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MASTERCARD SMART DATA

The only card your business needs

Whether you have just started out or are a major player in the business environment, the Baiduri MasterCard Business Card helps to ensure your business transactions are carried out smoothly.

WHAT IS SMART DATA?

  • Web-based reporting and information management solution
  • Used by companies all sizes and industries in over 45 countries
  • User-friendly, local, regional and global support
  • For all Baiduri MasterCard Business Card Payment programmes

FEATURES OF SMART DATA

Online access to employees's corporate card information 24/7 anywhere in the world
No waiting for paper statements to complete expense claims.

Customisable to drive policy and interface with your general ledger/financial system
Eliminate manual entry of expenses.

In 21 languages for local, regional and global reporting
Manage and monitor overall program - great for multinationals.

Business expenditure reconciliation online
Faster employee reconciliation and reimbursements.

Access to enhanced travel data
Monitor and report corporate travel compliance.

Easier workflow approval process
Fulfill your business expense approval and policy needs though Expense Reporting Management (ERM), a workflow module that allows you to establish a workflow approval process and control parameters.

Business expenditure and exception report generation
Enhanced corporate compliance and governance.

Schedules, reports and data files generated automatically
Data export tool, to select from hundreds of data fields and download in diverse formats.

Centralised management of all expense types
Monitor, track and manage different types of expenses through one global database.

Unlimited user access and information reporting
No excuse for employees not to complete expense claims or reconciliations on time.

Multiple user roles
Users with multiple roles may access using one user ID and select the appropriate role to complete assigned tasks.

BENEFITS OF SMART DATA FOR COMPANIES, BUSINESS OR ORGANISATIONS

For Employees:
  • Use card for purchases, business expenditure
  • Reconcile transactions online
  • Generate reports
  • Option for Expense Reporting Management (ERM), a workflow approval process
For Managers:
  • Approve employee expenses
  • Expenditure reconciliation online
  • Generate management reports
  • Option for Expense Reporting Management (ERM), a workflow approval process
For Program Administrator:
  • Responsible for programme reconciliation
  • Email users for reconciliation follow up
  • Download files for general ledger postings
For Auditor, or Travel/Purchasing Manager:
  • Access online reporting
  • Verify policy compliance
  • Use reporting to negotiate better price with suppliers
For Regional/Global Head Office:
  • Review expenditure locally,regionally, or globally
  • Access reports and schedules daily, weekly, or monthly
  • Online access in 21 languages
  • BAIDURI MASTERCARD BUSINESS STANDARD
    Minimum monthly income of BND500
  • BAIDURI MASTERCARD BUSINESS PLATINUM
    Minimum monthly income of BND2,500

BENEFITS

  • Personalised Business Card
  • 24-hour Global Emergency Assistance
  • Cash rebates
  • Monthly consolidated statement
  • Flexible repayment scheme
  • Business discounts and privileges
  • Bonus points all year round
  • Interest free credit
  • Worldwide recognition
  • Dedicated Call Centre

AT A GLANCE - WHAT YOU NEED

(Please bring along the original and copy of the following documents)

For Business
Documents Required SP P L
Cover Letter
IC or Passport of the authorised signatory
3 months Bank Statement
Certificate of Registration Section 16 & 17
Certificate of Incorporation
Form X
Memorandum and Articles of Association
Board of Directors Resolution
SP - Sole Proprietorship P - Partnership L - Limited Company
For Individual Proposed Cardholder
Documents Required
Brunei-issued I.C.
Copy of passport and employment pass (expatriates)
Copy of I.C. of country of origin (expatriates)
Proof of income where applicable
Bank statement, company and/or personal (last 3 months)
Employment letter or contract (if working on contract basis)
Approval letter from Company for the name of the company to be printed on applicant’s MasterCard Business Card
As a Baiduri MasterCard Business Cardmember, you have the option of electronic reporting via the
MasterCard Smart Data Gen2*.

*Minimal fees may apply

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