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Consumer Goods Financing
Get extra financing for the item of your choice

OVERVIEW
With our Consumer Goods Financing, you can now shop for consumer durable goods ranging from home electronics to gadgets and furnishings with any of our approved vendors in easy monthly instalments.

Key FEATURES AND Benefits

  • Financial flexibility
  • Easy monthly repayments
  • Wide range of approved vendors to choose from
  • Effective Interest Rate of 7.50% p.a.
  • Maximum loan period of up to 6 years
  • Fast approval

*Terms and conditions apply 

  • Approved Vendors
  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Approved Vendors

    Approved Vendors

    • AUDIOMARC COMPANY
    • ANTECH ENTERPRISE
    • AP SOLUTION
    • ARROWTECH SPORTS
    • AV ELECTRONICS SDN BHD
    • BCOM TECHNOLOGY
    • BEBELAND ENTERPRISE
    • BEBELAND TRADING COMPANY
    • BEJEWELED KITCHEN AND WARDDORE
    • BESTVESION ELECTRIC COMPANY
    • BIRDIE SPORTING HOUSE
    • BOBBY ELECTRICAL CO SDN BHD
    • BRIDGELINK ENTERPRISE
    • CAPT FRED FISHING & MARINE SUPLY
    • CARAMELLA TRADING COMPANY
    • CHIPMAC TECHNOLOGY
    • CHONG HOCK COMPUTERS
    • CHOP KONG FOH
    • CITY MOBILE ENTERPRISE
    • CONCEPT COMMERCIAL SUPPLIERS
    • COURT PIONEER COMPANY
    • CXA ENTERPRISE
    • DAIECHARM DECOR SDN BHD
    • DCL COMMUNICATION
    • DEE JAY HOME ENTERPRISE
    • DT STEEL WORK ENTERPRISE
    • ESMART ENTERPRISE
    • FASHION FURT. & CONST. CO.SB
    • FASTLINK MOBILE COMPANY
    • FITMENT TYRE COMPANY
    • FITWELLNESS
    • FLEY ELECTRICAL COMPANY

    • GET IT ENTERPRISE
    • GOLDUNITED SDN BHD
    • G-TYRE ENTERPRISE
    • HASMIT ELECTRICAL & LIGHTING SDN BHD
    • HOUSE OF MUSIC
    • HOON THAI TRADING COMPANY
    • IDAMAN DESIGN WORKS SDN BHD
    • INF INTERNET CAFE
    • JACKHAN SDN. BHD
    • JILL & JILL'S & ENTERPRISE
    • KEN AND TAN SDN BHD
    • KINGDOM RIDES & ADVENTURES S/B
    • KMC CYCLING SDN BHD
    • LEONG KOK ONN ELECTRONICS COMPANY
    • LINKNET SOLUTIONS SDN BHD
    • LITTLE BEAN COMPANY
    • LSL METAL SDN BHD
    • MERAH BERJAYA SDN BHD
    • M.S.B ENTERPRISE
    • M.S.TITANSTAR ENTERPRISE
    • MASROS ELECTRICAL CO
    • MCB ENTERPRISE
    • MOBILE STUDIO
    • MOBILE WORLD ENTERPRISE
    • MYFLOOR COMPANY
    • NEO METRO COMPANY
    • NETCOM COMPUTER HOUSE
    • NHF ORGANICS SDN BHD
    • NINENINE MOBILE SERVICE S/B
    • REVVING R ENTERPRISE
    • POH HUA CRTN & INTR DSGN S/B
    • PRO WHEEL AUTO CO

    • R & T ELECTRONIC ENTERPRISE
    • RANDONNEE ENTERPRISE
    • RNVR TRADING COMPANY
    • S & L TRADING SDN BHD
    • SEJALIN ENTERPRISES SDN BHD
    • SENG HOE HUAT AUTO ACCESSORIES SERVICE COMPANY
    • SENG HOE HUAT ENTERPRISE
    • SENGKURONG FURNITURE TRD SB
    • SKYHOME ENTERPRISE
    • SOONIN TRADING COMPANY
    • SOPAN ENTERPRISE SDN BHD
    • ST SOLUTECH COMPUTER
    • SYSTEMAIR ENTERPRISE
    • T.H.A ENTERPRISE
    • TECHSURGED TECHNOLOGIES
    • TEN TEN DISTRIBUTION (B) SDN BHD
    • TRIPLE STAR ENTERPRISE
    • TYREMART COMPANY
    • URBAN DECO SDN BHD
    • VITALIV HEARING CARE
    • W.T AIRCONDITIONING & ELECTRO
    • WESTIN AUTOMOTIVES SALES & SERVICES
    • WINGZ AUTO PARTS & TYRE CO
    • WOW INTERIOR DESIGN SDN BHD
    • WYWY ENTERPRISE
    • YAPPE ENTERPRISE
    • YIHFA COMPUTER TECHNOLOGY
    • YING HOE RADIO TRADING COMPANY
    • YKF MASTER SOUND
    • YMRM ENTERPRISE AND GALLERIA YMRM
    • YUN HIN TRADING CO.

  • Eligibility Criteria

    Eligibility Criteria

    • Minimum age of 18 years (for students) and 21 years (for employees), up to maximum age of 70 years1
    • Brunei citizens and permanent residents
    • Employees of the Brunei Government, semi-Government organisations, private sector companies accepted by the Bank and Pensioners2 with minimum net monthly income of BND500
    • Foreigners with valid employment pass with minimum net monthly income of BND1,500
    • Sole proprietors and individuals receiving rental income with minimum net monthly income of BND2,000
    • Students who receive allowance of at least BND350 from the Brunei Government

    1Applicant must be no more than 70 years of age at the end of loan period.

    2 Civil servants who are serving early retirement and receiving monthly pensions.

  • Required Documents

    Required Documents

    • Brunei identity card
    • Latest salary slip
    • Quotation from vendor approved by Baiduri Bank
    • Proof that salary and pension is paid through Baiduri Bank
    • Copy of business registration documents – Forms 16 & 17 and copy of tenancy agreement (only applicable to sole proprietors and individuals receiving rental income)
    • Copy of letter of acceptance from educational institution and copy of student ID (only applicable to students)

  • Fees & Charges
  • Terms & Conditions

    Terms & Conditions

    • Consumer Goods Financing is categorised under Personal Loans.
    • Minimum loan tenor is 6 months and maximum tenor is 6 years depending on the loan amount.
    • Subject to the Bank’s credit assessment policies.

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