OVERVIEW
With our Consumer Goods Financing, you can now shop for consumer durable goods ranging from home electronics to gadgets and furnishings with any of our approved vendors in easy monthly instalments.
Key FEATURES AND Benefits
- Financial flexibility
- Fixed monthly repayment amount for the duration of the loan tenor.
- Wide range of approved vendors to choose from
- Effective Interest Rate of 7.50% p.a.
- Maximum loan period of up to 6 years
- Fast approval
*Terms and conditions apply
- Approved Vendors
- Eligibility Criteria
- Required Documents
- Fees & Charges
- Terms & Conditions
-
Approved VendorsApproved Vendors
- AUDIOMARC COMPANY
- ANTECH ENTERPRISE
- AP SOLUTION
- ARROWTECH SPORTS
- AV ELECTRONICS SDN BHD
- BCOM TECHNOLOGY
- BEBELAND ENTERPRISE
- BEBELAND TRADING COMPANY
- BEJEWELED KITCHEN AND WARDDORE
- BESTVESION ELECTRIC COMPANY
- BIRDIE SPORTING HOUSE
- BOBBY ELECTRICAL CO SDN BHD
- BRIDGELINK ENTERPRISE
- CAPT FRED FISHING & MARINE SUPLY
- CARAMELLA TRADING COMPANY
- CHIPMAC TECHNOLOGY
- CHONG HOCK COMPUTERS
- CHOP KONG FOH
- CITY MOBILE ENTERPRISE
- CONCEPT COMMERCIAL SUPPLIERS
- COURT PIONEER COMPANY
- CXA ENTERPRISE
- DAIECHARM DECOR SDN BHD
- DCL COMMUNICATION
- DEE JAY HOME ENTERPRISE
- DE FAIZ ENTERTAINMENT
- DT STEEL WORK ENTERPRISE
- ELKEN (B) SDN BHD
- ESMART ENTERPRISE
- FASHION FURT. & CONST. CO.SB
- FASTLINK MOBILE COMPANY
- FITMENT TYRE COMPANY
- FITWELLNESS
- FLEY ELECTRICAL COMPANY
- GET IT ENTERPRISE
- GOLDUNITED SDN BHD
- G-TYRE ENTERPRISE
- H22 WORKSHOP
- HASMIT ELECTRICAL & LIGHTING SDN BHD
- HOUSE OF MUSIC
- HOUWAN SYSTEMS ENTERPRISE
- HOON THAI TRADING COMPANY
- IDAMAN DESIGN WORKS SDN BHD
- INF INTERNET CAFE
- JACKHAN SDN. BHD
- JILL & JILL'S & ENTERPRISE
- KEN AND TAN SDN BHD
- KINGDOM RIDES & ADVENTURES S/B
- KMC CYCLING SDN BHD
- LEONG KOK ONN ELECTRONICS COMPANY
- LINKNET SOLUTIONS SDN BHD
- LITTLE BEAN COMPANY
- LSL METAL SDN BHD
- MERAH BERJAYA SDN BHD
- M.S.B ENTERPRISE
- M.S.TITANSTAR ENTERPRISE
- MASROS ELECTRICAL CO
- MCB ENTERPRISE
- MOBILE STUDIO
- MOBILE WORLD ENTERPRISE
- MYFLOOR COMPANY
- NEO METRO COMPANY
- NETCOM COMPUTER HOUSE
- NHF ORGANICS SDN BHD
- NINENINE MOBILE SERVICE S/B
- REVVING R ENTERPRISE
- POH HUA CRTN & INTR DSGN S/B
- PRESSPLAY ENTERPRISE
- PRO WHEEL AUTO CO
- R & T ELECTRONIC ENTERPRISE
- RANDONNEE ENTERPRISE
- RANDONNEE ENTERPRISE
- RNVR TRADING COMPANY
- S & L TRADING SDN BHD
- SEJALIN ENTERPRISES SDN BHD
- SENG HOE HUAT AUTO ACCESSORIES SERVICE COMPANY
- SENG HOE HUAT ENTERPRISE
- SENGKURONG FURNITURE TRD SB
- SKYHOME ENTERPRISE
- SOONIN TRADING COMPANY
- SOPAN ENTERPRISE SDN BHD
- ST SOLUTECH COMPUTER
- SYSTEMAIR ENTERPRISE
- T.H.A ENTERPRISE
- TECH HAVEN ENTERPRISE
- TECHSURGED TECHNOLOGIES
- TECHWORLD ENTERPRISE
- TEN TEN DISTRIBUTION (B) SDN BHD
- TRIPLE STAR ENTERPRISE
- TYREMART COMPANY
- URBAN DECO SDN BHD
- VITALIV HEARING CARE
- W.T AIRCONDITIONING & ELECTRO
- WESTIN AUTOMOTIVES SALES & SERVICES
- WHEELS TO REELS ENTERPRISE
- WINGZ AUTO PARTS & TYRE CO
- WOW INTERIOR DESIGN SDN BHD
- WYWY ENTERPRISE
- YAPPE ENTERPRISE
- YIHFA COMPUTER TECHNOLOGY
- YING HOE RADIO TRADING COMPANY
- YKF MASTER SOUND
- YMRM ENTERPRISE AND GALLERIA YMRM
- YUN HIN TRADING CO.
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Eligibility CriteriaEligibility Criteria
- Brunei Citizens and Brunei Permanent Resident
- Minimum age of 18 years (for students1) and 21 years (for employees), up to maximum age of 70 years2
- Employees of the Brunei Government, semi-Government organisations, private sector companies accepted by the Bank and Pensioners3 with minimum net monthly income of BND500
- Individuals receiving rental4 income with minimum net monthly income of BND2,000
- Students who receive allowance of at least BND350 from the Brunei Government
1 Applicant must be not more than 30 years of age at the end of loan period
2 Applicant must be not more than 60 years of age at the end of the loan repayment period for TAP scheme.
3 Civil servants who are serving early retirement and receiving monthly pensions up to the max age of 70 at the end of the loan repayment period.
4 Loan tenor to be within the current rental tenancy agreement period. -
Required DocumentsRequired Documents
- Valid Brunei identity card
- Latest salary slip
- Quotation from vendor approved by Baiduri Bank
- Confirmation of employment letter (where applicable)
- Copy of letter of acceptance from educational institution and copy of student ID (only applicable to students)
Other Terms & conditions apply -
Fees & Charges
-
Terms & ConditionsTerms & Conditions
- Assignment of Income/Salary is required
- Consumer Goods Financing is categorised under Personal Loans.
- All Lending rates are quoted at Effective Interest Rate regardless of method of computation used.
- Effective Interest Rate is pegged to the Bank’s Prime Lending Rate. Any change in Prime Lending Rate will result in a change in the applicable interest rate.
- Minimum loan tenor is 6 months and maximum tenor is 6 years depending on the loan amount.
- Subject to the Bank’s credit assessment policies.
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