Personal Loan

Let us help you fulfill your aspirations

Whether you are thinking of buying an investment property, funding a new business venture or getting ready for your wedding, a Baiduri Personal Loan can help fulfill your needs.

Key Features


  • Fast approval and quick disbursement
  • Monthly payment is fixed and debited from account
  • Easy documentation
  • Use the funds for any purpose
  • No collateral required
  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria

    • Aged 21 years to 70 years (by the end of loan tenor)
    • Full-time employee of the Brunei Government, semi-Government organization or private company; OR
    • Pensioner* with monthly net income not less than BND500 for local and BND1,800 for foreigners; OR
    • Sole proprietor with minimum monthly income of BND5,000; OR
    • Individual receiving Brunei Government house rental income of BND2,000 and above
    • Assignment of salary/income is required 

    * Not applicable to old age pension recipients.

  • Required Documents

    Required Documents

    • Identity Card (IC)
    • Latest salary slip
    • Last 3 months account statements (if salary account is with another bank)
    • For employees of private companies, regular salary credits in the preceding 12 months must be sighted
    • Confirmation of employment letter is required for applicants under the employment of the Army, Police, Gurkha Reserve Unit, semi-Government organisations and private companies

  • Fees & Charges
  • Terms & Conditions

    Terms & Conditions

    • Approval is subject to the Bank’s credit assessment policies.
    • All Lending rates are quoted at Effective Interest Rate regardless of method of computation used.
    • Effective Interest Rate is pegged to the Bank’s Prime Lending Rate. Any change in Prime Lending Rate will result in a change in the applicable interest rate.
    • Personal Loan top-up is permitted after 50% of the original personal loan credit facility tenor has lapsed and subject to satisfactory repayment records.

I am interested to find out more


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