Personal Loan

Let us help you fulfill your aspirations

Whether you are thinking of buying an investment property, funding a new business venture or getting ready for your wedding, a Baiduri Personal Loan can help fulfill your needs.

Key Features


  • Fast approval and quick disbursement
  • Monthly payment is fixed and debited from account
  • Easy documentation
  • Use the funds for any purpose
  • No collateral required
  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria

    • Aged 21 years to 70 years (by the end of loan tenor)
    • Full-time employee of the Brunei Government, semi-Government organization or private company; OR
    • Pensioner* with monthly net income not less than BND500 for local and BND1,800 for foreigners; OR
    • Sole proprietor with minimum monthly income of BND5,000; OR
    • Individual receiving Brunei Government house rental income of BND2,000 and above
    • Assignment of salary/income is required 

    * Not applicable to old age pension recipients.

  • Required Documents

    Required Documents

    • Identity Card (IC)
    • Latest salary slip
    • Last 3 months account statements (if salary account is with another bank)
    • For employees of private companies, regular salary credits in the preceding 12 months must be sighted
    • Confirmation of employment letter is required for applicants under the employment of the Army, Police, Gurkha Reserve Unit, semi-Government organisations and private companies

  • Fees & Charges
  • Terms & Conditions

    Terms & Conditions

    • Approval is subject to the Bank’s credit assessment policies.
    • All Lending rates are quoted at Effective Interest Rate regardless of method of computation used.
    • Effective Interest Rate is pegged to the Bank’s Prime Lending Rate. Any change in Prime Lending Rate will result in a change in the applicable interest rate.
    • Personal Loan top-up is permitted after 50% of the original personal loan credit facility tenor has lapsed and subject to satisfactory repayment records.

I am interested to find out more


Contact our customer support team if you have any further questions. We are here to help you.

You are about to enter a third party website & Baiduri Bank Group's privacy policy will cease to apply.
Baiduri Bank Group makes no warranties as to the status of this link or information contained in the website you are about to access.

Do you wish to proceed?
Click to login to our user-friendly online banking sites.
Please select one of the below

*Note: We are currently rolling out our new online business banking service, Baiduri b.Digital Business to existing customers in phases. For users who have not yet received their new login credentials, please continue to access the Business i-Banking service for your online banking needs. For more information, please contact our Customer Helpline at +673 2449666 or email us at [email protected]
Generic Popup