to Baiduri Bank. In this case up to 2% subsidy will apply, applicants may borrow up to 83% of the property’s value at an effective interest rate of as low as 4.75%.

Lim Kian Chiong, Head of Retail Banking, when speaking on the promotion, said “We understand that purchasing a home, especially for first-time homeowners, can be a daunting task. It is a long-term investment and is often the most costly purchase in their lifetime. With this offer, we are providing substantial savings, making the home-owning process more accessible, affordable and value-added.”

For more information on Baiduri Bank’s promotion, the public can contact its 24-hour Customer Helpline at 244 9666, visit, or follow Baiduri Bank on social media platforms.


Contact our customer support team if you have any further questions. We are here to help you.

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