TI ENG HUI
CHIEF EXECUTIVE OFFICER
Since joining the Bank in 1996, Ti Eng Hui has held key management positions, including Deputy General Manager of Retail Banking & Branch Network, as well as Deputy CEO of Baiduri Bank. He was appointed Chief Executive Officer of Baiduri Bank in 2019. Eng Hui has been a Board Member of Baiduri Capital since 2014, a Director of Baiduri Finance since 2019, and a member of the Board of Governors of Politeknik Brunei since 2021. He is also a Council Member of UnionPay International, South East Asia and South Pacific Regional Council. Prior to joining Baiduri Bank, he held key positions at Citibank and Standard Chartered Bank Brunei.
PG AZALEEN PG DATO HJ MUSTAPHA
DEPUTY CHIEF EXECUTIVE OFFICER, GROUP TREASURY AND INSTITUTIONAL BANKING
Pg Azaleen Pg Dato Hj Mustapha has over 29 years of experience in the finance industry. He joined Baiduri Bank in 2005 as the Head of Treasury. In 2014, he was appointed Head of Retail Banking & Branch Network and became Deputy Chief Executive Officer, Business Development, in 2019. Pg Azaleen has also been a Board Member at Baiduri Capital since 2014. Prior to joining Baiduri Bank, he held key positions at HSBC Brunei in Treasury & Capital Markets, Private Banking, and Corporate & Institutional Banking.
MANUEL BULENS
DEPUTY CHIEF EXECUTIVE OFFICER, CONSUMER BANKING
Manuel Bulens joined Baiduri Bank in 2020. He has over 17 years of experience working in multiple countries, with vast expertise in Consumer Banking. He has led multiple transformation projects aimed at creating more efficient consumer businesses, focusing on technology deployment and customer service. Manuel is a Certified Internal Auditor, Certified Information Systems Auditor, and a Chartered Banker. Prior to his role at Baiduri Bank, he held key positions in compliance, controls, risk, and governance with Citibank in Belgium, Spain, Russia, and Korea, and was also the Head of Retail Banking at Alliance Bank, Malaysia.
YVONNE CHAN
HEAD OF GROUP ASSET RECOVERY MANAGEMENT
Yvonne Chan has been with Baiduri Bank since its inception in 1994. Before her current appointment, she served as the Head of Corporate Banking, a position she held from 1998 until 2021. Her experience includes the acquisition of the Retail and Corporate Portfolio of HSBC Brunei, which led to a significant increase in revenue for Baiduri Bank. Yvonne is an Associate Chartered Accountant, awarded by the Institute of Chartered Accountants in England and Wales. Prior to joining the Bank, she worked with KPMG in London and Brunei as a Chartered Accountant and has over six years of audit experience.
AK NOR MUHAMMAD NIZAM PG HJ TENGAH
HEAD OF INSTITUTIONAL BANKING
Ak Nor Muhammad Nizam Pg Hj Tengah joined Baiduri Bank in 2014. He has over 28 years of experience in the finance industry, with international exposure through several working attachments at Kuwait Finance House (M) Berhad, Mizuho Corporate Bank (Singapore), Standard Chartered Bank (Singapore), JP Morgan Chase (Singapore), Dai Ichi Kangyo Bank (Singapore), Noriba Bank (Bahrain), and the Brunei Investment Agency. Prior to joining Baiduri Bank, he held key positions at Development Bank Brunei (DBB) and the Islamic Development Bank of Brunei (IDBB), where he was involved in the conversion of DBB from a conventional bank into an Islamic bank. He also held leadership positions at CIMB Brunei and TAIB.
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SIM KIEM LEE
HEAD OF GROUP OPERATIONS DIVISION
Sim Kiem Lee has held the position of Head of Group Operations Division since 1 October 2019. He joined the Bank in 1997, initially working in various branch operation roles, and transitioned to IT in 1999, focusing on IT development and operations. He currently oversees departments handling payments and settlements, credit administration, and Business Continuity Management. Prior to his current role, he served as the Chief Technology Officer for Baiduri Bank from 2006. Kiem Lee is also a Liaison Officer at the Brunei Association of Banks.
SIMON HANSMAN
CHIEF INFORMATION OFFICER
Simon Hansman joined Baiduri Bank in 2007 and has held various roles within the Group Information & Technology Division. He was appointed Chief Technology Officer in 2019. Under his leadership, Simon aligns business goals with IT goals and ensures effective oversight and governance of technology. He manages all IT functions within Baiduri Bank, including projects, system specialists, change and transformation, and FinTech. Simon holds a PRINCE2 qualification and graduated with a BSc (Hons) in Computer Science from the University of Canterbury in New Zealand. Prior to joining the Bank, he worked as a financial services software developer.
VERONICA CHONG
HEAD OF GROUP HUMAN RESOURCES AND ADMINISTRATION DIVISION
Veronica Chong is responsible for driving the people strategies for the Group. She has been with Baiduri Bank since its inception in 1994, initially serving as the Head of Human Resources & Finance, a position she held until 2019. During her time at Baiduri Bank, she has led key projects such as the digitalisation of HR processes, implemented performance management systems to drive high performance in the workplace, and spearheaded the construction of the new headquarters. Veronica holds a Bachelor’s Degree in Business & Management from the United Kingdom and a Level 5 Diploma in Human Resource Management from the Chartered Institute of Personnel Development (CIPD), UK. She is also a Society for Human Resource Management (SHRM) Senior Certified Professional (SHRM-SCP). Prior to joining the Bank, she worked as an audit senior with KPMG Brunei.
CHRIS ANG
HEAD OF GROUP FINANCE DIVISION
Chris Ang joined Baiduri Bank in 2004 as the Head of Finance under the Human Resources & Finance Division. He assumed the role of Head of Group Finance Division in July 2019. Under his leadership, Chris has overseen Baiduri Bank’s migration to comply with IAS and IFRS Standards, including ECL Modelling. Chris holds an ACCA qualification and is a Fellow Member of the Association of Chartered Certified Accountants. Prior to joining the Bank, he worked at both local and international audit firms.
LEONARD LEE
HEAD OF CORPORATE BANKING AND TRADE FINANCE
Leonard Lee joined Baiduri Bank in 2018 as the Head of Group Risk, where he led the establishment of the Group Risk Department. In June 2021, he was appointed Head of Corporate Banking and Trade Finance. Prior to joining Baiduri Bank, he held key risk management positions at the Bank of China, which he helped set up in Brunei, and at HSBC Brunei.
LIM KIAN CHIONG
HEAD OF RETAIL BANKING
Lim Kian Chiong has over 26 years of experience in banking and finance. He joined Baiduri Bank in 2018 as the Head of Card Business and was appointed Head of Retail Banking in 2020. He oversees retail wealth management, consumer lending and card business, credit operations, and channel management, including branch operations and digital banking. Lim Kian Chiong is also a Board Member at Baiduri Capital. Prior to joining Baiduri Bank, he was the Senior Marketing & Communications Manager at HSBC Brunei.
JONATHAN LIM
HEAD OF GROUP RISK
Jonathan Lim joined Baiduri Bank in 2021 with over 17 years of experience in the banking industry and was appointed Head of Group Risk in October 2021. Prior to joining Baiduri Bank, he held key roles in risk management, operations, and various business divisions at BIBD, Standard Chartered Brunei, and HSBC Brunei.
STEPHEN NELSON
HEAD OF INTERNAL AUDIT
Stephen Nelson joined Baiduri Bank in 2020 as the Head of the Internal Audit Department. Prior to this, he served as the Assistant Director of General Audit at Kuwait Finance House (Malaysia) Bhd, headquartered in Kuwait, for 13 years. Stephen has also worked in large banking institutions in Malaysia. He brings with him a total of 29 years of experience in internal audit for banks and has attained several certificates in auditing, including AML/CFT.
JAMES CHUA
HEAD OF GROUP TREASURY
James Chua joined Baiduri Bank as Head of Group Treasury in 2024, bringing 20 years of banking experience with him. Before joining Baiduri, he led the Economic Team at the UK's Foreign, Commonwealth, and Development Office in Brunei, focusing on economic, trade, and climate opportunities. He played a key role in developing a Green Economy Framework for Brunei funded by the UK. Previously, James held leadership roles both at Bank Islam Brunei Darussalam (BIBD) as its Deputy Head of Treasury & Global Markets and Citibank in treasury and finance roles. He holds a BSc in Computing & Information Systems from the University of Manchester and an MSc in International Banking from Loughborough University, funded by a Chevening Scholarship.
