Education Loan

Reach your education goals with affordable financing 

Education plays a key role in shaping our future. It is one of the most important investments we’ll ever make for our children or for ourselves. Get the financial support you need for the pursuit of further education both locally and overseas.


2 types of schemes available – Children Education (Scheme A) and Self Education (Scheme B)

  • Effective Interest rate of 7.50% p.a.
  • Maximum loan amount up to BND100,000
  • Maximum loan period of up to 6 years
  • Funding will cover air fares, registration fee, tuition, accommodation and other living expenses
  • Loan protection insurance coverage
  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria

    • Between 21 and 70 years of age1
    • Brunei citizen or permanent resident
    • Employee of Brunei Government, semi-Government organisation or a private sector company accepted by the Bank; OR
    • Pensioners2; OR
    • Sole proprietors and individuals receiving fixed rental income
    • Minimum monthly net salary/income requirements:

    1. BND1,500 for Brunei Government and semi-Government employees.
    2. BND2,000 for private sector employees and individuals receiving rental income.
    3. BND5,000 for sole proprietors.

    • For Scheme B (Self Education), applicants must be undertaking in-service studies i.e. while under employment.
    • Assignment of income/salary is required.

    1 Applicant must be no more than 70 years of age at the end of the loan repayment period.
    2 Civil servants who are serving early retirement and receiving monthly pensions.
    3 Loan tenor to be within the current rental tenancy agreement period.

  • Required Documents

    Required Documents

    • Valid Identity Card or Passport
    • Child’s Identity Card or Passport (for Scheme A)
    • Latest bank statement/updated savings passbook record
    • Employment Letter with indication of salary (where applicable)
    • Letter of acceptance or confirmation of enrolment from educational institution
    • Valid student visa for overseas institutions (can be provided upon approval)

  • Fees & Charges
  • Terms & Conditions

    Terms & Conditions

    • All Lending rates are quoted at Effective Interest Rate regardless of method of computation used.
    • Effective Interest Rate is pegged to the Bank’s Prime Lending Rate. Any change in Prime Lending Rate will result in a change in the applicable interest rate.

I am interested to find out more


Contact our customer support team if you have any further questions. We are here to help you.

You are about to enter a third party website & Baiduri Bank Group's privacy policy will cease to apply.
Baiduri Bank Group makes no warranties as to the status of this link or information contained in the website you are about to access.

Do you wish to proceed?
Click to login to our user-friendly online banking sites.
Please select one of the below

*Note: We are currently rolling out our new online business banking service, Baiduri b.Digital Business to existing customers in phases. For users who have not yet received their new login credentials, please continue to access the Business i-Banking service for your online banking needs. For more information, please contact our Customer Helpline at +673 2449666 or email us at [email protected]
Generic Popup