What is it?ATM Card Skimming is a fraudulent practice where the perpetrator installs a device over the card slot of an ATM. This device is able to read and capture data from the magnetic strip on the back of an ATM card as a user unknowingly inserts their card into the machine.
The devices used are smaller than a deck of cards and are often fastened in close proximity to or over the top of an ATM’s factory-installed card reader.
What is Pin Capturing?These devices are often used together with a miniature camera, normally attached unnoticeably to the ATM, to capture footage of when the user enters their PIN.
Once captured, the electronic data is put onto a fraudulent card and the captured PIN is used to withdraw money from accounts
General Facts on ATM Skimming Attacks:- Criminals tend to attach skimming devices either late at night or early in the morning and during periods of low traffic;
- Skimming devices are usually attached for only a few hours;
- Criminals install equipment on at least 2 regions of an ATM to capture both the ATM card number and the PIN;
- Criminals then sit nearby receiving the information transmitted wirelessly via the devices (installed on the ATM)
What you can do? - Take precautions. - Use your hands or any object on hand to shield your other hand when entering your PIN.