Reduced fee for ACH (Automated Clearing House) or Direct Credit for transactions processed through Baiduri b.Digital Personal or Business effective 1 January 2024.

Keep your funds secure and watch your savings grow as you earn interest. You’ll also enjoy easy access to your funds through our wide range of banking and payment channels.

Key Features & BENEFITS

  • Available in Brunei Dollar and selected foreign currencies
  • Go cashless with your complimentary Baiduri Visa Contactless debit card 
  • Access to ATM/CDM conveniently at your convenience 
  • Make payments easily by setting up automate Standing Instructions
  • Easy, secure 24-hour access to your account via Baiduri b.Digital Personal
  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria
    Minimum Opening Deposit –

    • Minumum opening deposit of BND 100
    • At least 12 years old for Brunei Dollar savings account 
    • At least 18 years old for Foreign Currency savings account 

    Children under the age of 12 years may open an account with a parent or guardian as trustee
  • Required Documents

    Required Documents


    18 YEARS & ABOVE

    • Original Brunei identity card;
    • Passport (For Brunei PR)

    12 TO 17 YEARS OLD

    Account Holder

    • Original Brunei identity card;
    • Passport (For Brunei PR)

    Parent (as shown on birth certificate of account holder) or legal guardian:

    • Original Brunei identity card; 
    • Passport (For Brunei PR);
    • Proof of residential address¹


    Account Holder

    • Original birth certificate

    Parent (as shown on birth certificate of account holder) or legal guardian:

    • Original Brunei identity card;
    • Passport (For Brunei PR);
    • Proof of residential address¹


    • Original identity card 
    • Original Passport with valid entry pass (e.g. employment pass, student pass, social visit pass, dependent pass, etc.)
    • Proof of residential address² 

    1Proof can be Brunei Driving license or latest utility bill not over three (3) months old or letter of reference stating residential address e.g. employment letter or letter of reference from school.
    2Proof can be in the form of declaration in the employment letter by the employer or latest utility bill not over three (3) months old.

  • Fees & Charges
  • Terms & Conditions
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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:
  • User’s full name
  • User’s valid Identification Card (IC) or Passport
  • User’s mobile number
  • User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.

Click here for more information.

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