A lifetime of prestige starts here
Welcome to Baiduri Prestige.
As a valued member of our most exclusive clientele, enjoy privileges designed to complement and enhance your wealth journey and lifestyle. Unlock numerous benefits and exclusive services through selected credit and debit cards, available for free throughout the duration of your membership.
Baiduri Prestige Visa Infinite Credit Card
Baiduri Prestige Mastercard World Debit Card
Royal Brunei Visa Infinite Credit Card
EXPERIENCE PRESTIGE IN EVERY ASPECT OF LIFE
Being a Baiduri Prestige member gives you access to not only enhanced wealth opportunities, but also exclusive services and privileges reserved for the most distinguished.
As your financial partner, we go above and beyond wealth management to support your lifestyle needs, so you can enjoy greater prestige in every way.
As your financial partner, we go above and beyond wealth management to support your lifestyle needs, so you can enjoy greater prestige in every way.
AT BAIDURI PRESTIGE, WE ARE:
Your Dedicated Support
Enjoy exclusive access to any of our Baiduri Prestige Centres for personalised wealth advice and services.
Your Wealth Steward
Preserve and grow your substantial wealth with personalised investment offerings, as well as data-driven strategies from a team of experts.
Your Prestige Curator
From complimentary access to airport lounges worldwide, bonus points on all card spending, to exclusive invitations to the most highbrow events, life as a Baiduri Prestige member will always take you places.
Your Legacy Starter
Share your privileges with up to 4 immediate family members to set them up for a lifetime of prestige.
- YOUR DEDICATED SUPPORT
- YOUR WEALTH STEWARD
- YOUR PRESTIGE CURATOR
- YOUR LEGACY STARTER
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YOUR DEDICATED SUPPORT
Your Dedicated Support
Our doors are always open for you, our most valued members. Visit any Baiduri Prestige Centre around the country for a financial consultation with your dedicated Relationship Manager while you enjoy a cup of coffee.
Premium banking experienceExperience the epitome of hospitality every time you are at any of our Baiduri Prestige Centres. Indulge in hearty refreshments1, unwind with TV entertainment, and peruse a curated selection of reading materials. You also enjoy priority access to the following:
- Reserved parking spaces
- Dedicated counter service
- ATM Banking
Personalised financial consultationEmpower every wealth decision with the expertise of our service and product team. Meet with your dedicated Relationship Manager to discuss your wealth, financing and protection needs.
1 Applicable to Baiduri Prestige Centre, Main Branch only
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YOUR WEALTH STEWARD
your wealth steward
Envision the path you want for your wealth, and we’ll help you get there. Be it your investments, savings or protection, our team of experts is committed to helping you achieve your aspirations.-
INVESTMENT
Bespoke investment adviceMap out your goals, and we’ll help you navigate the path to achieve them. Through risk profiling and gap analysis, we can pinpoint the wealth instruments that best suit your risk appetite and investment horizon. Regular portfolio reviews with your dedicated Relationship Manager will also ensure that you are on track to achieve your financial goals.Personalised investment offeringsCraft a well-balanced portfolio with our diverse range of investment products:
- Unit Trusts
- Equities
- Exchange Traded Funds
- Bonds
- Local and foreign currency deposits2
Preferential investment ratesEnjoy reduced sales charges on selected investments.2 Include savings accounts, fixed deposits and certificates of deposit.
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FINANCING
Exclusive loan terms and tailored solutionsFrom home to personal financing, our tailored loan offerings have you covered. Enhance the value of your financing with capped interest rates and waived processing fees.
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PROTECTION
Comprehensive range of solutions for wealth preservationSafeguard your personal legacy with your choice of term, endowment and whole life insurance plans. Designed in collaboration with well-established insurance providers, our wide range of offerings enable you to customise your wealth strategy for a lasting legacy.
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INVESTMENT
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YOUR PRESTIGE CURATOR
Your prestige curator
Your Baiduri Prestige status grants you unfettered access to privileges in a class of their own. Be it entry to exclusive lifestyle events or higher bonus points on card spending, we invite you to delight in preferential treatment reserved specially for you.
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Baiduri Prestige Visa Infinite Credit Card Privileges
Travel privilegesWith VIP treatment around the globe, every trip is a pleasure. Even those for business.
- Airport limousine transfers at preferential rates
- Car rentals at preferential rates
- Complimentary membership to over 1,000 luxury lounges in over 500 airports worldwide
- Exclusive offers and complimentary treats on dining, lifestyle, entertainment, health services and retail worldwide
- Express immigration clearance with airport meet-and-greet service at preferential rates, across 450 destinations worldwide
- Complimentary room upgrades, amenities and services at world-class hotels such as The Hilton, Ritz Carlton and Mandarin Oriental
- Exclusive discounts on travel bookings, golf clubs and holiday attractions
- Members-only benefits at selected holiday destinations worldwide
- 24/7 global assistance via Visa Infinite Concierge Services to take care of your day-to-day needs
Insurance coverageStay fully protected even when you’re halfway around the world.
- Complimentary travel insurance3 of up to BND500,000 per trip per cardholder. Click here to view the travel insurance coverage and click here for the Schedule Summary.
- Accidental Death and Total Permanent Disablement coverage of BND500,000 for principal cardholder only
- Medical expenses coverage of up to BND2,500 for principal cardholder only.
- Missed flight connection, travel delay and baggage delay (after 8 consecutive hours) coverage of up to BND1,500 in the aggregate.
- Loss or damage of baggage and personal effect coverage of up to BND1,000
Card privilegesEnjoy exclusive privileges that let the high-flying elite go even higher.- 6X bonus points on card spending
- Redeem points instantly at over 2,000 local establishments or convert them to Royal Skies or KrisFlyer miles
- Perpetual annual fee waiver
- 0% Instalment Plan on credit card payments
- 1% interest rate4 for the first 12 months when you transfer your credit card balance from other banks in Brunei to your new Baiduri Prestige Visa Infinite Credit Card
3 Provides basic, non-transferable coverage when a ticket(s) is purchased with an eligible card.
4 Applicable for principal card applications only
Scan to find out moreGREATER TRAVEL PRIVILEGES. FASTER MILES EARN RATE.Only with the Royal Brunei Visa Infinite Credit CardGo from one vacation to the next with the Royal Brunei Visa Infinite Credit Card. With the highest earn rate of Royal Skies miles in Brunei, this is the perfect complement for your Visa Infinite Credit Card, and your wanderlust.- Up to 15 Royal Skies miles earned with every BND10 spend
- 7kg extra baggage allowance when you fly with Royal Brunei Airlines
- Up to 18 complimentary airport lounge visits worldwide
- Exclusive year-round deals on dining, lifestyle, retail and travel
- Complimentary membership for Airport Companion by DragonPass, the programme that offers an unparalleled VIP experience at airports around the world
The Airport Companion by DragonPass mobile app is available for download from the App Store and Google Play Store.
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Baiduri Prestige Mastercard World Debit Card privileges
Travel privilegesTurn the journey into the highlight of every getaway with a Mastercard-backed travel experience.
5 No complimentary ride.
6 Provides basic, non-transferable coverage when a ticket(s) is purchased with an eligible card.COMPLIMENTARY MEMBERSHIP TO MASTERCARD TRAVEL PASS BY DRAGONPASSRegardless of your class of travel or airline loyalty programme, you can indulge in exclusive privileges through one seamless, easy-to-use mobile app.- Access to over 850 lounges in over 400 airports worldwide
- Dining, spa, and retail offers from select airport merchants
The Mastercard Travel Pass app is available for download on both the App Store and Google Play Store. More information can be found at airport.mastercard.com
You can also enjoy limited-time special offers quarterly on vacation packages, hotels, resorts, cruises, and other travel offerings. Visit www.worlddebit.mastercard.com for a complete list of offers, terms and conditions, and reservationsConcierge servicesIt doesn’t matter if you are in the most remote areas of the globe – you can always count on assistance with Mastercard Global Emergency Services.- Toll-free calls for your emergency card-related needs anytime, anywhere, in any language
- Immediate card blocking upon lost or stolen report
- Emergency card replacement upon bank authorisation, delivered within 1 business day in USA and 2 business days internationally
- Emergency cash advance within 2 hours at 200,000 Western Union locations
Exceptional experiencesFrom hole-in-ones to epicurean delights, every trip makes for incredible moments, and unforgettable memories.- Over 130 dining and lifestyle experiences worldwide
- Mastercard Epicurean Experiences
- Gourmet on Tour™ Packages
- TPC Golf Benefits
- Southeast Asia Golf Program
- Priceless Cities
Card privilegesEach and every transaction is more rewarding when you are a Baiduri Prestige member.- Attractive bonus points on card spend
- Redeem points instantly at over 2,000 local establishments or convert them to Royal Skies or KrisFlyer miles
- Perpetual annual fee waiver
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General privileges
Lifestyle privilegesLet your prestige take you places that few can follow.
- Invitations to exclusive customer appreciation events, lifestyle events, financial seminars and workshops
- Exclusive offers at dining, shopping and beauty establishments
Banking privilegesEnjoy preferential pricing and exclusive services.- Preferential rates on credit facilities, as well as processing fee discounts
- Preferential rates on foreign exchange and foreign currency deposit
- 50% discount on remittance services, including Telegraphic Transfer, Demand Draft, Cashier’s Cheque and Standing Instruction
- Overdraft facility on a fully cash-secured basis available upon request at a preferential interest rate
- Higher daily cash withdrawal limit of BND5,000 at Baiduri Bank ATMs7
7 Different limits may apply on other local and overseas ATMs.
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Baiduri Prestige Visa Infinite Credit Card Privileges
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YOUR LEGACY STARTER
Your legacy starter
You’ve established your prestige. And now, you can pave the way for your family’s. With the option to share your Baiduri Prestige benefits, you can ensure they too will enjoy these privileges.Nominate up to 4 immediate family members to join you as part of the exclusive Baiduri Prestige family, and enjoy the associated perks
Access to Baiduri Prestige CentresWe treat your family like they are ours. So they too can enjoy exclusive access and services at any of our dedicated centres around the country.
Personal Baiduri Prestige Mastercard World Debit CardGet your loved ones started on their own financial journey with their own exclusive debit card.
Supplementary Baiduri Prestige Visa Infinite Credit CardYour family can enjoy perpetual annual fee waiver on the supplementary cards, while also accumulating bonus points on your principal card account.
Banking privilegesNot only can your family members build up their own wealth with personalised investment offerings, they can also enjoy preferential rates on home and personal financing.
Gain access anytime anywhere
No matter where you are, you can stay connected to your Prestige accounts through our online channels for a streamlined banking experience.
- Online banking
- Automated Teller Machine (ATM)
- Cash Deposit Machine (CDM)
View the full Baiduri Prestige terms and conditions here.
- YOUR DEDICATED SUPPORT
- YOUR WEALTH STEWARD
- YOUR PRESTIGE CURATOR
- YOUR LEGACY STARTER
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YOUR DEDICATED SUPPORTYOUR DEDICATED SUPPORT
Our doors are always open for our most valued members. Visit any of our Baiduri Prestige Centres around the country for a financial consultation, investment advice, or simply to savour a cup of coffee on us.Premium banking conciergeExperience the epitome of hospitality every time you are at any of our Baiduri Prestige Centres. Indulge in hearty refreshments, unwind with TV entertainment, and peruse a curated selection of reading materials. You also enjoy priority access to the following:
- Reserved parking spaces
- Privileged pricing
- Dedicated counter service
- Internet Banking
- Mobile Banking
- ATM Banking
Face-to-face financial consultationEmpower every wealth decision with the expertise of our service and product team. Simply schedule a meeting with your dedicated Relationship Manager for qualified advice on your deposits, investments, loans and insurance needs.
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YOUR WEALTH STEWARDYOUR WEALTH STEWARDEnvision the path you want for your wealth, and we’ll help you get there. Be it your investments, savings or protection, our team of experts employ a strategic, data-driven approach to align your financial journey with your aspirations.INVESTMENTBespoke investment adviceMap out your goals, and we’ll help you navigate the optimal path to achieve them. Through risk profiling and gap analysis, we can pinpoint the wealth instruments that best suit your risk appetite and investment horizon. Quarterly portfolio reviews with your dedicated Relationship Manager will also ensure that you are on track to achieve your financial goals.Personalised investment offeringsCraft a well-balanced portfolio with our diverse range of investment products:
- Unit Trusts
- Securities Trading
- Exchange Traded Funds
- Bonds
- Foreign Currency Deposit
Preferential investment ratesEnjoy reduced sales charges on selected investments.LOANExclusive loan termsEnhance the value of your advance with capped interest rates and waived processing fees on:Personalised investment offeringsCraft a well-balanced portfolio with our diverse range of investment products:- Mortgage Loans
- Home Renovation Loans
- Unsecured Loans
- Personal Loans
- Consolidation Loans
INSURANCEComprehensive range of insurance solutionsSafeguard your personal empire with your choice of investment-linked, whole life, endowment and term insurance plans. Designed in collaboration with well-established insurance companies, each plan offers enhanced assurance today, and a lasting legacy tomorrow. -
YOUR PRESTIGE CURATORYOUR PRESTIGE CURATORYour Baiduri Prestige status grants you unfettered access to privileges in a class of their own. Be it entry to exclusive lifestyle events, a limousine ride to an important business meeting, or bonus points on all card spending, we invite you to delight in preferential treatment reserved specially for you.Baiduri Prestige Visa Infinite Credit Card PrivilegesTravel privilegesWith VIP treatment around the globe, every trip is a pleasure. Even those for business.
- Airport limousine transfers at preferential rates
- Car rentals at preferential rates
- Complimentary membership to over 1,000 luxury lounges in over 500 airports worldwide
- Exclusive offers and complimentary treats on dining, lifestyle, entertainment, health services and retail worldwide
- Express immigration clearance with airport meet-and-greet service at preferential rates, across 450 destinations worldwide
- Complimentary room upgrades, amenities and services at world-class hotels such as The Hilton, Ritz Carlton and Mandarin Oriental
- Exclusive discounts on travel bookings, golf clubs and holiday attractions
- Members-only benefits at selected holiday destinations worldwide
- 24/7 global assistance via Visa Infinite Concierge Services to take care of your day-to-day needs
Insurance coverageStay fully protected even when you’re halfway around the world.
- Complimentary travel insurance1 of up to BND500,000 per trip per cardholder
- Emergency medical evacuation and repatriation insurance coverage of up to BND150,000 per cardholder
- Emergency travel medical expenses insurance coverage of up to BND37,500 per cardholder
- Baggage damage, theft or loss insurance coverage of up to BND6,000 per cardholder
- Baggage delay insurance coverage of up to BND600 per trip per cardholder
Card privilegesEnjoy exclusive privileges that let the high-flying elite go even higher.- 6X bonus points on all card spending with no expiry
- Redeem points instantly at over 2,000 local establishments or convert them to Royal Skies or KrisFlyer miles
- Perpetual annual fee waiver
- 0% Instalment Plan on card payments
- 1% interest rate2 for the first 12 months when your credit card balance is transferred from other banks in Brunei to your new Baiduri Prestige Visa Infinite Credit Card
GREATER TRAVEL PRIVILEGES.
FASTER MILES EARN RATE.| Only with the Royal Brunei Visa Infinite Credit Card |Go from one vacation to the next with the Royal Brunei Visa Infinite Credit Card. With the highest earn rate of Royal Skies miles compared to any other card, this is the perfect complement for your Visa Infinite Credit Card, and your wanderlust.- Up to 15 Royal Skies miles earned with every BND10 spend
- 7kg extra baggage allowance when you fly with Royal
Brunei Airlines - Up to 18 complimentary airport lounge visits worldwide
- 4-year annual fee waiver (Card valid for a total of 5 years)
- Exclusive year-round deals on dining, lifestyle, retail and travel
- Complimentary membership for Airport Companion by DragonPass, the mobile app that offers an unparalleled VIP experience at airports around the world
The Airport Companion by DragonPass mobile app is available for download on both the Apple App Store and Google Play Store.Baiduri Prestige Mastercard World Debit Card privilegesTravel privilegesTurn the journey into the highlight of every getaway with a Mastercard-backed travel experience.- 24/7 concierge services
- Destination limousine3
- Meet-and-greet services
- Hertz car rental
- Over 1,200 hotel and travel privileges
- Complimentary travel insurance with up to BND500,000 coverage4
COMPLIMENTARY MEMBERSHIP TO MASTERCARD TRAVEL PASS BY DRAGONPASSRegardless of your class of travel or airline loyalty programme, you can indulge in
exclusive privileges through one seamless, easy-to-use mobile app.- Access to over 850 lounges in over 400 airports worldwide
- Dining, spa, and retail offers from select airport merchants
The Mastercard Travel Pass app is available for download on both the Apple App Store and Google Play Store. More information can be found at airport.mastercard.com
You can also enjoy limited-time special offers quarterly on vacation packages, hotels, resorts, cruises, and other travel offerings. Visit www.worlddebit.mastercard.com for a complete list of offers, terms and conditions, and reservations.Concierge servicesIt doesn’t matter if you are in the most remote areas of the globe – you can always count on assistance with Mastercard Global Emergency Services.- Toll-free calls for your emergency card-related needs anytime, anywhere, in any language
- Immediate card blocking upon lost or stolen report
- Emergency card replacement upon bank authorisation, delivered within 1 business day in USA and 2 business days internationally
- Emergency cash advance within 2 hours at 200,000 Western Union locations
Exceptional experiencesFrom hole-in-ones to epicurean delights, every trip makes for incredible moments, and unforgettable memories.- Over 130 dining and lifestyle experiences worldwide
- Mastercard Epicurean Experiences
- Gourmet on TourTM Packages
- TPC Golf Benefits
- South East Asia Golf Program
- Priceless Cities
Card privilegesEach and every transaction is more rewarding when you are a Baiduri Prestige member.- 6X bonus points on all card spending with no expiry
- Redeem points instantly at over 2,000 local establishments or convert them to Royal Skies or KrisFlyer miles
General privilegesLifestyle privilegesLet your prestige take you places that few can follow.- Invitations to exclusive customer appreciation events, lifestyle events, financial seminars and workshops
- Exclusive offers at dining, shopping and beauty establishments
Banking privilegesIt’s a given for our most prestigious members to bank on preferential pricing and exclusive services.
- Convert large credit card purchases to easy monthly instalments at a flat fee of BND30
- Preferential rates on credit facilities, as well as processing fee discounts
- Preferential rates on foreign exchange and foreign currency deposit
- 50% discount on remittance services, including Telegraphic Transfer, Demand Draft, Cashier’s Cheque and Standing Instruction
- Overdraft facility on a fully cash-secured basis available upon request at a preferential interest rate
- Higher daily cash withdrawal limit of BND5,000 at Baiduri Bank ATMs5
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YOUR LEGACY STARTERYOUR LEGACY STARTERYou’ve established your prestige. And now, you can pave the way for your family’s. With the option to share the Baiduri Prestige benefits under your name, they too can enjoy the privileges you do.
Nominate up to 4 immediate family members to join you as part of the exclusive Baiduri Prestige family, and enjoy the associated perks.
Access to Baiduri Prestige CentresWe treat your family like they are ours. So they too can enjoy exclusive access and services at any of our prestige banking centres around the country.
Supplementary Baiduri Prestige Mastercard World Debit CardThe supplementary card will be linked to your family’s own personal accounts.
Supplementary Baiduri Prestige Visa Infinite Credit CardYour family can enjoy perpetual annual fee waiver on the supplementary cards. Bonus points will be accumulated under the Principal Card account.
Banking privilegesNot only can your Prestige Family member build up their own wealth with personalised investment offerings, but they can also enjoy preferential rates on the following:
- Investments
- Mortgage Loans
- Unsecured Loans
- Personal Loans
- Consolidation Loans
- Home Renovation Loans
