Property Investment Loan

Build your wealth by investing in property

Build your wealth by investing in property that will generate future returns.


  • Repayment period of up to 12 years*
  • Competitive interest rates
  • Fast in-principle approval

*Terms and conditions apply 

  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria

    • Brunei citizens and Permanent Residents
    • Aged between 21 and 60 years of age for employees with TAP
    • Aged between 21 and 55 years of age for employees receiving pension
    • Full-time employees (fixed salary) with at least one (1) year in employment with current employer

  • Required Documents

    Required Documents

    • Original Brunei identity card
    • Latest salary slip
    • Last 3 months account statements (if salary account is with another bank)
    • Last 12 months bank statements (for self-employed)
    • Business registration documents (for self-employed)
    • Copy of House Plan
    • Copy of Title Deed

  • Fees & Charges
  • Terms & Conditions

    Terms & Conditions

    • Assignment of salary or business/rental income is required.
    • All Lending rates are quoted at Effective Interest Rate regardless of method of computation used.
    • Effective Interest Rate is pegged to the Bank’s Prime Lending Rate. Any change in Prime Lending Rate will result in a change in the applicable interest rate.
    • All financing facilities are subject to approval by Baiduri Bank and drawdown of approved facilities are subject to completion of securing documentations.
    • A confirmation letter from lawyer allowing drawdown of the facility must be submitted.
    • Baiduri Bank may, at any time and without prior notice or liability to any party, suspend, terminate or vary these terms and conditions.
    • The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the financing facility. The Bank’s determination of all matters relating to the facility shall be final and conclusive and no correspondence will be entertained.

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*Note: We are currently rolling out our new online business banking service, Baiduri b.Digital Business to existing customers in phases. For users who have not yet received their new login credentials, please continue to access the Business i-Banking service for your online banking needs. For more information, please contact our Customer Helpline at +673 2449666 or email us at [email protected]
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