With effect from 31 October 2023, the Business I-Banking service will be terminated and will be replaced by our new Baiduri b.Digital Business service. To help you with your transition, email us at [email protected].

Whether you have just started out or are a major player in the business world, the Baiduri Mastercard Business Card helps ensure your business transactions are carried out smoothly.

Key Features


  • Web-based reporting and information management solution. 
  • Used by companies all sizes and industries in over 45 countries. 
  • User-friendly, local and international support. 
  • Available for all Baiduri Mastercard Business Card payment programmes.
  • At a Glance
  • Eligibility Criteria
  • Required Documents
  • At a Glance

    At a Glance
    For Employees:

    • Use card for purchases and business expenditures
    • Reconcile transactions online 
    • Generate reports 
    • Option for Expense Reporting Management (ERM), a workflow approval process 

    For Managers: 

    • Approve employee expenses
    • Expenditure reconciliation online 
    • Generate management reports 
    • Option for Expense Reporting Management (ERM), a workflow approval process 

    For Program Administrator:

    • Responsible for programme reconciliation
    • Email users for reconciliation follow up 
    • Download files for general ledger postings 

    For Auditor, or Travel/Purchasing Manager:

    • Access online reporting
    • Verify policy compliance 
    • Use reporting to negotiate better price with suppliers 

    For Regional/Global Head Office:

    • Review expenditure locally, regionally or globally
    • Access reports and schedules daily, weekly or monthly 
    • Online access in 21 languages
  • Eligibility Criteria

    Eligibility Criteria
    As a Baiduri Mastercard Business Cardholder, you have the option of attaining electronic reporting via the Mastercard Smart Data Gen2*.

    *Minimal fees apply. 
  • Required Documents

    Original and copy of the following documents:



    Limited Company

    Cover Letter

    IC or Passport of the authorized signatory

    3 months Bank Statement

    Certificate of Registration Section 16 and 17

    Certificate of Incorporation

    Form X

    Memorandum and Articles of Association

    Board of Directors Resolution

    For the Individual Cardholders:

    • Brunei IC
    • Copy of passport and employment pass (for expatriates) 
    • Copy of IC from country of origin (for expatriates) 
    • Proof of income where applicable 
    • Last 3 months Bank statement, company and/or personal 
    • Employment letter or contract (if working on contract basis) 
    • Approval letter from Company for the name of the company to be printed on Applicant’s Baiduri MasterCard Business Card 
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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:
  • User’s full name
  • User’s valid Identification Card (IC) or Passport
  • User’s mobile number
  • User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.

Click here for more information.
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