4UVP

OVERVIEW

The 4U Value Pack is designed with the students in mind. Offering you convenience and easy access to your finances that will help you take on your next steps in life with confidence.

HIGHLIGHTS

Easy to open an account – simply download an application form here
Access your account anytime, anywhere with Baiduri b.Digital Personal
Cashless convenience with Baiduri Visa Contactless debit card
Computer/gadget loan for students with government allowances
Free withdrawal charges at overseas ATM (not including other bank/party charges)
Comprehensive student and travel insurance coverage

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Key Features & Benefits

Convenient banking

With Baiduri b.Digital Personal¹, you'll be able to top up your phone credits, transfer money to friends and view your account anytime, anywhere.

Cashless payment

Receive a Baiduri Visa Contactless Debit Card that allows you to shop online and at all outlets that accept Visa cards. No signature required for purchases of BND100 and below!

Easy transfers at half the regular fee

Enjoy 50% savings³ on bank charges for local and overseas fund transfers made through Baiduri b.Digital Personal.

Student visa support

Enjoy discounted processing fee for your bank reference letter to support your student visa application.

Education financing

Your parents may apply for our education loan to help cover the costs of your further studies.

Global remittances

Receive and send money swiftly to over 200 countries.

Hassle-free student and travel insurance

Choose a suitable insurance plan⁴ that offers 24-hour protection against unexpected situations, whether you are studying locally or overseas.

Coverage includes:

Any death subject to General Exclusions in the policy
Total Permanent Disability due to bodily injury or disease
24-hour worldwide coverage

Other Benefits:

Healthcare benefits
Travel benefits

¹Indemnity Agreement for Baiduri b.Digital Personal is required for applicants below 18 years old.
²Not including other bank/third party charges.
³Refer to Baiduri Bank's published tariffs. Commission-in-lieu and Stamp Duty apply.
⁴Contact us for details of available insurance plans from our partner insurance companies.

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Eligibility Criteria
Required Documents
Fees & Charges
Terms & Conditions

Eligibility Criteria
Eligibility Criteria
Aged 15 to 29 years old.
Full-time student registered with a local or overseas education institution.
Must hold a Baiduri Savings Account:
For 18 and above to maintain a minimum balance of BND100
For below 18, to maintain a minimum balance of BND50
Required Documents
Required Documents
FOR BRUNEI CITIZENS AND PERMANENT RESIDENTS

18 YEARS & ABOVE

Original Brunei identity card

12 TO 17 YEARS OLD

Account Holder: ORIGINAL & VALID FORM OF IDENTIFICATION

Original Brunei identity card

Parent (as appears on birth certificate of account holder) or legal guardian:

Original Brunei identity card; or
Passport/International Certificate of Identity (ICI); or
Proof of residential address¹

BELOW 12 YEARS OLD

Account Holder

Original birth certificate

Parent (as appears on birth certificate of account holder) or legal guardian:

Original Brunei identity card; or
Passport/International Certificate of Identity (ICI); or
Proof of residential address¹

FOR FOREIGNERS RESIDING IN BRUNEI
Original identity card / Temporary receipt within its validity issued by the Brunei Immigration Department
Passport with valid employment pass (with at least one (1) month validity) or
Letter of employment
Satisfactory proof of residential address²

FOR FOREIGNERS NOT RESIDING IN BRUNEI

Account holder

Original passport
Proof of residential address in home country with the following:
Utility bills not over three (3) months old such as electrical, telephone or water bill
Bank statement, credit card statement or a reference letter from a recognized bank

INTRODUCER

An eligible Introducer must meet any one of the following requirements:

Existing Current Account customer who has maintained a satisfactory account for at least six (6) months with no history of returned cheques, and not listed in any of the Bank’s caution lists and blacklists

An individual or corporate customer or financial institution that is well-known to the Bank who may or may not be an existing customer.

¹Evidence can be in the form of driver’s license or latest utility bill not over three (3) months old, such as, electrical, telephone or water bill.
²Evidence can be in the form of declaration in the employment letter by the employer or latest utility bill or utility bill not over three (3) months old.
Fees & Charges

Fees & Charges
view our general tariffs
Terms & Conditions

Terms & Conditions
view our Terms & Conditions

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