0% Instalment Plan

OVERVIEW

Enjoy up to 24 months of affordable instalments – interest free*! From online purchases, home furnishings, electrical appliances and mobile devices, you can now manage your payments with flexibility and ease.

Key Features & Benefits

Convert your credit card purchases into easy instalments of 6, 12, 18 or 24 months at 0% interest*
Purchases must be a minimum of BND300 (or equivalent) in a single receipt
Flexible payment plans
Pay zero interest*

* Applicable if credit card minimum payment is settled in full each month.

Eligibility Criteria
Fees & Charges
Terms & Conditions
More Info

Eligibility Criteria

Eligibility Criteria
Credit Card purchases of at least BND300 (or equivalent) in a single receipt.

Requests to convert transactions must be submitted within 3 months from the date of transaction. We encourage requests to be submitted before your next statement date.
Fees & Charges

Fees & Charges
One-time processing fee is applicable as follows:

Classic and Gold - 3% or minimum BND30

Platinum - 3% or minimum BND30

Infinite - 3% or minimum BND30

A processing fee of BND100 applies for cancellations or early settlement.
Terms & Conditions

Terms & Conditions
view our Terms & Conditions
More Info
More Info

How do I apply for a 0% Instalment Plan?
There are several ways:
Apply for 0% Instalment Plan through your Baiduri b.Digital Personal account
Contact Baiduri Bank Customer Helpline to convert your transaction into 0% Instalment Plan
Request for the 0% Instalment Plan application form at point of purchase (applicable at selected merchants only)

Is there any cut-off time to apply or submit a 0% Instalment Plan request?
Any requests received 7 working days before the next credit card statement date will be processed and included in the upcoming statement cycle. Requests received later than the stipulated time frame above will only be included in the following month’s statement.

Will my credit limit be affected?
Yes. Once your application is approved, your available credit limit will be reduced by the amount of your purchase.

For example:
Available credit limit before 0% Instalment Plan: BND5,000
-
Purchase amount to be converted into instalment: BND2,500
=
Available credit limit after 0% Instalment Plan: BND2,500
Your available limit will gradually return to the original amount as you make your regular repayments.

I am interested to find out more

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GET IN TOUCH WITH US

Contact our customer support team if you have any further questions. We are here to help you.

+673 244 9666

[email protected]

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PERSONAL

BUSINESS

Important notice for Business i-Banking users

IMPORTANT NOTICE FOR BUSINESS I-BANKING USERS

A new change is coming

We will be introducing a new online business banking service, bringing new and improved features to enhance your experience with us. The new service will be rolled out to all customers in phases and our existing Baiduri Business i-Banking service will remain available to you, until such time you have been successfully migrated to the new service.

What you need to do now

To minimise any disruptions to the new service rollout, it is important that we have a record of the most current and valid details of all your existing Baiduri Business i-Banking user(s). This information is mandatory to allow your existing user(s) to proceed with first-time login to the new online business banking service.

Please take note that the email address and mobile number will also be used for user verification and activation. Hence it is important to provide emails and mobile numbers intended for company or business matters.

Every existing user must individually perform the steps listed below to provide the required information to us:

Login to Baiduri Business i-Banking
Click on the Inbox function on the top left corner of the screen
Click on ‘Send New Mail’
Select category option ‘Others’
Enter subject heading ‘Update My Details’
Provide your full name, IC number, mobile number and email address
Click ‘Submit’

If you have any further enquiries, please contact your Account Officer or Relationship Manager. Alternatively, you may call our 24-hour Customer Helpline at 244 9666 for assistance.

We thank you for your support and understanding.

Please select one of the below

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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:

User’s full name
User’s valid Identification Card (IC) or Passport
User’s mobile number
User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

I have read and understood the notice above.

Proceed

Important notice: We have updated the Baiduri b.Digital Personal mobile app on 21 August 2023.

If you have not logged in to your mobile app lately, you will be required to update the app when you open it.

If you have updated the app but have forgotten what your User ID is, you can retrieve it via one of the following:
• Visit Digital Hub at ground level, Baiduri Bank Headquarters
• Visit your nearest Baiduri Bank branch
• Call our 24-hour Customer Helpline at 2449666

If you have forgotten your password, you can reset it through the Baiduri b.Digital Personal web platform through the “Forgot Password” feature.

If you need further assistance, click here for a guide.

Proceed

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