Mastercard Smart Data

Smart Data, a web-based reporting and information management solution

Whether you have just started out or are a major player in the business world, the Baiduri Mastercard Business Card helps ensure your business transactions are carried out smoothly.

Key Features


  • Web-based reporting and information management solution. 
  • Used by companies all sizes and industries in over 45 countries. 
  • User-friendly, local and international support. 
  • Available for all Baiduri Mastercard Business Card payment programmes.
  • At a Glance
  • Eligibility Criteria
  • Required Documents
  • At a Glance

    At a Glance
    For Employees:

    • Use card for purchases and business expenditures
    • Reconcile transactions online 
    • Generate reports 
    • Option for Expense Reporting Management (ERM), a workflow approval process 

    For Managers: 

    • Approve employee expenses
    • Expenditure reconciliation online 
    • Generate management reports 
    • Option for Expense Reporting Management (ERM), a workflow approval process 

    For Program Administrator:

    • Responsible for programme reconciliation
    • Email users for reconciliation follow up 
    • Download files for general ledger postings 

    For Auditor, or Travel/Purchasing Manager:

    • Access online reporting
    • Verify policy compliance 
    • Use reporting to negotiate better price with suppliers 

    For Regional/Global Head Office:

    • Review expenditure locally, regionally or globally
    • Access reports and schedules daily, weekly or monthly 
    • Online access in 21 languages
  • Eligibility Criteria

    Eligibility Criteria
    As a Baiduri Mastercard Business Cardholder, you have the option of attaining electronic reporting via the Mastercard Smart Data Gen2*.

    *Minimal fees apply. 
  • Required Documents

    Original and copy of the following documents:



    Limited Company

    Cover Letter

    IC or Passport of the authorized signatory

    3 months Bank Statement

    Certificate of Registration Section 16 and 17

    Certificate of Incorporation

    Form X

    Memorandum and Articles of Association

    Board of Directors Resolution

    For the Individual Cardholders:

    • Brunei IC
    • Copy of passport and employment pass (for expatriates) 
    • Copy of IC from country of origin (for expatriates) 
    • Proof of income where applicable 
    • Last 3 months Bank statement, company and/or personal 
    • Employment letter or contract (if working on contract basis) 
    • Approval letter from Company for the name of the company to be printed on Applicant’s Baiduri MasterCard Business Card 
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*Note: We are currently rolling out our new online business banking service, Baiduri b.Digital Business to existing customers in phases. For users who have not yet received their new login credentials, please continue to access the Business i-Banking service for your online banking needs. For more information, please contact us at [email protected] or call 2268 637/8/9 during business hours.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.
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