Personal Overdraft - Borrow

OVERVIEW

Our Personal Overdraft gives you ready access to additional funds to meet any emergency needs.

Key Features

Option to convert your personal overdraft into a personal loan

Annual Takaful/insurance protection coverage

No fixed or minimum repayment

Flexibility to re-use amount that has been paid up

Benefits

Same-day approval with complete documentation
Interest is only charged on the utilised portion of the overdraft amount
Maximum financing of up to 9x monthly net salary or BND25,000, whichever is lower*
Choice to renew the facility at least three months before maturity
Competitive interest rates

*Terms and conditions apply

Eligibility Criteria
Eligibility Criteria
Brunei Citizen or Permanent Resident
Between 21 and 50 years of age
Employees of Brunei Government, semi-Government organization and private sector companies accepted by the Bank
Minimum monthly net salary of BND3,000 assigned to Baiduri Bank
Required Documents
Required Documents
Brunei identity card
Latest pay slip
Confirmation of employment letter (where applicable)

Other Terms & conditions apply
Fees & Charges
Fees & Charges
Processing fee of BND200 Fee can be capitalized in the loan amount with an annual renewal fee of BND100
Terms & Conditions

Terms & Conditions
Approval is subject to the Bank’s credit assessment policies.

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