Consumer Goods Financing - Borrow

OVERVIEW

With our Consumer Goods Financing, you can now shop for consumer durable goods ranging from home electronics to gadgets and furnishings with any of our approved vendors in easy monthly instalments.

Key FEATURES AND Benefits

Financial flexibility
Easy monthly repayments
Wide range of approved vendors to choose from
Effective Interest Rate of 7.50% p.a.
Maximum loan period of up to 6 years
Fast approval

*Terms and conditions apply

Approved Vendors
Eligibility Criteria
Required Documents
Fees & Charges
Terms & Conditions

Approved Vendors
Approved Vendors
AUDIOMARC COMPANY
ANTECH ENTERPRISE
AP SOLUTION
ARROWTECH SPORTS
AV ELECTRONICS SDN BHD
BCOM TECHNOLOGY
BEBELAND ENTERPRISE
BEBELAND TRADING COMPANY
BEJEWELED KITCHEN AND WARDDORE
BESTVESION ELECTRIC COMPANY
BIRDIE SPORTING HOUSE
BOBBY ELECTRICAL CO SDN BHD
BRIDGELINK ENTERPRISE
CAPT FRED FISHING & MARINE SUPLY
CARAMELLA TRADING COMPANY
CHIPMAC TECHNOLOGY
CHONG HOCK COMPUTERS
CHOP KONG FOH
CITY MOBILE ENTERPRISE
CONCEPT COMMERCIAL SUPPLIERS
COURT PIONEER COMPANY
CXA ENTERPRISE
DAIECHARM DECOR SDN BHD
DCL COMMUNICATION
DEE JAY HOME ENTERPRISE
DT STEEL WORK ENTERPRISE
ESMART ENTERPRISE
FASHION FURT. & CONST. CO.SB
FASTLINK MOBILE COMPANY
FITMENT TYRE COMPANY
FITWELLNESS
FLEY ELECTRICAL COMPANY
GET IT ENTERPRISE
GOLDUNITED SDN BHD
G-TYRE ENTERPRISE
HASMIT ELECTRICAL & LIGHTING SDN BHD
HOUSE OF MUSIC
HOUWAN SYSTEMS ENTERPRISE
HOON THAI TRADING COMPANY
IDAMAN DESIGN WORKS SDN BHD
INF INTERNET CAFE
JACKHAN SDN. BHD
JILL & JILL'S & ENTERPRISE
KEN AND TAN SDN BHD
KINGDOM RIDES & ADVENTURES S/B
KMC CYCLING SDN BHD
LEONG KOK ONN ELECTRONICS COMPANY
LINKNET SOLUTIONS SDN BHD
LITTLE BEAN COMPANY
LSL METAL SDN BHD
MERAH BERJAYA SDN BHD
M.S.B ENTERPRISE
M.S.TITANSTAR ENTERPRISE
MASROS ELECTRICAL CO
MCB ENTERPRISE
MOBILE STUDIO
MOBILE WORLD ENTERPRISE
MYFLOOR COMPANY
NEO METRO COMPANY
NETCOM COMPUTER HOUSE
NHF ORGANICS SDN BHD
NINENINE MOBILE SERVICE S/B
REVVING R ENTERPRISE
POH HUA CRTN & INTR DSGN S/B
PRO WHEEL AUTO CO
R & T ELECTRONIC ENTERPRISE
RANDONNEE ENTERPRISE
RNVR TRADING COMPANY
S & L TRADING SDN BHD
SEJALIN ENTERPRISES SDN BHD
SENG HOE HUAT AUTO ACCESSORIES SERVICE COMPANY
SENG HOE HUAT ENTERPRISE
SENGKURONG FURNITURE TRD SB
SKYHOME ENTERPRISE
SOONIN TRADING COMPANY
SOPAN ENTERPRISE SDN BHD
ST SOLUTECH COMPUTER
SYSTEMAIR ENTERPRISE
T.H.A ENTERPRISE
TECHSURGED TECHNOLOGIES
TECHWORLD ENTERPRISE
TEN TEN DISTRIBUTION (B) SDN BHD
TRIPLE STAR ENTERPRISE
TYREMART COMPANY
URBAN DECO SDN BHD
VITALIV HEARING CARE
W.T AIRCONDITIONING & ELECTRO
WESTIN AUTOMOTIVES SALES & SERVICES
WHEELS TO REELS ENTERPRISE
WINGZ AUTO PARTS & TYRE CO
WOW INTERIOR DESIGN SDN BHD
WYWY ENTERPRISE
YAPPE ENTERPRISE
YIHFA COMPUTER TECHNOLOGY
YING HOE RADIO TRADING COMPANY
YKF MASTER SOUND
YMRM ENTERPRISE AND GALLERIA YMRM
YUN HIN TRADING CO.
Eligibility Criteria
Eligibility Criteria
Minimum age of 18 years (for students) and 21 years (for employees), up to maximum age of 70 years¹
Brunei citizens and permanent residents
Employees of the Brunei Government, semi-Government organisations, private sector companies accepted by the Bank and Pensioners² with minimum net monthly income of BND500
Foreigners with valid employment pass with minimum net monthly income of BND1,500
Sole proprietors and individuals receiving rental income with minimum net monthly income of BND2,000
Students who receive allowance of at least BND350 from the Brunei Government

¹Applicant must be no more than 70 years of age at the end of loan period.
²Civil servants who are serving early retirement and receiving monthly pensions.
Required Documents
Required Documents
Brunei identity card
Latest salary slip
Quotation from vendor approved by Baiduri Bank
Proof that salary and pension is paid through Baiduri Bank
Copy of business registration documents – Forms 16 & 17 and copy of tenancy agreement (only applicable to sole proprietors and individuals receiving rental income)
Copy of letter of acceptance from educational institution and copy of student ID (only applicable to students)
Fees & Charges

Fees & Charges
view our general tariffs
Terms & Conditions
Terms & Conditions
Consumer Goods Financing is categorised under Personal Loans.
All Lending rates are quoted at Effective Interest Rate regardless of method of computation used.
Effective Interest Rate is pegged to the Bank’s Prime Lending Rate. Any change in Prime Lending Rate will result in a change in the applicable interest rate.
Minimum loan tenor is 6 months and maximum tenor is 6 years depending on the loan amount.
Subject to the Bank’s credit assessment policies.

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