OVERVIEW
The 4U Value Pack is designed with the students in mind. Offering you convenience and easy access to your finances that will help you take on your next steps in life with confidence.
HIGHLIGHTS
- Easy to open an account
- Access your account anytime, anywhere with Baiduri b.Digital Personal
- Cashless convenience with Baiduri Visa Contactless debit card
- Computer/gadget loan for students with government allowances
- Free withdrawal charges at overseas ATM (not including other bank/party charges)
- Comprehensive student and travel insurance coverage
Key Features & Benefits
Convenient banking
With Baiduri b.Digital Personal1, you'll be able to top up your phone credits, transfer money to friends and view your account anytime, anywhere.
Cashless payment
Receive a Baiduri Visa Contactless Debit Card that allows you to shop online and at all outlets that accept Visa cards. No signature required for purchases of BND100 and below!
Easy transfers at half the regular fee
Enjoy 50% savings3 on bank charges for local and overseas fund transfers made through Baiduri b.Digital Personal.
Student visa support
Enjoy discounted processing fee for your bank reference letter to support your student visa application.
Education financing
Your parents may apply for our education loan to help cover the costs of your further studies.
Global remittances
Receive and send money swiftly to over 200 countries.
Hassle-free student and travel insurance
Choose a suitable insurance plan4 that offers 24-hour protection against unexpected situations, whether you are studying locally or overseas.
Coverage includes:
Other Benefits:
Coverage includes:
- Any death subject to General Exclusions in the policy
- Total Permanent Disability due to bodily injury or disease
- 24-hour worldwide coverage
Other Benefits:
- Healthcare benefits
- Travel benefits
1Indemnity Agreement for Baiduri b.Digital Personal is required for applicants below 18 years old.
2Not including other bank/third party charges.
3Refer to Baiduri Bank's published tariffs. Commission-in-lieu and Stamp Duty apply.
4Contact us for details of available insurance plans from our partner insurance companies.
2Not including other bank/third party charges.
3Refer to Baiduri Bank's published tariffs. Commission-in-lieu and Stamp Duty apply.
4Contact us for details of available insurance plans from our partner insurance companies.
- Eligibility Criteria
- Required Documents
- Fees & Charges
- Terms & Conditions
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Eligibility CriteriaEligibility Criteria
- Aged 15 to 29 years old.
- Full-time student registered with a local or overseas education institution.
- Must hold a Baiduri Savings Account:
- For 18 and above to maintain a minimum balance of BND100
- For below 18, to maintain a minimum balance of BND50
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Required DocumentsRequired Documents
FOR BRUNEI CITIZENS AND PERMANENT RESIDENTS
18 YEARS & ABOVE- Original Brunei identity card
12 TO 17 YEARS OLD
Account Holder: ORIGINAL & VALID FORM OF IDENTIFICATION- Original Brunei identity card
Parent (as appears on birth certificate of account holder) or legal guardian:- Original Brunei identity card; or
- Passport/International Certificate of Identity (ICI); or
- Proof of residential address¹
BELOW 12 YEARS OLD
Account Holder- Original birth certificate
Parent (as appears on birth certificate of account holder) or legal guardian:- Original Brunei identity card; or
- Passport/International Certificate of Identity (ICI); or
- Proof of residential address¹
FOR FOREIGNERS RESIDING IN BRUNEI
- Original identity card / Temporary receipt within its validity issued by the Brunei Immigration Department
- Passport with valid employment pass (with at least one (1) month validity) or
- Letter of employment
- Satisfactory proof of residential address²
INTRODUCER
An eligible Introducer must meet any one of the following requirements:- Existing Current Account customer who has maintained a satisfactory account for at least six (6) months with no history of returned cheques, and not listed in any of the Bank’s caution lists and blacklists
- An individual or corporate customer or financial institution that is well-known to the Bank who may or may not be an existing customer.
1Evidence can be in the form of driver’s license or latest utility bill not over three (3) months old, such as, electrical, telephone or water bill.
2Evidence can be in the form of declaration in the employment letter by the employer or latest utility bill or utility bill not over three (3) months old. -
Fees & Charges
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Terms & Conditions
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