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4UVP
Smarter banking for students

OVERVIEW
The 4U Value Pack is designed with the students in mind. Offering you convenience and easy access to your finances that will help you take on your next steps in life with confidence.

HIGHLIGHTS

  • Easy to open an account – simply download an application form here 
  • Access your account anytime, anywhere with Baiduri b.Digital Personal 
  • Cashless convenience with Baiduri Visa Contactless debit card 
  • Computer/gadget loan for students with government allowances 
  • Free withdrawal charges at overseas ATM (not including other bank/party charges) 
  • Comprehensive student and travel insurance coverage

Key Features & Benefits

Hassle-free student and travel insurance

Choose a suitable insurance plan4 that offers 24-hour protection against unexpected situations, whether you are studying locally or overseas.

Coverage includes:

  • Any death subject to General Exclusions in the policy
  • Total Permanent Disability due to bodily injury or disease 
  • 24-hour worldwide coverage 

Other Benefits:

  • Healthcare benefits
  • Travel benefits
1Indemnity Agreement for Baiduri b.Digital Personal is required for applicants below 18 years old.
2Not including other bank/third party charges.
3Refer to Baiduri Bank's published tariffs. Commission-in-lieu and Stamp Duty apply.
4Contact us for details of available insurance plans from our partner insurance companies.
  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria
    1. Aged 15 to 29 years old. 
    2. Full-time student registered with a local or overseas education institution. 
    3. Must hold a Baiduri Savings Account:
    • For 18 and above to maintain a minimum balance of BND100 
    • For below 18, to maintain a minimum balance of BND50
  • Required Documents

    Required Documents

    FOR BRUNEI CITIZENS AND PERMANENT RESIDENTS

    18 YEARS & ABOVE

    • Original Brunei identity card

    12 TO 17 YEARS OLD

    Account Holder: ORIGINAL & VALID FORM OF IDENTIFICATION

    • Original Brunei identity card

    Parent (as appears on birth certificate of account holder) or legal guardian:

    • Original Brunei identity card; or
    • Passport/International Certificate of Identity (ICI); or
    • Proof of residential address¹

    BELOW 12 YEARS OLD

    Account Holder

    • Original birth certificate

    Parent (as appears on birth certificate of account holder) or legal guardian:

    • Original Brunei identity card; or
    • Passport/International Certificate of Identity (ICI); or
    • Proof of residential address¹

    FOR FOREIGNERS RESIDING IN BRUNEI 

    • Original identity card / Temporary receipt within its validity issued by the Brunei Immigration Department 
    • Passport with valid employment pass (with at least one (1) month validity) or
    • Letter of employment
    • Satisfactory proof of residential address² 

    FOR FOREIGNERS NOT RESIDING IN BRUNEI

    Account holder

    • Original passport
    • Proof of residential address in home country with the following: 
    • Utility bills not over three (3) months old such as electrical, telephone or water bill 
    • Bank statement, credit card statement or a reference letter from a recognized bank

    INTRODUCER

    An eligible Introducer must meet any one of the following requirements:

    • Existing Current Account customer who has maintained a satisfactory account for at least six (6) months with no history of returned cheques, and not listed in any of the Bank’s caution lists and blacklists

    • An individual or corporate customer or financial institution that is well-known to the Bank who may or may not be an existing customer.

    1Evidence can be in the form of driver’s license or latest utility bill not over three (3) months old, such as, electrical, telephone or water bill.
    2Evidence can be in the form of declaration in the employment letter by the employer or latest utility bill or utility bill not over three (3) months old.

  • Fees & Charges
  • Terms & Conditions
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