Whether you are thinking of buying an investment property, funding a new business venture or getting ready for your wedding, a Baiduri Personal Loan can help fulfill your needs.
Key Features
Effective Interest Rate of 7.50% p.a.*
*Terms and conditions apply
Loan tenor of up to 6 years*
*Terms and conditions apply
Easy application process
Fast approval with complete documentation
Insurance or Takaful protection coverage up to the full loan tenor
Benefits
Fast approval and quick disbursement
Monthly payment is fixed and debited from account
Easy documentation
Use the funds for any purpose
No collateral required
Eligibility Criteria
Required Documents
Fees & Charges
Terms & Conditions
Eligibility Criteria
Eligibility Criteria
Aged 21 years to 70 years (by the end of loan tenor)
Full-time employee of the Brunei Government, semi-Government organization or private company; OR
Pensioner* with monthly net income not less than BND500 for local and BND1,800 for foreigners; OR
Sole proprietor with minimum monthly income of BND5,000; OR
Individual receiving Brunei Government house rental income of BND2,000 and above
Assignment of salary/income is required
* Not applicable to old age pension recipients.
Required Documents
Required Documents
Identity Card (IC)
Latest salary slip
Last 3 months account statements (if salary account is with another bank)
For employees of private companies, regular salary credits in the preceding 12 months must be sighted
Confirmation of employment letter is required for applicants under the employment of the Army, Police, Gurkha Reserve Unit, semi-Government organisations and private companies
Approval is subject to the Bank’s credit assessment policies.
Personal Loan top-up is permitted after 50% of the original personal loan credit facility tenor has lapsed and subject to satisfactory repayment records.
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