- Convert your credit card purchases into easy instalments of 6, 12, 18 or 24 months at 0% interest*
- Purchases must be a minimum of BND300 (or equivalent) in a single receipt
- Flexible payment plans
- Pay zero interest*
* Applicable if credit card minimum payment is settled in full each month.
- Eligibility Criteria
- Fees & Charges
- Terms & Conditions
- More Info
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Eligibility CriteriaEligibility Criteria
Credit Card purchases of at least BND300 (or equivalent) in a single receipt.
Requests to convert transactions must be submitted within 3 months from the date of transaction. We encourage requests to be submitted before your next statement date. -
Fees & ChargesFees & Charges
One-time processing fee is applicable as follows:
Classic and Gold - 3% or minimum BND30
Platinum - 3% or minimum BND30
Infinite - 3% or minimum BND30
A processing fee of BND100 applies for cancellations or early settlement. -
Terms & Conditions
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More InfoMore Info
How do I apply for a 0% Instalment Plan?
There are several ways:- Apply for 0% Instalment Plan through your Baiduri b.Digital Personal account
- Contact our 24-hour Customer Helpline at 2449666 to convert your transaction into 0% Instalment Plan
Is there any cut-off time to apply or submit a 0% Instalment Plan request?
Any requests received 7 working days before the next credit card statement date will be processed and included in the upcoming statement cycle. Requests received later than the stipulated time frame above will only be included in the following month’s statement.Will my credit limit be affected?
Yes. Once your application is approved, your available credit limit will be reduced by the amount of your purchase.
For example:Available credit limit before 0% Instalment Plan: BND5,000
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Purchase amount to be converted into instalment: BND2,500
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Available credit limit after 0% Instalment Plan: BND2,500
Your available limit will gradually return to the original amount as you make your regular repayments.
