YOU ARE IN PERSONAL BANKING
* Applicable if credit card minimum payment is settled in full each month.
Credit Card purchases of at least BND300 (or equivalent) in a single receipt.
Requests to convert transactions must be submitted within 3 months from the date of transaction. We encourage requests to be submitted before your next statement date.
One-time processing fee is applicable as follows:
Classic and Gold - 3% or minimum BND30
Platinum - 3% or minimum BND30
Infinite - 3% or minimum BND30
A processing fee of BND100 applies for cancellations or early settlement.
How do I apply for a 0% Instalment Plan?
There are several ways:
Will my credit limit be affected?
Yes. Once your application is approved, your available credit limit will be reduced by the amount of your purchase.
For example:
Available credit limit before 0% Instalment Plan: BND5,000
-
Purchase amount to be converted into instalment: BND2,500
=
Available credit limit after 0% Instalment Plan: BND2,500
Your available limit will gradually return to the original amount as you make your regular repayments.
GET IN TOUCH WITH US
Contact our customer support team if you have any further questions. We are here to help you.
A new change is coming
We will be introducing a new online business banking service, bringing new and improved features to enhance your experience with us. The new service will be rolled out to all customers in phases and our existing Baiduri Business i-Banking service will remain available to you, until such time you have been successfully migrated to the new service.
What you need to do now
To minimise any disruptions to the new service rollout, it is important that we have a record of the most current and valid details of all your existing Baiduri Business i-Banking user(s). This information is mandatory to allow your existing user(s) to proceed with first-time login to the new online business banking service.
Important update
Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.
Important notice: We have updated the Baiduri b.Digital Personal mobile app on 21 August 2023.