Education Loan

Reach your education goals with affordable financing 

Education plays a key role in shaping our future. It is one of the most important investments we’ll ever make for our children or for ourselves. Get the financial support you need for the pursuit of further education both locally and overseas.


  • Effective Interest rate of 7.50% p.a.
  • Maximum loan period of up to 6 years
  • Funding will cover air fares, registration fee, tuition, accommodation and other living expenses
  • Loan protection insurance coverage

2 types of schemes available:

  • For children to pursue further studies
  • For working adults to pursue further studies (in service scheme)
  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria

    • Brunei Citizen or Brunei Permanent Resident
    • Between 21 and 70 years of age1 (by the end of loan tenor)
    • Employee of Brunei Government, semi-Government organisation or a private sector company accepted by the Bank;
    • Pensioners2; OR
    • Sole proprietors and individuals receiving Brunei Government house rental3 income
    • Minimum monthly net salary/income requirements:

    1.  BND1,500 – BND2,000 for salaried employees.
    2.  BND2,000 for individual receiving Brunei Government house rental income.

    1 Applicant must be not more than 60 years of age at the end of the loan repayment period for TAP scheme.
    2 Civil servants who are serving early retirement and receiving monthly pensions up to the max age of 70 at the end of the loan repayment period.
    3 Loan tenor to be within the current rental tenancy agreement period.

  • Required Documents

    Required Documents

    • Valid Brunei identity card
    • Child’s Identity Card or Passport
    • Latest salary slip
    • Last 3 - 12 months account statements if salary account with another bank
    • Confirmation of employment letter for applicants under the employment of the Army, Police, Gurkha Reserve Unit, semi-Government organisations and private companies
    • Letter of acceptance or confirmation of enrolment from educational institution
    • Valid student visa for overseas institutions

    Other Terms & conditions apply

  • Fees & Charges
  • Terms & Conditions

    Terms & Conditions

    • Assignment of Income/Salary is required.
    • All Lending rates are quoted at Effective Interest Rate regardless of method of computation used.
    • Effective Interest Rate is pegged to the Bank’s Prime Lending Rate. Any change in Prime Lending Rate will result in a change in the applicable interest rate.

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*Note: We are currently rolling out our new online business banking service, Baiduri b.Digital Business to existing customers in phases. For users who have not yet received their new login credentials, please continue to access the Business i-Banking service for your online banking needs. For more information, please contact us at [email protected] or call 2268 637/8/9 during business hours.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.
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